Bike Insurance in Cuddalore

Cuddalore, located south of Chennai, is a port city in Tamil Nadu. Besides, it is the headquarters of the Cuddalore district. Being a port city, it is famous for fishing and port-related business. However, its economy is not confined to such industries only; it houses chemical, energy and pharmacological industries as well.

Cuddalore is home to industries such as Tamil Nadu Electricity Board (TNEB), The National Thermal Power Corporation (NTPC), etc. On top of that, it is home to reputed educational institutes and tourist spots as well. Resultantly, several peoples from all parts of the state visit this city, and it experiences a massive crowd.

Fatalities, bumper-to-bumper traffic, congestion and traffic snarls are quite frequent. As a two-wheeler owner of the city, you need to buy insurance to stay protected from sudden mishaps. If you have not yet insured your two-wheeler, get in touch with Digit for bike insurance in Cuddalore.

Digit’s two-wheeler insurance comes with a bunch of beneficial features to maximise your insurance coverage. Here are some of the reasons why you should insure your bike with us:

• Options to Customise Your Bike’s IDV: We value each client; hence, when you buy two-wheeler insurance from Digit, we allow you to decide your bike’s IDV. The IDV, or insured declared value, is a crucial part of your insurance policy, as it directly affects the premium and the sum insured. The IDV will also determine the maximum coverage you will get from the insurer in case of total damage or theft. So, set the IDV in bike insurance as per your preference and budget.
• Paperless Claim Settlement: Our claim settlement procedure is totally online, and you can complete it without any hassles of paperwork or documentation. Consequently, it takes just a few minutes to raise a claim against your insurance policy. Moreover, the entire process is wrapped up without the need for visits to the insurer. The steps are easy to go through:
  • Call us on the provided number to receive a self-inspection link.
  • Shoot the pictures of the damaged bike and send them to us as per the instruction. Once we receive the images, our concerned team will provide you with an estimate.
  • You can choose the preferred repair mode from cashless repair garages across India. So, you can repair your two-wheeler from any of the nearest garages without paying any additional charge if you choose our cashless repair mode. Besides, for all bike repairs from Digit-authorised garages, you get a 6-month warranty.
• Round-the-clock Assistance: Our helpline number is available 24/7, even on national holidays as well. So, whenever you come up with an insurance-related query, reach us immediately. Moreover, vehicular emergencies can come up any time, anywhere. You will get our assistance throughout the day.

Our two-wheeler insurances feature additional coverage to maximise your benefits and convenience. Here’s how our insurance can protect you:

• Choose from Our Range of Two-Wheeler Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.

• Avoid Legal Penalties: You need to buy a two-wheeler insurance policy while purchasing a bike as per the mandates of the Motor Vehicles Act of 1988. However, anyone violating this law will be considered to have committed a punishable offense. You will be charged hefty fines as well. Moreover, there can be 3 months of jail and even license cancellation. Hence, to protect yourself from such legal liabilities, you must insure your bike with a Digit two-wheeler insurance policy.
• Customise Your Comprehensive Insurance With Add-ons: When you buy a comprehensive bike insurance policy, you can extend its coverage with the help of add-ons. They come at nominal extra expenses but have the potential to help you out in a number of situations. Let’s take an example for better understanding. You can purchase roadside assistance as an add-on cover. It enables you to get help from us in situations when your two-wheeler breaks down in the middle of the road. We will arrange for your bike or scooter to get repaired on the spot, and we will also bear the expenses of towing. However, we will bear the towing costs for your bike only up to 50 kilometers from the point of breakdown. Furthermore, you can avail of these services 24/7, but you must be within 500 km of the city. You can also purchase a return-to-invoice cover as an add-on. There are situations when an accident can leave your two-wheeler damaged beyond repair. Under such circumstances, if you have this add-on while claiming your policy, we will refund the entire amount mentioned on the invoice. Furthermore, you can also opt for add-on covers like daily conveyance benefit, consumable covers, etc.

• Get Personal Accident Cover: Every responsible bike owner should get a personal accident cover to protect them and their families from unexpected financial losses incurred due to physical injury, disability, and death. It covers the medical expenses for bodily injuries, permanent disabilities, etc. Moreover, if the policyholder dies in an accident, PA cover will compensate for that too. In that case, the nominee will receive compensation.

Thus, Digit helps to protect you and your family from sudden financial burdens and keeps your loved ones secure in your absence.

Following are the two wheeler insurance add-ons available in Cuddalore:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover