Cuddalore, located south of Chennai, is a port city in Tamil Nadu. Besides, it is the headquarters of the Cuddalore district. Being a port city, it is famous for fishing and port-related business. However, its economy is not confined to such industries only; it houses chemical, energy and pharmacological industries as well.

Cuddalore is home to industries such as Tamil Nadu Electricity Board (TNEB), The National Thermal Power Corporation (NTPC), etc. On top of that, it is home to reputed educational institutes and tourist spots as well. Resultantly, several peoples from all parts of the state visit this city, and it experiences a massive crowd.

Fatalities, bumper-to-bumper traffic, congestion and traffic snarls are quite frequent. As a two-wheeler owner of the city, you need to buy insurance to stay protected from sudden mishaps. If you have not yet insured your two-wheeler, get in touch with Digit for bike insurance in Cuddalore.

Following are the two wheeler insurance add-ons available in Cuddalore:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

Digit’s two-wheeler insurances come with a bunch of beneficial features to maximise your insurance coverage. Here are some of the reasons why you should insure your bike from us:

• Options to Customise Your Bike’s IDV: We value each client; hence, when you buy two-wheeler insurance from Digit, we allow you to decide your bike IDV. The IDV or Insured Declared Value is a crucial part of your insurance policy as it directly affects the premium and the sum insured. The IDV will also determine the maximum coverage you will get from the insurer in case of total damage or theft. So, set the IDV as per your preference and budget.
• Paperless Claim Settlement: Our claim settlement procedure is totally online, and you can complete it without any hassles of paperwork or documentation. Consequently, it takes just a few minutes to raise a claim against your insurance policy. Moreover, the entire process is wrapped up without the need for visits to the insurer. The steps are easy to go through:
  • Call us on the provided number to receive a self-inspection link.
  • Shoot the pictures of the damaged bike and send them to us as per the instruction. Once we receive the images, our concerned team will provide you with an estimate.
  • You can choose the preferred repair mode between Cashless Repair and Reimbursement.
• Cashless Repairs From Our Network Garages: We partner with thousands of network garages across India. So, you can repair your two-wheeler from any of the nearest garages without paying any additional charge if you choose our cashless repair mode. Besides, for all bike repairs from Digit-authorised garages, you get a 6-months warranty.
• Round-the-clock Assistance: Our helpline number is available 24/7, even on national holidays as well. So, whenever you come up with an insurance-related query, reach us immediately. Moreover, vehicular emergencies can come up any time anywhere. You will get our assistance throughout the day.

Our two-wheeler insurances feature additional coverage to maximise your benefits and convenience. Here’s how our insurance can protect you:

• Choose From Our Range Of Two-wheeler Insurance Policies: We provide three types of two-wheeler insurance policies. They are:

  • Third-party Two-wheeler Insurance Policy
  • Comprehensive Two-wheeler Insurance Policy
  • Own Damage Two-wheeler Insurance Policy

You can buy an own damage insurance policy even if you have third-party insurance from some other insurer. You don’t have to wait till the policy renewal period for getting an OD bike policy.

• Avoid Legal Penalties: You need to buy a two-wheeler insurance policy while purchasing a bike as per the mandates of the Motor Vehicles Act 1988. However, anyone violating this law will be considered a punishable offence. You will be charged hefty fines as well. Moreover, there can be 3 months of jail and even license cancellation. Hence, to protect yourself from such legal liabilities, you must insure your bike with a Digit two-wheeler insurance policy.
• Customise Your Comprehensive Insurance With Add-ons: Our comprehensive two-wheeler insurance policy includes add-ons that provide additional coverage. However, you need to pay extra with your premium to activate the add-on benefits. For instance, you can buy our Consumable cover add-on. This add-on acts as additional protection for your bike. It covers the costs of replacing consumable items such as screws, grease, nuts and bolts, engine oil, etc. Other add-ons include:
  • Zero depreciation cover
  • Tyre protect cover
  • Breakdown assistance, etc. 

However, each comes for a different price; hence, you can choose accordingly.

• Get a PA Cover: Every responsible bike owner should get a personal accident cover to protect them and their families from unexpected financial losses incurred due to physical injury, disability and death. It covers the medical expenses for bodily injuries, permanent disabilities, etc. Moreover, if the policyholder dies in an accident, PA cover will compensate for that too. In that case, the nominee will receive compensation. To enhance your safety net, consider adding health insurance for accident-related hospital bills.

Thus, Digit helps to protect you and your family from sudden financial burdens and keeps your loved ones secure in your absence.