Two Wheeler Insurance in Dhanbad

Dhanbad is a famous urban agglomeration that holds the position of Jharkhand's second most populous city. It houses one of India's largest coal mines and is known as the 'Coal Capital of India'. However, Dhanbad is not only famous for its coal mines. The city also has a developing IT sector and large-scale industries as well.

Being one of the most notable economic centres of the state, the city sees a massive influx of workers from across the state. On top of that, the movement of heavy vehicles and inadequate infrastructure lead to massive congestion.

If you are a resident of this city who travels on two-wheelers, a motor insurance policy is what you will need. While searching for a two-wheeler insurance policy, you may come across dozens of insurance providers. Digit is one of the most reputed motor insurance providers in India. Keep reading to learn about our insurance policies in detail.

Following are the two wheeler insurance add-ons available in Dhanbad:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

Digit two-wheeler insurances are beneficial in many ways. Here are some of the reasons you should opt for one:

• 24/7 Customer Support: Digit focuses on customer satisfaction; hence, we provide round-the-clock customer assistance to all our clients. So, whenever you need an insurance-related solution, reach us via dialling our helpline number. Our customer care representatives are even available on Sundays and national holidays. So, we are just one call away from resolving your queries.
• Easy and Quick Claim Settlement: With our smartphone-enabled self-inspection method, you can easily raise a claim against your insurance policy in minutes. Just follow these easy steps and get your insurance claim settlement done:
  • Call us from your registered mobile number to receive the self-inspection link
  • Follow the stepwise guidelines and capture the damaged bike parts from your smartphone
  • Receive the estimation from our team
  • Choose a repair mode between Cashless and Reimbursement

This method saves time and hassle as you don't need to visit us for documentation or paperwork.

• Options to Customise Your Bike's IDV: IDV or Insured Declared Value is the maximum compensation amount your insurer can provide you at times when your vehicle is stolen or damaged beyond repairs. It affects the premium amount and the sum insured of your two-wheeler insurance. Digit maintains transparency with every client and allows them to decide their bike's IDV.
• Cashless Repair From Digit Authorised Network Garage: We have thousands of network garages all-over India, and when you choose the cashless repair mode, you can get the bike repaired from any of these garages. The best part is that you need not pay any extra amount for their services; Digit will settle the bill with the garage. Moreover, Digit-authorised garages offer a six-month warranty on every repair.

Digit provides extensive protection to your vehicle and helps you stay safe in the following ways:

• Choosing a Convenient Insurance Policy: Digit comes with three different two-wheeler insurance policies to protect your bike against sudden mishaps. Here are they:

  • Third-party Two-wheeler Insurance Policy
  • Comprehensive Two-wheeler Insurance Policy
  • Own Damage Two-wheeler Insurance Policy

Choose a policy as per your budget and requirement. 

Note: You can buy an own damage two-wheeler insurance plan any time, even if you have a third-party policy from a different policy provider.

• Avoid Legal Liabilities: When you opt for a two-wheeler insurance policy from Digit, it helps you abide by the provision of the Motor Vehicles Act 1988. As per this Act, every vehicle owner in India needs to have third-party insurance. Moreover, anyone found riding a motorcycle without a valid insurance policy will be charged a hefty fine of ₹ 2,000. This amount can rise to ₹ 4,000 in case of repeated offences, and authorities can even suspend your driving license.
• Extend Your Insurance Coverage With Add-ons: Add-on covers provide additional coverage that you can get by paying a nominal extra charge with your insurance premium. However, you are eligible for add-on coverage only if you are a comprehensive insurance policyholder. These add-ons basically extend your insurance coverage and provide an additional layer of protection to your two-wheeler. Digit provides a bunch of add-ons such as:
  • Zero-depreciation cover
  • Tyre protect
  • Breakdown assistance cover
  • Return to invoice cover, etc. 

So, you can choose any of the mentioned coverage as per your convenience.

• Protect Yourself with Personal Accident Cover: A personal accident cover protects you and your family from a sudden financial burden in case of any mishap or accident. It provides coverage for medical expenses incurred due to any bodily injuries or permanent disabilities. If the bike owner dies or suffers complete permanent disability, Digit will offer the total sum insured as compensation. Hence, a personal accident cover is a saviour for your family during unexpected mishaps.