Bike Insurance in Thiruvananthapuram

Here are the features you can get from Digit after getting two-wheeler insurance in Thiruvananthapuram:

• Choice of Policies: The company offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Avoid Heavy Penalties: As it is illegal to ride an uninsured bike on Indian roads, you might end up paying hefty fines for such an offence. The penalty for this offence is ₹2000 and/or imprisonment of 3 months. So make sure that you have the bike insurance before you hit the road. 
• Shield Your Bike with a Comprehensive Policy: This offers holistic coverage against all the traffic odds, be it damages caused by accidents or bumper-to-bumper traffic. With this plan, you can purchase add-ons that will provide extended coverage to your bike.
• Add-ons for Better Protection: Due to unpredictable rain and coastal terrain often causing waterlogging and breakdowns, the Engine and Gearbox Protection Cover can help to safeguard key bike components from damage. Breakdown Assistance is equally useful, offering quick help when bikes stall during downpours or get stuck on hilly, congested roads.

Two-wheeler insurance is a requirement for all bike owners. Getting one from Digit will get you a lot of benefits, which have been listed below:

• Thousands of Network Garages Throughout India: If you opt for Digit’s Cashless Repairs while claiming your insurance policy, you can get repairs done at any one of our network garages. This will help you repair your damaged scooter without hurting your pocket. These registered network garages are located all across India and are easy to identify. You will also get a 6-month warranty on all repairs.
• 24x7 Customer Support Team: Our customer support team works round the clock to give prompt solutions to your queries related to your bike insurance policy. Therefore, you can call us anytime without hesitation, and we will be happy to help you. Moreover, if you have any doubts about your insurance policy or need sudden repairs on national holidays, we will also solve that.
• Get Digital Claim Settlement Process: Digit offers a fully digital claim process to eliminate paperwork. Just call us, click the link we send to your registered mobile, and follow the guide to upload clear photos of the damage. Our team will assess it and share an estimate. You can then opt for cashless repair or reimbursement. This smooth process helps Digit maintain a high claim settlement ratio.

• Customise the Insured Declared Value: Get your IDV in bike insurance customised with Digit. The higher the IDV, the better the price you will get for selling your bike. However, it has a direct impact on your scooter insurance policy's sum insured and premium. You get the option of customising the IDV as per your budgetary requirements.

Following are the two wheeler insurance add-ons available in Thiruvananthapuram:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover