Bike Insurance in Visakhapatnam
9000+ Cashless Garages
96% Claims Settled (FY 24-25)

9000+ Cashless Garages
96% Claims Settled (FY 24-25)
Vishakhapatnam (commonly referred to as Vizag) is the largest city (both in terms of area and population density), the financial and industrial capital of Andhra Pradesh. The city is marked with a population of ~5.18lakh, high literacy rate (~74%) and average annual growth rate of 2.17% (for the period 2006-2020) and driving high disposable income. The city has seen a massive rise in population and vehicle number while the commuting space has been declining rapidly due to development.
A high number of vehicles combined with deteriorating infrastructure lead to congestion and accidents.
As a bike owner in this area, it would be beneficial for your finances if you get a bike insurance policy. It will cover you from unforeseen situations, including theft, fire, accidents, and natural disasters. Besides, Motor Vehicles Act, 1988 states that bike insurance is mandatory in India.
Let's look at the challenges faced by bike owners in Vishakhapatnam which makes having a valid two-wheeler insurance policy even more important.
Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement
Here are the things which are covered under the two-wheeler insurance policy by Digit in Visakhapatnam:
It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim
Following are the two wheeler insurance add-ons available in Visakhapatnam:
Third Party
Comprehensive
Own Damage
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
✔
|
Damages to Third-Party Vehicle |
✔
|
✔
|
×
|
Damages to Third-Party Property |
✔
|
✔
|
×
|
Personal Accident Cover |
✔
|
✔
|
×
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
×
|
Theft of your scooter or bike |
×
|
✔
|
✔
|
Customize your IDV |
×
|
✔
|
✔
|
Extra protection with customized add-ons |
×
|
✔
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
Enter Bike Details
On the Digit App or website, enter your bike’s registration number and click on view prices.
Choose a Plan
Select the type of bike insurance plan and choose desired add-ons.
Enter Personal & Nominee Details
Enter your personal, nominee and vehicle details, and start the payment.
Complete Payment & KYC
Complete the payment and mandatory KYC verification process. Once completed, the policy will be issued and available in Digit App.
Get cashless repairs at 9000+ garages across India
Here’s the list of Digit's top 25 cashless garages in Visakhapatnam, as of August 18th, 2025:
Digit follows an online process. So the chance of wasting time and money in insurance queues and agent negotiations is out of the question. Secondly, it’s a paperless process, so no printouts and photocopies. Guess the average claim process time? Yes, it’s in minutes! What else calls in for a better two-wheeler insurance choice?
Here is the list of office addresses in Visakhapatnam as of August 5th, 2025: