Bike Insurance in Mumbai

Bollywood. Vada Pav. Tiffin and, of course, the rain! Mumbai, the capital of Maharashtra, is the second-most populous city in India after Delhi. Mumbai is home to three UNESCO World Heritage Sites: Elephanta Caves, Chhatrapati Shivaji Maharaj Terminus, and the city's distinctive ensemble of Victorian and Art Deco buildings.

Mumbai has very many faces. It is the financial and commercial as well as the entertainment capital of India. Being the centre seat for commercial transactions in India, Mumbai holds one of the top ten positions in the global financial flow.

 The city attracts lakhs of migrants and workers from all over the country. In addition, higher standards of living have led to a massive growth of private vehicles. Floods, congestion, and theft are quite common. To protect yourself from such situations, you need to have a two-wheeler insurance policy.

Moreover, the Motor Vehicles Act of 1988 has made it mandatory for every vehicle owner to purchase a third-party insurance cover. Thus, if you are looking for a two-wheeler insurance policy, try out Digit. Their online claim settlement process is quick and hassle-free, negating the need to submit any document hard copies. You can also customise add-ons as per your need and budget.

Here's more.

Digit’s bike insurance plan offers protection against financial losses raised from unfortunate events. 

• Choice of Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.

• Comprehensive Plan for All: In terms of several challenges in Mumbai, Digit’s comprehensive plan is the best option for two-wheeler owners to safeguard the vehicle against any unforeseen event, be it a natural calamity like a flood, theft, or any damage caused in bumper-to-bumper traffic.
• Additional Covers Available: Digit offers add-on features or optional covers to increase the level of coverage provided under the comprehensive policy. The engine and gearbox protection cover is a must-have in Mumbai due to its climatic adversity. Also, zero depreciation can be very useful when your bike is new because the vehicle is always vulnerable to damages in Mumbai traffic.
• Avoid Heavy Fines: The traffic rules are becoming stricter day by day to make the roads safer. So the penalty amounts against the traffic violations are touching skies. If your bike is not insured, then you are not legally permitted to ride on Indian roads; for this offense, you will attract a penalty amount of ₹2000 and/or imprisonment of 3 months.

Following are the two wheeler insurance add-ons available in Mumbai:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover