Bike Insurance in Agra

With a population of almost 16 lakhs, Agra is a city in the northern Indian state of Uttar Pradesh. It lies on the banks of the river Yamuna and attracts millions of tourists every year. Agra is home to many iconic tourist attractions, such as the Taj Mahal, Agra Fort, Jama Masjid, Fatehpur Sikri Fort, Akbar’s Tomb, Mehtab Bagh, and Taj Museum. It is also known for its flourishing markets, such as the Subhash Emporium, Kinari Bazaar, Sadar Bazaar, and many more. 

The Yamuna Expressway connecting Agra with other areas is quite accident-prone. In addition, the roads of the city are filled with potholes, leading to various mishaps.

Travelling on such traffic-ridden roads can be risky. So, if you have a two-wheeler, make sure to buy a bike insurance policy. Moreover, it is mandatory to have at least third-party vehicle insurance as per the Motor Vehicles Act of 1988.

Thus, if you are looking for a two-wheeler insurance in Agra, Digit is a name that you can trust. To know more, read on.

Due to the above challenges, buying two-wheeler insurance in Agra is highly necessary. Digit insurance can be a good choice for bike insurance in Agra. Because the process is completely online and hassle-free. The middlemen and the complex clauses are completely excluded from the process. Further, the claim procedure is self-inspection based and smartphone-enabled.

• Choose Among Types of Bike Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Avoid Heavy Fines: Driving without two-wheeler insurance can attract heavy penalties in Agra. As per the law, you’ll be liable to pay a fine of Rs.2000 for the first offence, and for subsequent offences, the fine increases to Rs.4000. You may also have to serve imprisonment for up to 3 months, and your driving license might get cancelled. Thus, if you want to avoid such punishments in Agra, Digit’s third-party insurance is a good option.
• Comprehensive Policy to Protect Your Bike: Considering the high rate of accidents, heavy rains, bad road conditions, and bumper-to-bumper traffic conditions in Agra, you cannot deny the fact that your bike may get damaged in such scenarios. So Digit’s Comprehensive policy can protect your bike in such cases. This policy provides full protection to your bike against the damages caused due to natural and man-made calamities and covers third-party liability as well. It will provide monetary assistance and legal assistance in case of an accident.
• Add-Ons Suitable for Agra: The poor road conditions in Agra may cause a breakdown of your two-wheeler. So with roadside assistance cover, you can call for help in case your bike breaks down. Calling for such help with this add-on is not even considered as a claim by Digit. Since thousands of bikers commute daily through the deadly Yamuna Expressway, and the highway is notorious for the number of lives it claims every year, it becomes essential for them to buy a personal accident cover. This cover provides compensation to the biker in case of permanent disability or death in an accident. This add-on can be bought with the comprehensive policy and the stand-alone TP policy as well. 

Following are the two wheeler insurance add-ons available in Agra:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover