Two Wheeler Insurance in Surat

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Why should you buy Digit Bike Insurance in Surat?

We treat our customers like VIPs, know how…

Smartphone-enabled Self Inspection

Quick and Paperless claims process through a Smartphone-enabled self-inspection process

Cashless Repairs

1000+ Cashless Garages for you to choose from across India

Super-fast Claims

Average turn around time for two-wheeler claims is 11 days

24*7 Support

24*7 call facility even on National Holidays

High IDV per rupee

With us, you can customize your IDV as per your choice!

Two Wheeler Insurance Plans in Surat

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Third party

A Third-party Bike Insurance is one of the most common types of bike insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.

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Comprehensive

A Comprehensive Bike Insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.

Third-Party

Comprehensive

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Know more about the difference between comprehensive and third party two wheeler insurance

How to file a Claim?

After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled.

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

More about Two Wheeler Insurance in Surat

Surat is a city which is famous for its textile industry. The city encompasses silk textiles, cotton mills and Surat zari craft, and is considered the textile hub of the nation. Befittingly it has been dubbed the Silk City of India. It is also the largest centre for man-made fibre in the nation. Along with textile, diamond cutting and polishing is another industry that has been thriving in this city.

The presence of these industries is a lure for employment seekers and as such many migrate to this city for better employment opportunities. Surat will be one of the world's fastest-growing cities from 2019 to 2035 according to a study conducted by Economic Times.

All these factors have pushed the roads to their limits by the vehicles thronging the transportation system here.

Challenges faced by Two Wheeler Riders in Surat

  • Poor road infrastructure leading to fatal accidents: Lack of proper administration and investment in the development of road infrastructure have lead to severe adversities and fatal accidents within the city. In one of the recent accidents registered in Surat in Sept. 2019, two men on a bike died on the spot after their bike skidded over multiple potholes on NH-48. Gujarat, as a whole, registered 19,081 road accidents in 2017 of which 7,289 were fatal according to the report presented by Commissionerate of Gujarat.
  • Climatic drawbacks for riders: Heavy rains in Surat, usually leads to flooding of the rivers, causing great damage to vehicle property and road infrastructure. Natural calamities like these can be lethal with an increased propensity for major accidents through collision, open manholes and potholes, etc.
  • Heavy commercialization of the city: Surat being an industrial hub, attracts mass movement of heavy vehicles all the year-round within the city, both on the narrow roads and on the highways. Commutation becomes even worse with the presence of poor worker/labour encroachments across industrial zones.
  • Theft: The busy city thronging with vehicles makes it difficult for drivers to find a proper parking space. Often the lack of parking spaces forces drivers to park their vehicles in unsafe areas. Nicking a vehicle from these shady areas is a very easy task for the thieves. Two-wheelers general fall prey of unprotected parking spaces, irresponsible locking, etc. 

Why Choose Digit for Two Wheeler Insurance in Surat?

Types of Bike Insurance Plans available:

  • Comprehensive Bike Insurance offers holistic cover to both third-party liabilities and damages to your bike. It covers any damage caused by natural calamities, theft, fire, among others.
  • Third-party Bike Insurance covers damages & losses caused to a third-party person, vehicle or property when you are at fault.

 

Know more about Own Damage Bike Insurance.

 

  • Avoid heavy traffic Penalties: It is mandatory to have at least a third-party bike insurance while traversing the roads in India. Uninsured bikes in Surat are now liable for a penalty of ₹2000,  according to the new amendment in the Motor Vehicle Act. This expense can be avoided with third party insurance.
  • Get protected with Comprehensive Plan: Considering the challenges in Surat, from flood to theft, you should opt for a comprehensive bike insurance plan. Because it will pay you for the damages to your bike caused by any of the above-mentioned difficulties. And you can load up this plan with add-ons to seek more protection.
  • Protect yourself in the worst-case scenario: PA Cover add-on can be added to your Third-Party or your Comprehensive Bike Insurance. It will ensure that you are financially backed up if you suffer from a permanent disability or death in an accident. This add-on is essential for accident-prone areas like Surat.
  • Add-ons suitable for Surat riders: For Surat, ‘Return to invoice’ can be the best choice as it can help you get back the entire amount of your two-wheeler’s invoice value in case of theft of your vehicle. Engine & Gear Protection Cover will be another good choice to your two-wheeler which will protect the engine and gearbox if they are damaged during the floods in Surat. You can explore other add-ons as well.