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Bike Insurance in Coimbatore
Coimbatore, also known as Kovai and Koyamuthur, is a major city in Tamil Nadu. It is located on the banks of the Noyyal River and surrounded by the Western Ghats and is recognized as the second-largest city in Tamil Nadu after Chennai, and the 16th-largest urban agglomeration in India. The city, in terms of industrial importance, is one of the largest exporters of jewelry, wet grinders, poultry, and auto components. When you ride a scooter or bike on the roads of such a busy city, having a two-wheeler insurance policy is a must.
The bike owners of this city face various challenges due to poor traffic management, increased congestion due to development projects, and illegal encroachment of road spaces. Moreover, the Motor Vehicles Act of 1988 mandates every vehicle owner to buy a third-party insurance cover. Thus, if you are searching for a bike insurance policy, you can rely on Digit. Digit comes with a vast chain of network garages all over India where you can opt for cashless repairs. They will also give a 6-month warranty on all the repairs
Why Do You Need Two-Wheeler Insurance in Coimbatore?
Let's look at the challenges faced by bike owners in Coimbatore, which makes having a valid two-wheeler insurance policy even more important.
What Makes Digit Ideal for Two-Wheeler Owners in Coimbatore?
It is – Online. Quick. Customizable. Plus, who would not like a hassle-free, smartphone-enabled platform for all insurance requirements with no hidden clauses! There are no middlemen involved, which results in a low premium and easy procedure.
- Choice of Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
- Avoid Heavy Fines: Coimbatore traffic police have revised the penalties for traffic violations after the MV amendment in September 2019. The two-wheelers with no insurance will attract a fine of Rs. 2000 for a single violation, and it can be increased to Rs. 4000 with multiple others. Minimum third-party bike insurance can save you from getting fined and from the undue amount of liability that may arise if you are held responsible for the loss of any third party.
- All-Round Protection with Comprehensive Plan: It is wise to choose the comprehensive plan to ensure holistic coverage against any possible adversities for your two-wheeler in Coimbatore. The plan will cover damages to your bike due to accidents that might be caused by a third party or your fault. Keep in mind that the chances of such cases are high in Coimbatore because of improper traffic management and unauthorized settlements.
- Beat Challenges with Add-Ons: As the fatality rate in two-wheeler accidents in Coimbatore stands high, the personal accident cover becomes very essential, as it will cover your financial responsibilities in case you suffer from death or permanent disability in an accident.
Why Choose Digit Two-Wheeler Insurance Policy in Coimbatore?
Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement
Key Features of Digit's Two-Wheeler Insurance in Coimbatore
What’s Covered in Two-Wheeler Insurance in Coimbatore by Digit?
Here are the things that are covered under the two-wheeler insurance policy by Digit in Coimbatore:
Two-Wheeler Insurance Add-ons Available in Coimbatore
Following are the two wheeler insurance add-ons available in Coimbatore:
What’s Not Covered in Digit's Two-Wheeler Insurance in Coimbatore?
It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim
Two-Wheeler Insurance Plans in Coimbatore
Third Party
Comprehensive
Own Damage
|
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
✔
|
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
|
✔
|
|
Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
✔
|
|
Damages to Third-Party Vehicle |
✔
|
✔
|
×
|
|
Damages to Third-Party Property |
✔
|
✔
|
×
|
|
Personal Accident Cover |
✔
|
✔
|
×
|
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
×
|
|
Theft of your scooter or bike |
×
|
✔
|
✔
|
|
Customize your IDV |
×
|
✔
|
✔
|
|
Extra protection with customized add-ons |
×
|
✔
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
How to Buy Two-Wheeler Insurance in Coimbatore with Digit?
Enter Bike Details
On the Digit App or website, enter your bike’s registration number and click on view prices.
Choose a Plan
Select the type of bike insurance plan and choose desired add-ons.
Enter Personal & Nominee Details
Enter your personal, nominee and vehicle details, and start the payment.
Complete Payment & KYC
Complete the payment and mandatory KYC verification process. Once completed, the policy will be issued and available in Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Coimbatore
Here’s the list of Digit's top 21 cashless garages in Coimbatore, as of August 18th, 2025.
Digit Insurance Registered Offices in Coimbatore
Here is the list of office addresses in Coimbatore as of August 5th, 2025: