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Bike Insurance in Visakhapatnam

9000+ Cashless Garages

96% Claims Settled (FY 24-25)

Buy/Renew Two-Wheeler Insurance in Visakhapatnam Online

Why Do You Need Two-Wheeler Insurance in Vishakhapatnam?

Let's look at the challenges faced by bike owners in Vishakhapatnam which makes having a valid two-wheeler insurance policy even more important.

Deteriorating Infrastructure

Deteriorating Infrastructure

Visakhapatnam has a dense and congested road network due to narrow roads, heavy pedestrian traffic, and a high number of slow moving vehicles. In 2017, the city reported 1,667 road accidents, the highest in Andhra Pradesh, including 329 fatalities. The road from Rushikonda to Timmapuram, which curves in an S shape, is particularly prone to accidents as speeding vehicles often lose control.

Decreasing Commute Space

Decreasing Commute Space

Rising disposable income in the city has led to more vehicle ownership and usage. Peak hour traffic is worsened by auto rickshaws, which make up about 70 percent of traffic, along with parked and unorganized vehicles. Fast moving heavy vehicles on highways at night also add to the risk. In 2017, Andhra Pradesh saw 14,201 highway accidents.

Low Recovery of Stolen Bikes

Low Recovery of Stolen Bikes

Bike thefts in Vizag have declined, but recovery rates remain low. Thieves often dismantle and sell bikes in parts for higher profit. In October 2019, police arrested a gang linked to hundreds of thefts over six years and recovered around 130 two-wheelers.

Theft

Theft

Scarcity of parking space, especially near corporate parks and holiday/getaway places have also been marked as accident-prone areas - majorly for scratches, dents, and minor accidents due to paucity of place for better parking and mobility. These areas also record the highest vehicle thefts.

Irresponsible Driving

Irresponsible Driving

According to Transport Department analysis, out of 100 road accidents recorded, 30 were related to two-wheelers and nearly 60% of the total two-wheeler accidents are due to the mistakes of the riders such as negligence, over speeding, driving in inebriated conditions. 

Why Choose Digit Two-Wheeler Insurance Policy in Visakhapatnam?

Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement

Cashless Repairs

Cashless Repairs

9000+ Cashless Network Garages for you to choose from across India

Smartphone-Enabled Self Inspection

Smartphone-Enabled Self Inspection

Quick and paperless claims through Smartphone enabled processes that make you go "That's it?"

Super-fast Claims

Super-Fast Claims

We’ve settled 96% of all two-wheeler claims! Experience claims that make you go “that’s it?”

Customize your Vehicle IDV

Customize Your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Complimentary Wellness Benefits

Get exclusive wellness benefits on the Digit App offered by top-rated health and wellness partners.

Key Features of Digit's Two-Wheeler Insurance in Visakhapatnam

Key Features Digit Benefit
Premium Starting from ₹714
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 8 Add-ons available
Cashless Repairs Available at 9000+ Garages
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Own Damage Cover Available
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

What’s Covered in Two-Wheeler Insurance in Visakhapatnam by Digit?

Here are the things which are covered under the two-wheeler insurance policy by Digit in Visakhapatnam:

Accidents

Accidents

Damages and losses that may arise due to an accident or collision.

Theft

Theft

Covers for your losses in case your two-wheeler is unfortunately stolen!

Fire

Fire

Damages and losses to your two-wheeler in case of an accidental fire!

Natural Disasters

Natural Disasters

Damages caused to your two-wheeler due to nature’s many furies, such as due to floods, cyclones, etc.

Personal Accident

Personal Accident

Covers for your expenses in cases where you’ve hurt yourself too bad!

Third-Party Losses

Third-Party Losses

When a person, a vehicle or a property is hurt or damaged due to your bike's actions.

What’s Not Covered in Digit's Two-Wheeler Insurance in Visakhapatnam?

It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim

Own Damages icon

Own Damages for Third-Party Policy holder

In the case of a Third-Party Bike Policy, damages to own vehicle won’t be covered.

drink and drive icon

Drunk Riding or without a Licence

Situations where you were riding drunk or without a valid two-wheeler licence won't be covered.

Add-ons not bought

Add-Ons Not Bought

Some situations are covered in add-ons. If you haven’t bought those, the corresponding situations will not be covered.

Contributory Negligences

Contributory Negligences

Any contributory negligence (e.g. driving in flood) won't be covered.

Consequential Damages

Consequential Damages

Any damage which is not a direct result of the accident will not be covered.

Driving without a valid Driving Licence Holder

Driving without a valid Driving Licence Holder

If you hold a learner’s licence and were riding without a valid licence-holder then your claim won’t be covered.

Two-Wheeler Insurance Add-ons Available in Visakhapatnam

Two-Wheeler Insurance Plans in Visakhapatnam

TP bike insurance coverage

Third-Party Bike Insurance

A third-party bike insurance is one of the most common types of bike insurance in which only damages & losses caused to a third-party person, vehicle, or property are covered.
Comprehensive bike insurance coverage

Comprehensive Bike Insurance

A comprehensive bike insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.
Od coverage icons

Own Damage Bike Insurance

The own damage bike insurance is for yourself; it covers loss and damage only to your own two-wheeler in case of accidents and collisions, natural calamities, fires, and thefts.

Third Party

Comprehensive

Own Damage

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How to Buy Two-Wheeler Insurance in Visakhapatnam with Digit?

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Enter Bike Details

On the Digit App or website, enter your bike’s registration number and click on view prices.

Choose a Plan

Select the type of bike insurance plan and choose desired add-ons.

Enter Personal & Nominee Details

Enter your personal, nominee and vehicle details, and start the payment.

Complete Payment & KYC

Complete the payment and mandatory KYC verification process. Once completed, the policy will be issued and available in Digit App.

Cashless Garages by Digit

Digit's Cashless Garages

Get cashless repairs at 9000+ garages across India 

Popular Cashless Garages in Digit's Network in Visakhapatnam

Here’s the list of Digit's top 25 cashless garages in Visakhapatnam, as of August 18th, 2025:

