Renew Bike Insurance in Indore

Rash Driving and Accidents

Encroachments across Indore are making roads narrower, increasing the risk of skids, accidents, and vehicle damage for two-wheeler riders. Reckless behavior, especially among youth, like rash driving, stunts, traffic violations, and not wearing helmets, adds to the danger. Indore Police have identified 30 high-risk zones and placed them under extra surveillance.

Unsatisfactory Infrastructure

Indore aims to top the national rankings in traffic management, with the state government modernizing systems and increasing traffic police presence. However, damaged roads, potholes, and narrow lanes continue to pose challenges for riders.

Lack of Civic Traffic Knowledge & Signals

As per Indore Police reports, 1,765 road accidents occurred by mid-2018, with 169 fatalities. Congested areas like Malwa Mill Square face frequent traffic jams and lack traffic signals, making them accident-prone.

Increased Movement of Commercial & Heavy Vehicles

Increased globalization and industrial demands have consequently increased the volume of heavy vehicles on the city roads even on the narrower ones. These movements in the absence of traffic signals at certain junctions cause immense traffic problems along with fatal accidents. 

Accidents

Damages and losses that may arise due to an accident or collision.

Theft

Covers for your losses in case your two-wheeler is unfortunately stolen!

Fire

Damages and losses to your two-wheeler in case of an accidental fire!

Natural Disasters

Damages caused to your two-wheeler due to nature’s many furies, such as due to floods, cyclones, etc.

Personal Accident

Covers for your expenses in cases where you’ve hurt yourself too bad!

Third-Party Losses

When a person, a vehicle or a property is hurt or damaged due to your bike's actions.

Own Damages for Third-Party Policy holder

In the case of a Third-Party Bike Policy, damages to own vehicle won’t be covered.

Drunk Riding or without a Licence

Situations where you were riding drunk or without a valid two-wheeler licence won't be covered.

Add-Ons Not Bought

Some situations are covered in add-ons. If you haven’t bought those, the corresponding situations will not be covered.

Contributory Negligences

Any contributory negligence (e.g. driving in flood) won't be covered.

Consequential Damages

Any damage which is not a direct result of the accident will not be covered.

Driving without a valid Driving Licence Holder

If you hold a learner’s licence and were riding without a valid licence-holder then your claim won’t be covered.