Raigad is one of the districts of the Konkan division of Maharashtra. This district offers a unique combination of historic forts and religious sites. It is located close to Mumbai, Thane and Pune.

The place receives heavy footfall due to tourists, and adventure enthusiasts. However, during monsoons, the heavy rainfall makes the road conditions worsen, affecting its residents. Such situations lead to unfortunate mishaps and accidents.

Therefore, if you are a resident of Raigad and want to safeguard yourself from financial losses due to any mishap, you can opt for a two-wheeler insurance policy. In this regard, you can choose Digit as your two-wheeler insurance provider.

Interested? Details have been discussed below.

Following are the two wheeler insurance add-ons available in Raigad:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

The following are some of the top reasons to choose a two-wheeler insurance policy from Digit:

• Customisable IDV Option: The IDV or Insured Declared Value of your vehicle is its current market value. You will be glad to know that Digit allows its customers to set this value as per their choice and budget. The IDV will impact your policy’s sum insured and the policy premium amount that you need to pay. If you set a lower IDV, the premium amount will be lower, but the sum insured will be lower as well.
• 24x7 Assistance: Digit offers continuous customer assistance to address all your queries. We also understand that mishaps are unpredictable and can strike at any moment. We have kept our helplines open round-the-click to assist you in emergencies and address your queries. You can also reach us on national holidays.
• Online Settlement Process: One of the best reasons to choose two-wheeler insurance from Digit is that it offers a hassle-free claim settlement process. The process is online, and you do not have to submit any documents manually or visit our offices. To be precise, you have to call on the provided number first. We will then send you a link to your smartphone for self-inspection. Now click on the link and take pictures of the damaged parts of your bike. After uploading the pictures, the team will review the matter and revert with a quote. You can select between cashless repair and reimbursement processes as per your preference. This easy method has helped Digit to raise its claim settlement ratio for bike insurance policies.
• Vast Chain of Network Garages: We have partnered with thousands of network garages all over India. If you are opting for cashless claim settlement, you will simply have to reach your nearest network garage and have the damages rectified. You don’t have to pay anything extra as we will settle the bill with our partnered garage.

If you opt for Digit bike insurance, you can protect your bike and your finances in the following ways:

• Benefits of Add-Ons: You can extend the coverage of comprehensive bike insurance by including add-on covers as per your budget and necessity. They will ensure the extension of your bike insurance policy coverage. But, you have to pay an additional amount each month to avail the benefits of add-ons. Here are add-ons that you may choose from Digit:

  • Passenger cover 
  • Zero depreciation cover
  • Roadside assistance cover
  • Engine and gear-box protection cover
  • Return to invoice cover and more
• Avoid Legal Charges: A motor insurance plan is not only essential for getting financial assistance in case of mishaps but also for protection against legal penalties. It is mandatory by law to have at least third-party insurance coverage for your vehicle under the Motor Vehicles Act 1988. So, if you ride a bike or scooter without getting it insured, you can attract a fine of ₹ 2000. However, this amount rises to ₹ 4000 for repeated offences. You might also have to face imprisonment and driving license cancellation in some cases.
• Personal Accident Cover: To provide coverage to your family for expenses during permanent disabilities, injuries, and death, you should get a personal accident cover. It is an extension that every vehicle insurance policyholder has to get. It offers cover for expenses you might incur for treatment of total disability, physical injury, etc. caused by accident. In case of death and permanent total disability of the bike owner, we offer the total sum insured amount to the nominee. A personal accident cover will provide financial security to your family in case of any unfortunate incidents.
• Pick a Suitable Two-Wheeler Insurance Policy: There are the three bike insurance options offered by Digit:
  • Own Damage Two Wheeler Insurance
  • Third Party Two Wheeler Insurance
  • Comprehensive Two Wheeler Insurance

 The features, coverage benefits and expenses involved will vary for each of the insurance policies. You have to assess your budget and your requirement before choosing a particular policy.