Bike Insurance in Tiruchirappalli

Tiruchirappalli is located in Tamil Nadu and is crowned as one of the cleanest cities in the state. In addition to this, Tiruchirappalli captured global attention for being the fifth safest city for women in India.

The city serves as an essential educational hub for the state with the presence of eminent institutions like the National Institutes of Technology (NIT), Indian Institutes of Management (IIM), etc. However, despite the development of various aspects of Tiruchirappalli, the road structures of urban areas are not pleasant.

Hence, students and office-goers travelling on bikes or scooters face challenges. For this reason, purchasing a bike insurance plan from a credible provider is essential. If you are considering getting one, rely on Digit for extensive coverage.

Following are the two wheeler insurance add-ons available in Thiruchirappalli:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

Any owner choosing the two-wheeler insurance policy from Digit will get a plethora of benefits. These are:

• Paperless Claim Settlement Process: The smartphone-enabled self-inspection process ensures that the claim settlement process seamlessly takes place without the hassle of stringent paperwork. To start, give us a call on the given number on the website of Digit. After this, you will receive a link to your registered contact number. In the next step, follow a step-by-by process to click and upload pictures of the damaged parts of your two-wheeler. Our team will look into this matter and contact you immediately with an estimate on receiving the pictures. Then, you can choose Cashless Repairs or Reimbursement based on your convenience. This superfast and systematic claim settlement process of Digit ensures maintaining a high claim settlement ratio for two-wheeler insurance plans in Tiruchirappalli.
• 24/7 Customer Support: The efficient customer care representatives of Digit are available 24/7 to solve all your concerns regarding your two-wheeler insurance policy. Furthermore, we understand that situations may arise any day; thus, we open the helpline portals even on national holidays.
• Network Garages All Over India: Digit has opened an extensive chain of network garages all over India. Thus, you can choose to get cashless repairs for your bike from the nearest garage. The damaged bike or scooter is handled with care and repaired at these garages under professional guidance. Moreover, the repair of your bike will take place without any additional expenses from your end. The network garages of Digit offer 6 months of warranty on all repairs done at their end.
• Customise Bike IDV: The IDV, or Insured Declared Value, of your bike or scooter is directly related to the insurance premium and sum insured. Digit offers you the option to modify the IDV in bike insurance as per your preference. By customising your IDV, you can adjust the premium you will pay for your two-wheeler insurance. So, choose your IDV wisely so that it meets your requirements.

Let's check how the Digit two-wheeler insurance plan can save your bike in Tiruchirappalli:

• Select From a Range of Two-Wheeler Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.

• Maximise Your Coverage with Add-ons: When you select the comprehensive two-wheeler bike insurance policy, Digit allows you to customise the plan with add-ons. These add-ons are additional benefits that are not included in the comprehensive plan. You will need to pay a little extra, which will increase your premium; however, you will get to enjoy a range of benefits. Some notable add-ons are zero depreciation cover, consumable cover, breakdown assistance cover, etc. For example, if you choose roadside assistance, we will offer financial support for repairing and replacing a sudden bike breakdown in the middle of the road.
• Avoid Legal Complications: As per the Motor Vehicles Act of 1988, purchasing a third-party insurance plan for every vehicle owner is mandatory. If caught violating the law, it will attract a hefty penalty of ₹2,000, which may increase to ₹4,000 on repeated occurrence. In some adverse cases, it may lead to the cancellation of driving license or even 3-months of imprisonment.
• Personal Accident Cover: A personal accident cover will monetarily safeguard the interest of the bike owners and their families during hard times. Furthermore, in a case of an accident, if you suffer injuries or permanent disabilities, a PA cover will offer optimum financial support in medical treatment costs. Moreover, in a sensitive situation involving the death of the bike owner in an accident, the policy nominee will get the entire sum insured.