Buy/Renew Two Wheeler Insurance Policy Online in Gautam Buddha Nagar
Gautam Buddha Nagar is a district in Uttar Pradesh. Being a part of the Delhi NCR, this district sees a massive inflow of traffic round the clock. In addition, bad road conditions, poor traffic management, heavy commercial vehicle movement and reckless driving make these streets accident-prone. Thefts are a common occurrence.
Thus, to avoid financial setbacks due to accidents and losses, having a two-wheeler insurance plan is a must for every bike owner in Gautam Buddha Nagar.
When you look for a two-wheeler insurance policy in the market, there are various big names that you can consider. Among them, Digit is a reliable insurance policy provider. Digit lets you set the IDV of your bike based on your preference.
To know more about what Digit bike insurance offers, read on.
Why Choose Two Wheeler Insurance by Digit?
Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement
Two Wheeler Insurance Plans in Gautam Buddha Nagar
Third Party
Comprehensive
Own Damage
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
✔
|
Damages to Third-Party Vehicle |
✔
|
✔
|
×
|
Damages to Third-Party Property |
✔
|
✔
|
×
|
Personal Accident Cover |
✔
|
✔
|
×
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
×
|
Theft of your scooter or bike |
×
|
✔
|
✔
|
Customize your IDV |
×
|
✔
|
✔
|
Extra protection with customized add-ons |
×
|
✔
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
Two Wheeler Insurance Add-ons Available in Gautam Buddha Nagar
Following are the two wheeler insurance add-ons available in Gautam Buddha Nagar:
Key Features of Two Wheeler Insurance by Digit
Key Features |
Digit Benefit |
Premium |
Starting from ₹714 |
No Claim Bonus |
Up to 50% Discount |
Customizable Add-Ons |
8 Add-ons available |
Cashless Repairs |
Available at 4400+ Garages |
Claim Process |
Smartphone-enabled Claim process. Can be done online within 7 minutes! |
Own Damage Cover |
Available |
Damages to Third-Party |
Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages |
How to Buy/Renew Two Wheeler Insurance with Digit?
Step 1
On the Digit App or website, enter bike’s registration number, select the policy status and click on ‘View Prices’.
Step 2
Select the plan, add-ons and click on ‘Continue.’
Step 3
Enter your personal, nominee and vehicle details and click on ‘Pay Now.’
Step 4
Complete the payment and mandatory KYC verification process.
Step 5
You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
How to file a Claim?
After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Just call on 1800-258-5956. No forms to be filled.
Step 2
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Step 3
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!
Read Digit’s Claims Report CardWhy Opt for Two-Wheeler Insurance in Gautam Buddha Nagar from Digit?
Digit provides its two-wheeler insurance policyholders with the following advantages:
- 24/7 Customer Service: The customer service team at Digit is available 24 hours a day, 7 days a week, to take your calls. Our representatives will resolve all your queries regarding your two-wheeler insurance policy. Moreover, even if you call on a national holiday, we will happily help you out.
- Online Claim Settlement: Digit's two-wheeler insurance policies have a smartphone-enabled self-inspection claim-settlement process. As a result, there is no need to submit loads of documents or fill out multiple forms. The entire process is smooth and super fast. This fast and easy mechanism helps them maintain a high claim-settlement ratio when it comes to bike insurance. When you want to file a claim, simply call Digit on the provided number. Then you will receive a link to your registered contact number. After this, you must upload pictures of the damaged parts of your two-wheeler by following a step-wise guide. Next, the concerned team will look into the matter and get back to you with an estimate. Then, based on your preference, you can opt for Cashless Service or a Reimbursement.
- Option to Customise the Insured Declared Value: Your bike's Insured Declared Value or IDV has a big influence on your two-wheeler insurance policy's premium and sum insured. Digit lets you customise the IDV of your bike according to your convenience. Be careful while choosing the IDV amount. Higher IDV can get you higher compensation, but you will have to pay a higher premium
- Thousands of Network Garages All Over India: Digit has a vast chain of network garages all across India. If you opt for cashless repairs, you can take your damaged two-wheeler to one of the nearest garages. This will ensure that your bike or scooter gets repaired without any additional expenses from your end. Furthermore, all the repairs done by these network garages have a warranty of 6 months.
How Can Digit Two-Wheeler Insurance Protect You in Gautam Buddha Nagar?
Other than providing financial coverage in the event of an accident, a two-wheeler insurance policy also protects you in the following ways:
- Personal Accident Cover: If you ride a bike or scooter, a personal accident cover is quite essential. This cover makes sure that you have adequate financial coverage for expenses you incur due to permanent disabilities or injuries during an accident. Furthermore, the family of the owner can get financial assistance in case of death.
- Select a Two-Wheeler Insurance Plan of Your Choice: You can find three types of two-wheeler insurance policies available with Digit:
All these bike insurance policies have their own unique features, and you can select one that suits your needs the best.
- Add-ons to Enhance Coverage: You can enhance the coverage of your two-wheeler insurance policy with the help of add-ons. These add-ons, however, will come at extra expenses. Here are some of the add-ons that you can get from Digit. You can add Zero Depreciation cover as an add-on to your bike insurance policy. Usually, the insurer will factor in the depreciation costs of the bike parts while paying compensation. This reduces the amount. With zero dep cover, the insurer will exclude depreciation charges and you will get more amounts. In addition, you can also opt for an Engine Protection cover as an add-on. After an accident, it is quite natural for your bike's engine to suffer from damage. If you have this add-on in your two-wheeler insurance policy, Digit will cover the cost of engine repair and replacement.
- Avoiding Fines: The Motor Vehicles Act of 1988 makes it mandatory for every vehicle owner to have at least a third-party insurance cover. If you ride your bike without a valid two-wheeler insurance policy, there is a fine of ₹ 2,000. This penalty will rise to ₹ 4,000 for repeated offences, and the authorities may also decide to punish you with 3 months of imprisonment or suspension of your driving licence. Hence, whether it is to protect yourself financially in case of an accident or to comply with the laws, a two-wheeler insurance plan is a must for a bike owner.