Bike Insurance in North 24 Parganas

North 24 Parganas is the most populous district in West Bengal. Apart from having various notable tourist destinations, this district houses Saltlake Sector 5, the  IT hub of West Bengal, that includes numerous domestic and international business organisations. Thousands of people travel in and out of this district each day for various purposes leading to congestion.

The streets experience heavy traffic throughout the days. If you are the owner of a two-wheeler commuting in this traffic congested area, there is always a risk of unforeseen situations such as accidents or damages. So, in order to protect yourself from financial loss in such situations, having a two-wheeler insurance policy is important.

In case you are looking for a reliable two-wheeler insurance provider, Digit is a name that you can trust.

Digit provides its two-wheeler insurance policyholders with a lot of benefits. They are:

• Easy and Fast Claim Settlement Process: You can settle claims against your two-wheeler insurance policy with Digit online. You have to simply call on their number, and you will receive a link to your registered contact number. After that, you have to follow the steps to complete the smartphone-enabled self-inspection process. You have to take pictures of the damaged parts of your two-wheeler, and the team looking into this matter will get back to you with a quote. You can opt for a reimbursement or cashless repairs at any of Digit’s network garages. Digit has a high claim settlement ratio when it comes to settling two-wheeler insurance claims.
• Thousands of Network Garages for Cashless Repairs: When you opt for a cashless service while claiming your two-wheeler insurance policy, you can take the vehicle to one of the nearest Digit’s network garages. They are located in various places all over India, and you can get your damaged bike or scooter repaired without any additional spending from your end.
• 24X7 Customer Support: The customer care team of Digit is always there to solve any query that you may have regarding your two-wheeler insurance policy. They are available 24/7 and will happily answer your call even on national holidays.
• Option to Customise IDV: The Insured Declared Value, or IDV, affects the premium of your two-wheeler insurance policy as well as the sum insured. Digit believes in transparency and thus allows you to customise the IDV in bike insurance according to your convenience.

The reasons to choose Digit for two-wheeler insurance in North 24 Parganas are:

• Choose from a range of Two-Wheeler Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Customise with Add-ons: When you get a comprehensive bike insurance policy from Digit, you get the opportunity to customise it with add-ons. These help to extend the policy coverage. Return to invoice cover, breakdown assistance cover, etc. are some of the major examples of add-ons.
• Avoiding Legal Penalties: Apart from getting financial coverage during accidents or losses, having a two-wheeler insurance policy helps you avoid legal penalties. The Motor Vehicles Act of 1988 also makes it mandatory for every private vehicle owner to have at least a third-party insurance cover. If you ride your bike without a valid insurance policy, you have to pay a ₹ 2,000 fine. In case the authorities catch you for a second time, the fine will be ₹ 4,000. It may also include 3 months of imprisonment.
• Personal Accident Cover: Having a personal accident cover offers you financial coverage for expenses due to permanent disabilities, injuries, or death. Having a personal accident cover is essential for every bike owner, and getting one from Digit will help to financially secure your family and take care of your medical treatment costs. Hence, if you own a bike or scooter, having a bike insurance policy is of utmost importance.

Following are the two wheeler insurance add-ons available in North 24 Parganas:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover