Bike Insurance in Panipat

The city of Panipat in Haryana is known for its rich history and textile industry. It is situated to the north of Delhi and south of Chandigarh and has now become a global centre for recycled textiles.

Some of the chief factories in this area are wool and cotton mills, glass manufacturing facilities, etc. They are one of the reasons behind congested roads and heavy traffic, which makes it difficult for bike riders to commute daily. This can lead to unwanted accidents, third-party losses, etc.

Hence, getting a two-wheeler insurance policy can be a good idea to steer clear of such unfortunate mishaps. In this regard, you can refer to Digit Insurance and secure your finances and vehicle with our wide range of insurance policies. Froom reimbursement to cashless repairs, we have it all.

As a bike owner, you need to have a two-wheeler insurance policy to protect your finances from further losses. Some of the ways in which Digit Insurance can help you are:

• 24-hour Customer Care Support Team: You do not need to worry if you have any doubts about your bike insurance policy. The Digit Customer Support team is always at your service. We will cater to your needs and queries round the clock and provide prompt solutions for the same. Besides this, we will also be happy to help you on national holidays.
• Thousands of Network Garages Pan India: Giving the option of cashless repairs to customers is one of the best features of Digit Insurance. However, you must at least have a third-party insurance policy to get this. You can get your cashless repair done at any of our network garages without shelling out any extra money from your pocket. Moreover, all the repairs come with a 6-month warranty.
• Get Customised IDV: The IDV, or Insured Declared Value, is an important aspect of a bike insurance policy. The higher the IDV, the higher the amount of sum you will be able to claim during settlement. However, this will increase the premium amount of the insurance policy. At Digit, we offer the option to customise your IDV in bike insurance as per your convenience and budget.
• Paperless Claim Settlement Process: Digit Insurance provides an online claim settlement process to ease the process for customers. It is entirely digital and does not require any hard copies or filling up of forms. You just have to connect with us on our given number, and we will send you a link. Click on the same and start the process. Click pictures of the damaged parts of the vehicle and upload them. We will inspect the same and get back to you with a quote. You can then choose between Cashless Repairs or a Reimbursement.

Here are the ways Digit Insurance will help to save your bike in Panipat:

• Multiple Two-Wheeler Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.

• Steer Clear From Legal Complications: Avoid getting involved in legal complications by having a third-party insurance plan. This will protect you from financial losses like paying a fine, which can range from ₹2,000 to ₹4,000. For subsequent offences, it can lead to cancellation of license or 3 months imprisonment as per the Motor Vehicles Act of 1988.
• Comprehensive Add-Ons: You can enhance the coverage of your two-wheeler insurance policy with the help of add-ons. These add-ons, however, will come at extra expenses. Here are some of the add-ons that you can get from Digit. You can add Zero Depreciation cover as an add-on to your bike insurance policy. Usually, the insurer will factor in the depreciation costs of the bike parts while paying compensation. This reduces the amount. With zero dep cover, the insurer will exclude depreciation charges, and you will get more amounts. In addition, you can also opt for an Engine Protection cover as an add-on. After an accident, it is quite natural for your bike's engine to suffer from damage. If you have this add-on in your two-wheeler insurance policy, Digit will cover the cost of engine repair and replacement.

• Personal Accident Cover: Due to increasing road accidents, it is essential to have a personal accident cover. As a two-wheeler owner, get it at the earliest to ensure financial support for medical treatments. You will get coverage for situations including permanent disabilities, injuries, or death. In case of an unfortunate fatal accident, the nominee of the policyholder will receive the entire insured amount. We try to provide optimum satisfaction and speedy resolutions of problems to our customers.

Following are the two wheeler insurance add-ons available in Panipat:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover