Bike Insurance in Noida

Noida is a planned city under the management of the New Okhla Industrial Development Authority (also called NOIDA) in Uttar Pradesh. It is a satellite city of Delhi and is a part of the National Capital Region of India. Geographically, Noida is located in the Gautam Buddh Nagar district of Uttar Pradesh state in proximity to the NCT of Delhi.

The district's administrative headquarters are in the nearby town of Greater Noida. The city sees massive traffic congestion due to a high number of vehicles, unmanned auto parking, bus halts, etc. The heavy fog in winter often leads to major accidents.

As a bike owner in Noida, you need to get a two-wheeler insurance policy. A two-wheeler insurance policy provides financial cover in the event of an accident, damage, or theft. This is not only for safeguarding yourself financially but also for avoiding any legal complications.

The Motor Vehicles Act of 1988 has made it essential for every vehicle owner to have a third-party insurance plan.

In case you are searching for a two-wheeler insurance plan in Noida, look no further than Digit. Digit has an online claim settlement process that you can complete via your smartphone. Read on to know more about what Digit offers to its policyholders.

Digit cannot solve the infrastructural or pollution issues of Noida but can for sure safeguard you (as a two-wheeler owner) against any odds created out of these problems. The company offers a complete end-to-end online bike insurance solution with easy claim settlements, which can all be completed even with a smartphone. 

A wide array of garages where you can opt for cashless service. The simple and easy-to-understand documents, along with no hidden charges, will help you weed out the middlemen while buying insurance with Digit.

• Choice of Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.

• Avoid Penalties with Third-Party Insurance: As per the amendment in the Motor Vehicle Act in September 2019, if you are caught riding an uninsured bike, then a hefty penalty of Rs.2000 and/or imprisonment of 3 months will be imposed, and the licence may get cancelled.
  
• All-Rounder Comprehensive Plan: For a city infested with severe road accidents, even if you are a cautious driver, accidents can happen due to others’ negligence. Natural calamities like floods and issues like fire and intense fog in Noida are also beyond our control. For a notorious place like Noida, theft can also pose a serious challenge. A comprehensive plan can safeguard you against all these aforementioned issues.
  
• Add-On Grip for Smoother Experience: Having to snake your way through heavy traffic can leave your vehicle with dents and damages. If your bike is new, then the Zero Depreciation cover is the most recommended, as it will nullify the depreciation in the filing of a claim. The engine and gear protection cover will cover the accidental damages to the engine and gearbox of your bike in every possible situation. To be on the safe side, you can also opt for the Return to Invoice cover for when your bike is stolen or is totaled in an accident.

Following are the two wheeler insurance add-ons available in Noida:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover