Chittoor, a city in Andhra Pradesh, is the district headquarters of the Chittoor district. It has a predominantly agro-based economy and is famous for sugarcane, grain, mango, and peanut. Some of the significant industries in this city also include the granite and textile industry. Moreover, there are several attractions around the city attracting tourists and visitors each year.

Ineffective traffic management, violations of traffic norms and inadequate infrastructure often lead to congestion resulting in fatalities and other mishaps.

Therefore, if you are a two-wheeler owner in this city, make sure to get a bike insurance policy at the earliest to protect your finances in the event of any mishap or accident.

So, if you are looking for a reliable two-wheeler insurance provider, Digit can be a suitable solution. Read more to learn more.

Following are the two wheeler insurance add-ons available in Chittoor:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

There are quite a few convincing reasons to get a two-wheeler insurance policy from Digit, such as:

• Round the Clock Customer Service: You can get 24x7 hour assistance from our team, and we are available even on a national holiday. So, if you ever come across a query or doubt related to your bike insurance, you can connect with the customer care team of Digit for redressal.
• Super-Fast Claim Settlement Process: Digit offers a completely digitised yet simple settlement process. The steps involve making a phone call to Digit and getting a link directly on your phone. After that, click on the link and then upload the images of the damage to your bike. Our team will assess the claim and then get back to you with a quote. Next, opt for your preferred mode of repair. You can opt for cashless repair or reimbursement through Digit's network of garages. This online claim settlement process has eliminated the need for manual document submission making the entire process smooth and hassle-free.
• Chain of Network Garages across India for Cashless Repairs: There are thousands of cashless Digit network garages spread throughout India. So, if you have chosen a cashless mode of repair, you can approach any of the nearby Digit garages. You can repair your scooter or bike without additional cost from your side, and you will get 6-months warranty on all repairs opted from these garages.
• Custom Made IDV Option: The IDV or Insured Declared Value of your two-wheeler will affect the insurance premium as well as the sum insured. As Digit believes in customer satisfaction, it allows you to customise the IDV of their vehicle according to your budget and convenience. So, if you choose a higher IDV, the insurance premium and sum insured will be higher.

A bike insurance plan from Digit will help to protect you in the following ways:

• Benefits of Add-Ons: You can extend the policy coverage of your comprehensive plan with the help of various add-ons. These add-ons will prove to be quite beneficial in various situations. However, you need to pay an extra amount on your premium if you opt for these covers. Digit offers the following add-on covers: 

  • Zero depreciation cover
  • Return to invoice cover
  • Tyre protect cover
  • Passenger cover and many more.
• Minimise Legal Penalties: The Motor Vehicles Act 1988 states that all vehicle owner needs to have at least a third-party insurance policy. Riding without an insurance plan will lead to fines of ₹ 2000. But, it may increase to ₹ 4000 if you commit repeated offences. The authorities can also suspend your driving license or even imprison you for up to three months in some cases. So, when you get a bike insurance policy from Digit, you can protect yourself from legal penalties.
• Select From a Range of Two-Wheeler Insurance Policies: There are three types of two-wheeler insurance policies by Digit that you can opt for. These include:
  • Third Party Two Wheeler Insurance
  • Comprehensive Two Wheeler Insurance
  • Own Damage Two Wheeler Insurance

Do note that Digit allows you to buy an own damage two-wheeler insurance even if you already have third-party two-wheeler insurance from any other policy provider. Assess your budget and requirement and buy a suitable bike insurance policy. 

• Get PA Cover: If you purchase motor insurance, you have to get a personal accident cover. As per the motor laws, the PA cover is a mandatory extension that bike owners need to have when they buy two-wheeler insurance. Also, when the two-wheeler owner dies from an accident, the insurer will provide the total sum insured amount to the nominee as compensation. So, a PA cover can protect your family from financial burdens. However, health insurance can further help by covering hospital and treatment costs from such unfortunate situations.