Bike Insurance in Surat

Surat, located in the western Indian state of Gujarat, is now the commercial and economic center of South Gujarat. It is also one of the largest urban areas of western India and is known for its textile industries. Befittingly, it has been dubbed the Silk City of India. It is also the largest center for man-made fiber in the nation. Along with textiles, diamond cutting and polishing is another industry that has been thriving in this city.

The presence of these industries is a lure for employment seekers, and as such, many migrate to this city for better employment opportunities. Surat will be one of the world's fastest-growing cities from 2019 to 2035, according to a study conducted by Economic Times.

Despite being economically developed, the city is plagued with poor transport management, rampant vehicle theft, etc. Monsoon plays havoc, leading to urban flooding. All this contributes to accidents and regular traffic snarls.

Hence, if you are a bike owner in Surat, consider getting a two-wheeler insurance policy at the earliest. 

If you are looking for an insurance provider, then you can opt for Digit Insurance. With Digit, you can get comprehensive cover, own damage, and third-party insurance policies to protect your finances from unforeseen mishaps.

Apart from this, you can also get customisable add-ons like zero depreciation cover, breakdown assistance, tyre protection, etc.

Keep reading for further information.

Following are the two wheeler insurance add-ons available in Surat:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

• Choose from Various Two-Wheeler Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Avoid Heavy Traffic Penalties: It is mandatory to have at least a third-party bike insurance while traversing the roads in India. Uninsured bikes in Surat are now liable for a penalty of ₹2000,  according to the new amendment in the Motor Vehicle Act. This expense can be avoided with third party insurance.
  
• Get Protected with Comprehensive Plan: Considering the challenges in Surat, from flood to theft, you should opt for a comprehensive bike insurance plan. Because it will pay you for the damages to your bike caused by any of the above-mentioned difficulties. And you can load up this plan with add-ons to seek more protection.
  
• Protect Yourself in Worst-Case Scenario: Personal accident cover add-on can be added to your third-party or your comprehensive bike insurance. It will ensure that you are financially backed up if you suffer from a permanent disability or death in an accident. This add-on is essential for accident-prone areas like Surat.
  
• Add-Ons Suitable for Surat Riders: For Surat, ‘Return to invoice’ can be the best choice, as it can help you get back the entire amount of your two-wheeler’s invoice value in case of theft of your vehicle. Engine & Gear Protection Cover will be another good choice for your two-wheeler, which will protect the engine and gearbox if they are damaged during the floods in Surat. You can explore other add-ons as well.