Renew Bike Insurance in Chittoor

There are quite a few convincing reasons to get a two-wheeler insurance policy from Digit, such as:

• Round the Clock Customer Service: You can get 24x7 hour assistance from our team, and we are available even on a national holiday. So, if you ever come across a query or doubt related to your bike insurance, you can connect with the customer care team of Digit for redressal.
• Super-Fast Claim Settlement Process: Digit offers a completely digitised yet simple settlement process. The steps involve making a phone call to Digit and getting a link directly on your phone. After that, click on the link and then upload the images of the damage to your bike. Our team will assess the claim and then get back to you with a quote. Next, opt for your preferred mode of repair. You can opt for cashless repair or reimbursement through Digit's network of garages. This online claim settlement process has eliminated the need for manual document submission, making the entire process smooth and hassle-free.
• Chain of Network Garages across India for Cashless Repairs: There are thousands of cashless Digit network garages spread throughout India. So, if you have chosen a cashless mode of repair, you can approach any of the nearby Digit garages. You can repair your scooter or bike without additional cost from your side, and you will get a 6-month warranty on all repairs opted for from these garages.
• Custom Made IDV Option: The IDV, or Insured Declared Value, of your two-wheeler will affect the insurance premium as well as the sum insured. As Digit believes in customer satisfaction, it allows you to customise the IDV in bike insurance according to your budget and convenience. So, if you choose a higher IDV, the insurance premium and sum insured will be higher.

A bike insurance plan from Digit will help to protect you in the following ways:

• Benefits of Add-Ons: Add-ons help to extend the coverage of the existing comprehensive two-wheeler policy and provide better coverage. Even though they come at an extra cost, they can be a saviour in certain circumstances. Let’s take an example of the return to invoice cover. This add-on comes extremely handy if your bike is damaged beyond repair or is stolen. In these cases, Digit will refund the amount stated in the invoice. This cover is suitable for new bikes. The return to invoice add-on will also cover the road tax and the registration charges. Besides these, you can get consumables cover, roadside assistance cover, zero depreciation cover, etc.

• Minimise Legal Penalties: The Motor Vehicles Act of 1988 states that all vehicle owners need to have at least a third-party insurance policy. Riding without an insurance plan will lead to fines of ₹ 2000. But it may increase to ₹ 4000 if you commit repeated offences. The authorities can also suspend your driving license or even imprison you for up to three months in some cases. So, when you get a bike insurance policy from Digit, you can protect yourself from legal penalties.
• Select from Range of Two-Wheeler Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.

• Get PA Cover: If you purchase motor insurance, you have to get a personal accident cover. As per the motor laws, the PA cover is a mandatory extension that bike owners need to have when they buy two-wheeler insurance. Also, when the two-wheeler owner dies from an accident, the insurer will provide the total sum insured amount to the nominee as compensation. So, a PA cover can protect your family from financial burdens.

Following are the two wheeler insurance add-ons available in Chittoor:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover