Ambala is located in the state of Haryana and also shares a border with Punjab. It is located near Kurukshetra, Shimla, Amritsar, New Delhi, etc. It was meant to be an alternate growth centre to Delhi and is a counter-magnet city for the NCR.

With an increasing population, Ambala has witnessed a steep rise in vehicle usage that has put extraordinary pressure on its infrastructure. Poor road conditions and traffic mismanagement often lead to congestion and fatalities. Therefore, it is essential to get two-wheeler insurance to protect your finances from unfavourable incidents.

If you are in Ambala and looking for a reliable bike insurance provider, consider relying on Digit. Digit comes with a high CSR (Claim Settlement Ratio) and offers various benefits that make us one of the most trusted insurers in the country.

Following are the two wheeler insurance add-ons available in Ambala:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

Let's check the reason which describes why you must choose two-wheeler insurance  from Digit in Ambala:

• 24X7 Customer Assistance: We offer 24/7 assistance to resolve your queries related to the two-wheeler insurance policies. Moreover, we understand that vehicular emergencies may arise any day at any time; hence, we have kept our helpline portals open even on national holidays. Feel free to reach us anytime, as customer executives of Digit are just a call away.
• Modify Insured Declared Value: IDV or Insured Declared Value signifies the present market value of your bike, and it directly impacts the insurance premium and the sum insured. Digit allows you to customise IDV as per your convenience. If you choose a higher IDV, you will pay a higher insurance premium; however, the sum insured will also be high.
• Simple Online Claim Settlement Process: The smartphone-enabled self-inspection feature by Digit ensures a speedy and hassle-free claim settlement process. All you have to do is call us on the number provided on the website of Digit, and you will receive a link. Tap on the link and click and upload pictures of the damaged area of your bike or scooter by following a step-by-step guide. Once we receive it, our executive will get back to you with an exact estimate. You can choose reimbursement or cashless repairs in the network garages of Digit. Digit's online claim settlement process eliminates the need for manual filing of forms and submission of documents. This ensures a quick settlement during emergencies.
• Get Cashless Repairs From Network Garages: If you are selecting the cashless mode of repair when raising a claim, you can have the damages rectified from the nearest network garages of Digit. There are numerous network garages available in India. The professionals at these service stations will repair your damaged bike without you having to worry about the expense. Moreover, you get six months of warranty on the repair done in any of the network garages of Digit.

Let's understand how a two-wheeler insurance policy from Digit can safeguard you in Ambala:

• Add-ons Customisation: Bike owners choosing a comprehensive two-wheeler insurance can avail the advantage of including preferred add-ons. Add-ons offer additional coverage that is not included in the comprehensive insurance policy. You have to pay an extra amount to get this additional coverage. Some of the significant add-ons you can choose with the comprehensive policy are:

  • Zero depreciation cover
  • Consumable cover
  • Roadside assistance cover
  • Engine and gearbox protection cover
  • Passenger cover etc. 

For example, if you choose roadside assistance as an add-on, you will be completely covered on any expenses incurred due to the repair and replacement needed during a sudden breakdown. This will also include coverage for towing service charges, and taxi service. Digit will also arrange 5 litres of fuel.  

• Choose From Different Two-Wheeler Insurance Policies: There are three types of two-wheeler insurance policies to choose from Digit:

  • Comprehensive Two-Wheeler Insurance
  • Third-Party Two-Wheeler Insurance
  • Own damage or Standalone Two-Wheeler    

You can choose any of the above policies based on your preference and budget. Moreover, if you have a third-party two-wheeler insurance from another provider and still want to cover own damages, you can purchase our own damage two-wheeler insurance.

• Personal Accident Cover: A personal accident cover will protect you and your family financially in the event of an accident-related injury or damage. If you suffer from physical injuries or permanent disabilities, a PA cover will support you with the medical treatment expenses. This cover must be purchased in the name of the bike owner only. Also, having a comprehensive health insurance plan can help you cover the cost of hospitalisation for any injury.
• Avoid Legal Penalties: It is compulsory to purchase a third-party two-wheeler insurance policy if you own or ride a two-wheeler in India. This mandate is as per the Motor Vehicles Act of 1988. Any violation of this mandate will lead to fines of ₹ 2,000; however, it can exceed ₹ 4,000. Moreover, in case of certain incidents, there can be cancellation of driving license or even at least 3-months of imprisonment. Hence, getting a third-party two-wheeler insurance policy will also help you to steer clear of legal hassles.