Service Center Name Service Center Address Google Maps Link
Ora Motors PIAGGIO APRILLIA Visakhapatnam Ora Motors PIAGGIO APRILIA No.1, Ground Floor, ATA Towers, 7-8-10, Harbour Park Road, Visakhapatanam 530017 📍 View on Maps
Surebuddy VOC 2W MULTI Visakhapatnam Surebuddy VOC 58-18-8/1, ACC SHEET SHEAD, NARASIMHA NAGAR, BUTCHIRAJUPALEM 📍 View on Maps
PADMAJA SUZUKI SIRIPURAM PADMAJA SUZUKI 7-8-1/1, VARUN TOWERS, KASTURBA MARG, SIRIPURAM, VISAKHAPATNAM, ANDHRA PRADESH 530003 📍 View on Maps
DHARMANA MOTORS PRIVATE LIMITED DHARMANA MOTORS PRIVATE LIMITED 26-23-18, CHAITHANYA NAGAR, GAJUWAKA, NH-5 ROAD, VISAKHAPATNAM, Visakhapatnam, 530026 📍 View on Maps
PADMAJA SUZUKI GAJUWAKA PADMAJA SUZUKI GAJUWAKA 7-8-1/1, VARUN TOWERS, KASTURBA MARG, SIRIPURAM,VISAKHAPATNAM, ANDHRA PRADESH 530003 📍 View on Maps
OLA ELECTRIC VISAKHAPATNAM OLA ELECTRIC 102, BALAJI METRO SHOPPING MALL, AKKAYYAPALEM MAIN ROAD, MANDAVARIPETA,VISAKHAPATNAM 530016 📍 View on Maps
SN ATHER VISAKHAPATNAM SN ATHER Ev , Ground Floor, D.No 43-9-185, Subhalakshmi Nagar,Near Dondaparthi, Visakhap 530016 📍 View on Maps
SREE SIVA SANKAR HERO 2W VISAKHAPATNAM SREE SIVA SANKAR HERO 43-18-10, TSN COLONY, DONDAPARTHI, VISAKHAPATNAM, ANDHRA PRADESH,530016 530016 📍 View on Maps
Savera Motors RE Visakhapatnam Savera Motors RE Sree Plaza, 27-1-4, Sri Nagar, Gajuwaka, Visakhapatnam, Visakhapatnam, Andhra P 530026 📍 View on Maps
JUPITER HONDA 2W VISAKHAPATNAM JUPITER HONDA 30-15-132, KOHINOOR TOWERS, DABAGARDENS, VISAKHAPATNAM, AND 530020 📍 View on Maps
SITARAM MOTORS RE DONDAPARTHY SITARAM MOTORS RE DOOR NO 42/18/18 TSN COLONY, DONDAPARTHY, VENKATRAJU NAGAR, VISAKHAPATNAM, AP 530016 📍 View on Maps
SIVA SANKAR MOTORS HERO 2W VISAKHAPATNAM SIVA SANKAR MOTORS HERO SOBHA SQUARE, VISHWESHWARAYA NAGAR ROAD, NH-5 ROAD, NE 530012 📍 View on Maps
SITARAM MOTORS SITARAM MOTORS NO 1 83 11 2, PLOT NO HIG 102, MVP COLONY, SECTOR 6 , VISAKHAPATNAM, AP, 530017 530017 📍 View on Maps
SARAN MOTORS - ROYAL ENFIELD SARAN MOTORS - ROYAL ENFIELD 38-22-20, CANTEEN BUILDING, MARRIPALEM, INDUSTRIAL ESTATE,VISAKHAPATNAM, VISAKH 530007 📍 View on Maps
Varun Bajaj 2W Vizag Varun Bajaj No: 58-1-279, Nad Kotha Road, Nad 530009 📍 View on Maps
OLIVE AUTO 2W TVS VISAKHAPATNAM OLIVE AUTO TVS 9-29-18 ,VIP ROAD,BALAJI NAGAR SIRIPURAM,VISAKHAPATNAM,AP,530003 📍 View on Maps
SITA PRIME AUTOMOTIVES LLP(HONDA VISAKAPATNAM)) SITA PRIME AUTOMOTIVES LLP(HONDA VISAKAPATNAM) 4-6/1 DURGA NAGAR VISAKHAPATNAM ANDHRA PRADESH 530043 📍 View on Maps
VISHNU HONDA 2W VISAKHAPATNAM VISHNU HONDA 9-5-28/A, NH-5, ISUKATHOTA, VISAKHAPATNAM, ANDHRA PRADESH,530017 📍 View on Maps
SRI RAJESWARI HERO 2W VISAKHAPATNAM SRI RAJESWARI HERO 1-103/1, CHINNAMUSIRIWADA, PENDURTHI, VISAKHAPATNAM 531173 📍 View on Maps
RADHA KRISHNA PIAGGIO APRILLIA VISAKHAPATNAM RADHA KRISHNA PIAGGIO APRILLIA M/S RADHAKRISHNA AUTOMOTIVES, SURVEY NO 577/1,2 UNDI ROAD, PEDAAMIRAM, KALLA M 534204 📍 View on Maps
VASAVI MOBILITY VIZAG 2W SIMPLMENERGYVISAKHAPATNAM VASAVI MOBILITY VIZAG 43-9-204, DONDAPARTHI MAIN ROAD, VISAKHAPATNAM 530016 📍 View on Maps
YALLOP MOTO 2W Vespa YALLOP MOTO Vespa GROUND FLOOR, 13-1-1/C,ROMAN CATHELIC MISSION, ANTONY NAGAR,JAGADAMABA CENTER,MAHARANI VISAKHAPATNAM 📍 View on Maps
SARAN MOTORS - PEDDA WALTAIR SARAN MOTORS - PEDDA WALTAIR4-46-16, PEDDAWALTAIR, VIZAG, VISAKHAPATNAM 📍 View on Maps
SRI SAKTHI MOTORS TVS ATCHUTAPURAM SRI SAKTHI MOTORS TVS ATCHUTAPURAM GROUND FLOOR, 2-1, GAJUWAKA ROAD, ATCHUTAPURAM 📍 View on Maps
S S MOTORS - HERO - CHODAVARAM S S MOTORS - HERO - CHODAVARAM 221, NEAR FOREST OFFICE, CHODAVARAM, 📍 View on Maps
SRI PRASANNA AMPERE 2W EV VISAKHAPATNAM SRI PRASANNA AMPERE EV 6 1 2, NH 5 ROAD, OLD GAJUWAKA, VISAKAHAPATNAM, 530026 📍 View on Maps
VARUN - CHETAK - EV VARUN - CHETAK - EV D No. 48-14-85,86, rama talkies junction 530013 📍 View on Maps

Why Opt for Digit Two-Wheeler Insurance in Vishakhapatnam?

Digit Insurance Registered Offices in Visakhapatnam

Here is the list of office addresses in Visakhapatnam as of August 5th, 2025:

Current Address Google Maps Link
3rd Floor, Pydah Chambers, VIP Road, Siripuram, Vishakhapatnam- 530003 📍 View on Maps