Bike Insurance in Bhavnagar

Bhavnagar is a city in the Saurashtra region of Gujarat, which is 190 km far from the capital city Gandhinagar. With several small and large-scale industries and the largest ship-breaking yard, Bhavnagar has always been an important city for trade and commerce.

Besides being an abode of rapidly growing MSME industries, this city is also home to popular educational institutes such as Sardar Patel Educational Institute, Shri Swaminarayan College of Education, etc. On top of that, it also attracts tourists from different parts of the country with its rich, ancient cultural heritage.

Due to the massive crowds on the streets, maximum daily commuters prefer travelling via two-wheelers to beat the congestion. However, considering the severity of traffic mismanagement, every bike owner in Bhavnagar must opt for two-wheeler insurance. Getting bike insurance will cover you from unexpected financial burdens.

If you are looking for a reputed insurance provider in Bhavnagar, you can consider Digit Insurance. We aim at 100% customer satisfaction and offer enhanced insurance coverage for our policyholders efficiently.

Digit's two-wheeler insurance policy offers you ample benefits and provides enhanced financial security. Here are the ways it can extend a policyholder's convenience:

• Customise Your Bike's IDV: IDV is the Insured Declared Value, which is your bike's market value, including its depreciation charges. The compensation value during a claim depends on the IDV. Thus, it directly affects your insurance premium and the sum insured. If you opt for a Digit bike insurance policy, you get the option to customise the IDV in bike insurance at your convenience.
• Cashless Repairs at Our Network Garages: Digit has a wide chain of network garages across India where you can get your two-wheeler repaired if you choose our cashless repair mode. Our network garages provide this service free of cost, and every repair comes with a 6-month warranty.
• Constant Assistance From Our Customer Support Team: Our helpline number is available every day for 24 hours, irrespective of Sundays and national holidays. So, whenever you have an insurance-related query, feel free to call us for a quick solution or assistance.
• Seamless Claim Settlement Process: With our smartphone-enabled self-inspection method, you can avail super-fast claim settlement in minutes. The entire process is online, which facilitates a paperless claim settlement procedure. To begin the process, call us from your registered mobile number and receive a self-inspection link instantly. Next, follow the guide, click the pictures of your damaged vehicle, and send them to us. Once you complete the procedure, we will get back to you with an estimate. You can then choose either the reimbursement or cashless mode of repair.

Digit can safeguard your vehicle in the following ways:

• Choose a Preferable Insurance Policy: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.

• Customise Your Insurance Policy with Add-ons: You can enhance the coverage of your two-wheeler insurance policy with the help of add-ons. These add-ons, however, will come at extra expenses. Here are some of the add-ons that you can get from Digit. You can add Zero Depreciation cover as an add-on to your bike insurance policy. Usually, the insurer will factor in the depreciation costs of the bike parts while paying compensation. This reduces the amount. With zero dep cover, the insurer will exclude depreciation charges, and you will get more amounts. In addition, you can also opt for an engine protection cover as an add-on. After an accident, it is quite natural for your bike's engine to suffer from damage. If you have this add-on in your two-wheeler insurance policy, Digit will cover the cost of engine repair and replacement.

• Avoid Legal Liabilities: According to the Motor Vehicles Act of 1988, every Indian bike owner is liable to opt for a third-party two-wheeler insurance policy. Those violating this act will be fined a charge of ₹2,000. However, the amount can become double for repeated offenses. Thus, if you get a bike insurance policy from us, you are protected against such legal hazards.
• Get a Personal Accident Cover: A bike owner must opt for a personal accident cover to protect themselves and their family from sudden mishaps. It covers you financially against injuries, permanent disability, and death. Moreover, if the owner-cum-policyholder dies in an accident, the nominee will receive the insured amount. Hence, choosing Digit as your insurance partner allows you to extend your bike insurance coverage and remain financially protected.

Following are the two wheeler insurance add-ons available in Bhavnagar:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover