Bike Insurance in Faridabad

Faridabad is the most populous city in Haryana. It is one of the major satellite cities of Delhi and about 284 kilometres south of Chandigarh. It is a part of the Delhi NCR. Faridabad is one of the fastest-growing cities in the country.

Being part of the busy Delhi NCR, Faridabad sees major traffic rush throughout the day. Moreover, rampant traffic violations and poor traffic management lead to major accidents and mishaps. Vehicle theft is also quite common here.

You can purchase a two-wheeler policy from Digit Insurance to protect yourself from any financial losses that you may incur due to accident, damage, collision or theft. Digit is a trusted motor insurance provider known for its quick claim settlement and high claim settlement ratio.

To know more in detail, continue reading.

Here are the major reasons for getting a Digit two-wheeler insurance policy.

• Smartphone Enabled Online Claim Settlement Process: Digit offers an online claim settlement process. It helps to settle your claim for bike insurance smoothly within a few minutes. To begin the procedure, you have to call Digit on the provided number. You will receive a link for the self-inspection on the registered mobile number. Once the same arrives, follow the instructions and upload the pictures of the damaged portions of the bike. The Digit team will inspect it and provide you with a quote. After that, depending on your choice, you can choose two options:

  • Reimbursement 
  • Cashless Repairs

This online claim settlement process has helped Digit maintain a high claim-settlement ratio for bike insurances.

• 24x7 Customer Support Team: The customer support team is always ready to assist you with your doubts and confusion and will resolve them smoothly. If you face any problems during holidays, Digit's customer assistance team is there to cater to you on national holidays as well. Thousands of Cashless Network Garages If you want to opt for the cashless mode of repair when raising a claim, you can reach out to any of Digit's network garages. Our network garages are present throughout the country. You can get the damaged bike repaired without any extra spending from your end. Additionally, these network garages provide a 6-month warranty on all repairs on your vehicle.
• IDV Customisation: IDV is the maximum amount that your insurer will provide as compensation. Your bike's insured declared value greatly influences your bike insurance policy's premium amount and sum insured. When you opt for Digit, you get to customise the IDV in bike insurance according to your budget or preference.

Here's how the Digit two-wheeler insurance helps you protect your bike in Faridabad:

• Avoiding Legal Problems: According to the Motor Vehicles Act of 1988, you must have a third-party insurance policy if you own a vehicle. If you ride a bike without valid bike insurance, you can be penalised with a hefty fine ranging from ₹ 2,000 to ₹ 4,000. Moreover, depending on the severity of the violation, your license is liable for cancellation.
• Choose Two-Wheeler Insurance Policy Based on Your Budget: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.

• Customise Your Policy With Digit's Add-Ons: You can enhance the coverage of your two-wheeler insurance policy with the help of add-ons. These add-ons, however, will come at extra expenses. Here are some of the add-ons that you can get from Digit. You can add Zero Depreciation cover as an add-on to your bike insurance policy. Usually, the insurer will factor in the depreciation costs of the bike parts while paying compensation. This reduces the amount. With zero dep cover, the insurer will exclude depreciation charges, and you will get more amounts. In addition, you can also opt for an Engine Protection cover as an add-on. After an accident, it is quite natural for your bike's engine to suffer from damage. If you have this add-on in your two-wheeler insurance policy, Digit will cover the cost of engine repair and replacement.

• Personal Accident Cover: The personal accident cover offers financial coverage for expenses incurred due to injuries, permanent disabilities, or death due to an unfortunate accident. This will give you the necessary financial coverage in your hour of need. Moreover, a personal accident cover will provide compensation to the nominee if the car owner dies due to an accident. This cover is mandatory as per the government laws, and it will help to protect your family financially in times of need.

Following are the two wheeler insurance add-ons available in Faridabad:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover