Renew Bike Insurance in Ambala

Let's check the reason that describes why you must choose two-wheeler insurance from Digit in Ambala:

• 24X7 Customer Assistance: We offer 24/7 assistance to resolve your queries related to the two-wheeler insurance policies. Moreover, we understand that vehicular emergencies may arise any day at any time; hence, we have kept our helpline portals open even on national holidays. Feel free to reach us anytime, as customer executives of Digit are just a call away.
• Modify Insured Declared Value: IDV, or Insured Declared Value, signifies the present market value of your bike, and it directly impacts the insurance premium and the sum insured. Digit allows you to customise IDV in bike insurance as per your convenience. If you choose a higher IDV, you will pay a higher insurance premium; however, the sum insured will also be high.
• Simple Online Claim Settlement Process: The smartphone-enabled self-inspection feature by Digit ensures a speedy and hassle-free claim settlement process. All you have to do is call us on the number provided on the website of Digit, and you will receive a link. Tap on the link and click and upload pictures of the damaged area of your bike or scooter by following a step-by-step guide. Once we receive it, our executive will get back to you with an exact estimate. You can choose reimbursement or cashless repairs in the network garages of Digit. Digit's online claim settlement process eliminates the need for manual filing of forms and submission of documents. This ensures a quick settlement during emergencies.
• Get Cashless Repairs from Network Garages: If you are selecting the cashless mode of repair when raising a claim, you can have the damages rectified from the nearest network garages of Digit. There are numerous network garages available in India. The professionals at these service stations will repair your damaged bike without you having to worry about the expense. Moreover, you get six months of warranty on the repair done in any of the network garages of Digit.

Let's understand how a two-wheeler insurance policy from Digit can safeguard you in Ambala:

• Add-ons Customisation: You can purchase add-ons to your bike insurance policy. This may raise the premium amount of your bike insurance policy; however, they can come in handy in multiple ways. For instance, you can consider purchasing a return-to-invoice cover. There can be situations where your bike can get totaled or damaged beyond repair in the event of an accident. Under such circumstances, if you have this add-on, we will refund the entire amount mentioned on the invoice. In addition, you can also opt for a consumables cover. After an accident, consumables like nuts, bolts, oil, etc., can become unfit for use. A normal two-wheeler insurance plan will not cover such expenses when you claim your policy. However, if you have this add-on, we will cover these expenses. You can customise your policy as per your preference with Digit.  
• Choose from Different Two-Wheeler Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Personal Accident Cover: A personal accident cover will protect you and your family financially in the event of an accident-related injury or damage. If you suffer from physical injuries or permanent disabilities, a PA cover will support you with the medical treatment expenses. This cover must be purchased in the name of the bike owner only. 
• Avoid Legal Penalties: It is compulsory to purchase a third-party two-wheeler insurance policy if you own or ride a two-wheeler in India. This mandate is as per the Motor Vehicles Act of 1988. Any violation of this mandate will lead to fines of ₹ 2,000; however, it can exceed ₹ 4,000. Moreover, in case of certain incidents, there can be cancellation of driving license or even at least 3 months of imprisonment. Hence, getting a third-party two-wheeler insurance policy will also help you to steer clear of legal hassles.

Following are the two wheeler insurance add-ons available in Ambala:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover