Bike Insurance in Aurangabad
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Buy/Renew Two-Wheeler Insurance in Aurangabad Online
Aurangabad, a city in the state of Maharashtra, is a major production centre of cotton textiles and artistic silk fabrics. With a population of over 11.8 lakhs, it is the thirty-second most populous city in India and is a famous tourist hub with bustling markets, historical monuments, and glorious architecture. The Ajanta and Ellora Caves, Bibi Ka Maqbara, Grishneshwar Temple, and Siddharth Garden are some of the major attractions that make Aurangabad an excellent choice for a weekend getaway from Mumbai.
Being highly populated, the city has seen high growth in vehicle numbers in the recent past. On top of that, there have been major instances of theft and fatal accidents on a daily basis. The roads become totally unusable during rains due to major potholes and cracks.
So, if you own or ride a bike in the city of Aurangabad, then having a bike insurance plan is a must. This helps to protect against financial losses due to accidents or thefts.
Furthermore, the Motor Vehicles Act of 1988 has made it necessary for all vehicle owners to purchase at least a third-party insurance policy. So, if you are looking for a two-wheeler insurance policy, try Digit Insurance.
Keep reading to know more.
Why Do You Need Two-Wheeler Insurance in Aurangabad?
Let's look at the challenges faced by bike owners in Aurangabad, which makes having a valid two-wheeler insurance policy even more important.
Potholes & Cracks on Roads
More than 3400 major potholes have been identified on the Aurangabad streets. These potholes not only make life miserable for the commuters but also cause severe accidents. In September 2019, an 18-year old college student fell off from his bike and was seriously injured after hitting a pothole near Rani Jhansi Square.
Frequent Road Accidents
Aurangabad observes many fatal road accidents on a daily basis. In June 2019, a 15-year old was killed and two persons were injured when their bike collided with another two-wheeler.
Theft
Two-wheeler theft is a serious concern among many commuters and the Aurangabad police. According to the official data, 741 two-wheelers are stolen from the city between January and August 15th, out of which only 220 bikes have been recovered. Moreover, on average, this city is witnessing three bike thefts daily.
How Digit Two-Wheeler Insurance Saves Your Bike in Aurangabad?
No matter how safely you drive, your two-wheeler is always vulnerable to damages because of these challenges. Hence, buying two-wheeler insurance in Aurangabad is essential for a stress-free mind. Digit Insurance can help you buy the best bike insurance in Aurangabad without much hassle.
- Choose from Types of Bike Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
- Personal Accident Cover: As mentioned above, the chances of mishaps on the roads of Aurangabad are pretty high. So Personal Accident Cover is a wise option to choose. This cover comes into action when you suffer from any permanent disability or death after an accident. Digit covers up to 15 lakhs under the personal accident cover.
- Avoid Heavy Fines: There is a strict law in India to drive with third-party insurance. If you're caught driving your two-wheeler without insurance for the first time, you'll be liable to pay a fine of Rs.2000 and/or imprisonment for up to 3 months. For further offences, the penalty can increase to Rs.4000 and/or imprisonment for up to 3 months. In some cases, it can also result in the cancellation of the driving license.
- Comprehensive Policy to Protect Your Bike: Due to the above challenges, two-wheeler owners feel unsafe while driving on the Aurangabad roads. To fully safeguard them and their vehicles, comprehensive two-wheeler insurance can be your best bet. It is a complete package that provides complete coverage against damages to your bike and third party liability as well. It covers any damages arising due to natural and man-made calamities, such as thefts, fire, accidents, vandalism, and falling objects.
- Add-ons Suitable for Aurangabad: Add-ons, provided with a comprehensive policy, can be useful for the extra protection of your vehicle. Due to potholes on the streets in Aurangabad, your bike tyres can face serious problems and you may face a break down. So with Breakdown Assistance Cover from Digit you can seek assistance 24X7 whenever you are stuck due to the breakdown of your bike. To safeguard your two-wheeler against theft in Aurangabad you can opt for the Return to Invoice cover as well. There are other add-ons like engine & gearbox protection, consumable cover, Zero-dep among others.
Why Choose Digit Two-Wheeler Insurance Policy in Aurangabad?
Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement
Cashless Repairs
9000+ Cashless Network Garages for you to choose from across India
Smartphone-Enabled Self Inspection
Quick and paperless claims through Smartphone enabled processes that make you go "That's it?"
Super-Fast Claims
We’ve settled 96% of all two-wheeler claims! Experience claims that make you go “that’s it?”
Customize Your Vehicle IDV
With us, you can customize your vehicle IDV as per your choice!
24*7 Support
24*7 call facility even on National Holidays
Complimentary Wellness Benefits
Get exclusive wellness benefits on the Digit App offered by top-rated health and wellness partners.
Key Features of Digit's Two-Wheeler Insurance in Aurangabad
What’s Covered in Two-Wheeler Insurance in Aurangabad by Digit?
Here are the things that are covered under the two-wheeler insurance policy by Digit in Aurangabad:
Accidents
Damages and losses that may arise due to an accident or collision.
Theft
Covers for your losses in case your two-wheeler is unfortunately stolen!
Fire
Damages and losses to your two-wheeler in case of an accidental fire!
Natural Disasters
Damages caused to your two-wheeler due to nature’s many furies, such as due to floods, cyclones, etc.
Personal Accident
Covers for your expenses in cases where you’ve hurt yourself too bad!
Third-Party Losses
When a person, a vehicle or a property is hurt or damaged due to your bike's actions.
Two Wheeler Insurance Add-ons Available in Aurangabad
Following are the two wheeler insurance add-ons available in Bengaluru:
What’s Not Covered in Digit's Two-Wheeler Insurance in Aurangabad?
It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim
Own Damages for Third-Party Policy holder
In the case of a Third-Party Bike Policy, damages to own vehicle won’t be covered.
Drunk Riding or without a Licence
Situations where you were riding drunk or without a valid two-wheeler licence won't be covered.
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those, the corresponding situations will not be covered.
Contributory Negligences
Any contributory negligence (e.g. driving in flood) won't be covered.
Consequential Damages
Any damage which is not a direct result of the accident will not be covered.
Driving without a valid Driving Licence Holder
If you hold a learner’s licence and were riding without a valid licence-holder then your claim won’t be covered.
Two-Wheeler Insurance Plans in Aurangabad
Third-Party Bike Insurance
A third-party bike insurance is one of the most common types of bike insurance in which only damages & losses caused to a third-party person, vehicle, or property are covered.
Comprehensive Bike Insurance
A comprehensive bike insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.
Own Damage Bike Insurance
The own damage bike insurance is for yourself; it covers loss and damage only to your own two-wheeler in case of accidents and collisions, natural calamities, fires, and thefts.
Third Party
Comprehensive
Own Damage
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Damages/Losses to own two-wheeler due to an accident |
×
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✔
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✔
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Damages/Losses to own two-wheeler in case of fire |
×
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✔
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✔
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Damages/Losses to own two-wheeler in case of a natural calamity |
×
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✔
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✔
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Damages to Third-Party Vehicle |
✔
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✔
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×
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Damages to Third-Party Property |
✔
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✔
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×
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Personal Accident Cover |
✔
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✔
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×
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Injuries/Death of a Third-Party Person |
✔
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✔
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×
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Theft of your scooter or bike |
×
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✔
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✔
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Customize your IDV |
×
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✔
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✔
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Extra protection with customized add-ons |
×
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✔
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✔
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Know more about the difference between comprehensive and third party two wheeler insurance
How to Buy Two-Wheeler Insurance in Mysore with Digit?
Enter Bike Details
On the Digit App or website, enter your bike’s registration number and click on view prices.
Choose a Plan
Select the type of bike insurance plan and choose desired add-ons.
Enter Personal & Nominee Details
Enter your personal, nominee and vehicle details, and start the payment.
Complete Payment & KYC
Complete the payment and mandatory KYC verification process. Once completed, the policy will be issued and available in Digit App.
Digit's Cashless Garages
Get cashless repairs at 9000+ garages across India
Popular Cashless Garages in Digit's Network in Aurangabad
Here’s the list of Digit's top 7 cashless garages in Aurangabad, as of August 18th, 2025.
Digit Insurance Registered Offices in Aurangabad
Here is the list of office addresses in Aurangabad as of August 5th, 2025: