Two Wheeler Insurance in Ludhiana
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Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement
Damages/Losses to own two-wheeler due to an accident |
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Damages/Losses to own two-wheeler in case of fire |
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Damages/Losses to own two-wheeler in case of a natural calamity |
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Damages to Third-Party Vehicle |
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Damages to Third-Party Property |
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Personal Accident Cover |
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Injuries/Death of a Third-Party Person |
✔
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Theft of your scooter or bike |
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✔
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Customize your IDV |
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Extra protection with customized add-ons |
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Know more about the difference between comprehensive and third party two wheeler insurance
After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Just call on 1800-258-5956. No forms to be filled.
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!
Read Digit’s Claims Report CardLudhiana is a large industrial city in Punjab renowned for displays pottery, musical instruments and traditional Punjabi clothing. Ludhiana is the easiest city in India to do business according to the World Bank. It is ranked 1st in paying taxes, 4th in contract enforcement and 7th in starting a business.
Under the Digit two-wheeler Insurance, two types of products are available:
a) Third-party Bike Insurance: This pays on your behalf when you are legally held responsible for a mishap that has caused bodily injury or property damage to any other party.
b) Comprehensive Bike Insurance: This policy pays you for damages to your own vehicle along with the third-party liability. It safeguards against damages caused by natural calamities, fires, and thefts, among others.
End-to-end protection with Comprehensive Plan - The comprehensive insurance plan ensures a tension-free ride. It is apt for facing the challenges in Ludhiana that are mentioned above. Considering the theft and road accidents in Ludhiana, this policy becomes essential and will help you to recover the losses to your bike in any probable mishaps. And this plan can be customized with several add-ons to increase the scope of coverage.
Avoid Traffic Penalty - A third party bike insurance plan avoids your expenses incurred on the traffic fines which in current date are quite heavy on the pocket. It is illegal to ride an uninsured bike. Penalty for such traffic violation is ₹2000 and/or imprisonment of 3 months. So get third party insurance before riding your bike and be law-abiding.
Add-ons for Ludhiana - Considering the issue of theft in Ludhiana, “Return To Invoice” is an essential add-on. With this cover, the insurance company pays you the complete worth of the vehicle (On-road price paid for the vehicle) in case of theft. There are other add-ons like zero-depreciation, consumable cover, engine and gearbox protection, etc.
Personal accident cover - Ludhiana is prone to accidents and hence the PA cover is indispensable. This takes care of your financial obligation in case you suffer from a permanent disability or death caused in an accident.