One of the six zones of Greater Hyderabad Municipal Corporation, Secunderabad, is known as the twin city. Collectively, both these cities form the sixth largest metropolis in India. Secunderabad houses renowned industrial areas such as Bolarum, Nacharam, Uppal, Ghatkesar, and many others.

Being a busy city, Secunderabad witnesses heavy traffic throughout the day. So, if you own a two-wheeler and often travel to crowded areas, be aware of mishaps and accidents. You can opt for a two-wheeler insurance policy to prevent heavy financial losses during such instances.

Digit is a reliable insurance partner if you are looking for a trustworthy two-wheeler service provider. Digit comes with a high CSR or claim settlement ratio for bike insurance and offers customers the option to customise the IDV of their vehicle.

Following are the two wheeler insurance add-ons available in Secunderabad:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

Following are the major benefits Digit offers to its two-wheeler insurance policyholders:

• Quick and Simple Claim Settlement: Digit settles your claims against your two-wheeler insurance policy through an online process. The steps are very simple; you just have to call on Digit's number when you raise a claim. Then, you will get a link on your registered mobile number. Next, you will have to upload pictures of the damaged parts of your bike, and the team will respond to you with a quote accordingly. This simple smartphone-enabled self-inspection process is hassle-free. Moreover, you can choose a Reimbursement or Cashless Repair at any of Digit's network garages in the city. This simple and fast claim settlement mode has made Digit one of the most trusted insurance providers in the country.
• Customise IDV: Insured Declared Value or IDV is the market value of your vehicle. It is one of the essential components of your two-wheeler insurance as it determines the amount you must pay as your insurance premium. The IDV also affects the sum insured amount. However, Digit believes in transparency and allows you to customise the IDV of your vehicle as per your requirement and your budget. So, if you set a higher IDV, the sum insured will be higher.
• Several Network Garages for Cashless Repairs: Digit has thousands of network garages that are located in various places in India. Therefore, when you choose a Cashless Repair service while claiming your vehicle's insurance policy, you can take it to any of the nearest network garages. You will not have to pay any additional charges from your end while getting your two-wheeler repaired. What's more, you get a 6-months warranty for all repairs.
• 24X7 Customer Service: We know that vehicular emergencies can come up at any time. Digit's customer service is available 24X7 at your service. Our team will ensure prompt solutions regarding your two-wheeler insurance policy and happily resolve your queries regarding the same.

Here's how a Digit two-wheeler insurance policy can save your bike and your finances in Secunderabad:

• Customise With Add-ons: If you want to extend the coverage of your comprehensive bike insurance, you can choose to include add-ons as per your necessity. These ensure the extension of your policy coverage. However, you are required to pay an additional amount over and above the premium amount. You can choose from a wide range of add-ons from Digit:

  • Consumables Cover 
  • Zero Depreciation Cover
  • Engine Protection Cover
  • Roadside Assistance Cover
  • Return to Invoice Cover and more

• Range of Two Wheeler Policies to Choose from: There are primarily three types of two-wheeler policies offered by Digit. They include:

  • Comprehensive Two Wheeler Insurance
  • Third-Party Two Wheeler Insurance
  • Own Damage Two Wheeler Insurance

You can purchase any two-wheeler insurance plan at an affordable rate varying on your need and your budget.

• Personal Accident Cover: As per motor laws, a personal accident cover is a mandatory extension that you need to have while buying vehicle insurances. It provides coverage for expenses that you incur for expenses due to an accident, injury, or death. It also includes coverage for expenses due to total permanent disability caused due to the mishap. A personal accident cover is necessary for every vehicle owner as it helps to financially secure your family in case of any kind of mishap.
• Avoid Legal Fines: It is illegal to ride a two-wheeler in India if you do not have valid insurance coverage. The Motor Vehicles Act 1988 says that every owner of a private vehicle must have a third-party insurance cover. If you ride a two-wheeler without a valid insurance policy, you will have to bear a penalty of ₹ 2,000. However, if the authorities catch you for the second time, they will penalise you with an amount of ₹ 4,000. Apart from that, you might also have to serve three months of imprisonment in case of certain circumstances.