Bike Insurance in Porbandar

Porbandar is a historical city in Gujarat, mostly known for being Mahatma Gandhi's birthplace. It is an ancient port city and currently features an all-weather port providing berthing facilities for about 50,000 DWT ships. Besides, tourism comprises most of its economy as it houses several ancient temples.

Moreover, Porbandar is well-connected to other parts of the state and country via NH 27, NH 8E Ext. etc. So, bike owners in Porbandar who commute the busy roads daily are familiar with the massive traffic. Hence, you know the threatening road conditions that may lead to fatal accidents.

Hence, you must opt for two-wheeler insurance to safeguard yourself and your vehicle during an unforeseen incident. If you are looking for a reliable insurer that can offer you the best policy plans at a convenient price range, Go Digit is an obvious match. We offer extensive insurance coverage and several added features to enhance your benefits.

Digit two-wheeler insurance policy provides you with several valuable features that can be beneficial and convenient to you in many ways:

• Seamless Claim Settlement Procedure: Our smartphone-enabled self-inspection method lets you raise a claim against your insurance policy in easy steps. First, you need to contact Digit from your registered number to receive the self-inspection link. After getting the link, you can follow the step-by-step guides to capture the damaged parts of your bike. Once we receive the images, we will provide you with an estimate considering the severity of the damage. Then you can decide the repair mode, whether you want it to be cashless or reimbursement. Moreover, the entire procedure is online, so you need not go through the hassles of paperwork and documentation. Hence, it saves your time and offers you the fastest claim settlement.
• IDV Customisation: You can claim for settlement when your bike gets stolen or damaged beyond repair. IDV, or Insured Declared Value, is the maximum amount your insurer provides you at that time. Hence, IDV impacts your insurance's premium and the sum insured strongly. Valuing the convenience of each policyholder, we allow you to customise the IDV in bike insurance according to your preference.
• Cashless Repairs: There can be hard times when you are out of cash but suddenly have to repair your bike. Digit turns out to be a saviour in such moments if you have opted for our cashless mode of repair. Under this mode, you can head to the nearest Digit network garage and get your two-wheeler repaired without paying an extra penny. Moreover, you get a six-month warranty whenever you get a repair from our network garages.
• Round-the-clock Customer Support: If you come up with an insurance-related question at any hour of the day and require expert advice, reach us at once. Our representatives attend every call 24/7 on all days. Moreover, we are available on national holidays as well. So, call us without any hesitation whenever you need a solution.

Digit's two-wheeler insurance offers a bunch of added features to cover you financially during severe accidents. Here are some of the best ways it can safeguard you and your vehicle:

• Choose from Our Range of Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.

• Avoid Legal Liabilities: Every vehicle owner in India must at least opt for third-party two-wheeler insurance while purchasing a bike. Moreover, it is mandated by the Motor Vehicles Act of 1988, and anyone not abiding by this rule is liable to hefty penalties. The amount can even rise to ₹ 4,000, considering the repetition of the offence. Besides, authorities can imprison a violator or suspend his driving license under severe conditions. When you opt for a two-wheeler insurance policy from us, you get protected from all such legal hazards.
• Extend Your Insurance Coverage with Customisable Add-ons: Add-ons are additional coverage that a comprehensive policyholder can buy to extend his benefits. It lets you get extra coverage in exchange for a nominal extra monthly charge that counts with your premium amount. Digit offers a range of add-on coverage such as return to invoice cover, breakdown assistance, daily conveyance benefit, etc. Each of them covers you in different aspects. Suppose you opt for a zero depreciation cover. It will help you get the full value of repair or replacement costs without any depreciation. However, you must repair the vehicle at a Digit Authorised Workshop to avail this benefit.
• Get Personal Accident Cover: Personal Accident Cover is a much-needed aspect that every policyholder should purchase. It provides you with financial assistance to meet medical treatment expenses during an accident. Hence, PA cover protects you against injuries, permanent disabilities, and even death. Hence, when you buy a personal accident cover from Digit, you can keep your family financially secure from unexpected burdens.

Following are the two-wheeler insurance add-ons available in Porbandar:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover