Bike Insurance in Coimbatore

Coimbatore, also known as Kovai and Koyamuthur, is a major city in Tamil Nadu. It is located on the banks of the Noyyal River and surrounded by the Western Ghats and is recognized as the second-largest city in Tamil Nadu after Chennai and the 16th-largest urban agglomeration in India.

The city, in terms of industrial importance, is one of the largest exporters of jewelry, wet grinders, poultry, and auto components.

When you ride a scooter or bike on the roads of such a busy city, having a two-wheeler insurance policy is a must. The bike owners of this city face various challenges due to poor traffic management, increased congestion due to development projects, and illegal encroachment of road spaces.

Moreover, the Motor Vehicles Act of 1988 mandates every vehicle owner to buy a third-party insurance cover.

Thus, if you are searching for a bike insurance policy, you can rely on Digit. Digit comes with a vast chain of network garages all over India where you can opt for cashless repairs. They will also give a 6-month warranty on all the repairs.

Find out what more Digit offers by reading the article below.

It is – Online. Quick. Customizable. Plus, who would not like a hassle-free, smartphone-enabled platform for all insurance requirements with no hidden clauses! There are no middlemen involved, which results in a low premium and easy procedure.

• Choice of Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Avoid Heavy Fines: Coimbatore traffic police have revised the penalties for traffic violations after the MV amendment in September 2019.  The two-wheelers with no insurance will attract a fine of Rs. 2000 for a single violation, and it can be increased to Rs. 4000 with multiple others. Minimum third-party bike insurance can save you from getting fined and from the undue amount of liability that may arise if you are held responsible for the loss of any third party.
  
• All-Round Protection with Comprehensive Plan: It is wise to choose the comprehensive plan to ensure holistic coverage against any possible adversities for your two-wheeler in Coimbatore. The plan will cover damages to your bike due to accidents that might be caused by a third party or your fault. Keep in mind that the chances of such cases are high in Coimbatore because of improper traffic management and unauthorized settlements.
  
• Beat Challenges with Add-Ons: As the fatality rate in two-wheeler accidents in Coimbatore stands high, the personal accident cover becomes very essential, as it will cover your financial responsibilities in case you suffer from death or permanent disability in an accident.

Following are the two wheeler insurance add-ons available in Coimbatore:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover