Buy/Renew Two Wheeler Insurance Policy Online in Thrissur
Thrissur is the third largest urban agglomeration in Kerala. The Kerala Sahitya Academy, Kerala Lalithakala Akademi and Kerala Sangeetha Nadaka Academy are all located in this city, making it the state's cultural capital.
Thrissur also experiences a high volume of traffic throughout the day. In addition, the poor road conditions, heavy rainfall, irresponsible driving and lack of proper infrastructure make its streets fraught with danger. If you are a bike or scooter owner in this city, riding on the roads without a bike insurance policy is a risk that you just cannot afford.
Hence, to protect yourself from unforeseen mishaps, you should purchase a two-wheeler insurance policy.
Digit can be a viable option if you are in search of a bike insurance policy provider. Digit has network garages all over India and also comes with a high CSR or claim settlement ratio for two-wheeler insurances.
Why Choose Two Wheeler Insurance by Digit?
Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement
Two Wheeler Insurance Plans in Thrissur
Third Party
Comprehensive
Own Damage
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
✔
|
Damages to Third-Party Vehicle |
✔
|
✔
|
×
|
Damages to Third-Party Property |
✔
|
✔
|
×
|
Personal Accident Cover |
✔
|
✔
|
×
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
×
|
Theft of your scooter or bike |
×
|
✔
|
✔
|
Customize your IDV |
×
|
✔
|
✔
|
Extra protection with customized add-ons |
×
|
✔
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
Two Wheeler Insurance Add-ons Available in Thrissur
Following are the two wheeler insurance add-ons available in Thrissur:
Key Features of Two Wheeler Insurance by Digit
Key Features |
Digit Benefit |
Premium |
Starting from ₹714 |
No Claim Bonus |
Up to 50% Discount |
Customizable Add-Ons |
8 Add-ons available |
Cashless Repairs |
Available at 4400+ Garages |
Claim Process |
Smartphone-enabled Claim process. Can be done online within 7 minutes! |
Own Damage Cover |
Available |
Damages to Third-Party |
Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages |
How to Buy/Renew Two Wheeler Insurance with Digit?
Step 1
On the Digit App or website, enter bike’s registration number, select the policy status and click on ‘View Prices’.
Step 2
Select the plan, add-ons and click on ‘Continue.’
Step 3
Enter your personal, nominee and vehicle details and click on ‘Pay Now.’
Step 4
Complete the payment and mandatory KYC verification process.
Step 5
You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
How to file a Claim?
After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Just call on 1800-258-5956. No forms to be filled.
Step 2
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Step 3
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!
Read Digit’s Claims Report CardWhy Opt for Two-Wheeler Insurance in Thrissur from Digit?
When you purchase a two-wheeler insurance plan from Digit, you get the following benefits:
- Option to Customise the IDV of Your Two-wheeler: IDV is the highest amount that an insurer will provide compensation for in the event of theft or total damage. Your bike's Insured Declared Value significantly influences your two-wheeler insurance policy's premium amount, and sum insured. With Digit, you get to customise the IDV according to your preference.
- 24/7 Customer Support Helpline: Digit has a customer support team that operates 24/7. Our executives will solve all your queries related to your bike insurance policy promptly. Furthermore, they will happily take up your case even if you call on a national holiday.
- Quick and Easy Claim Settlement: The claim settlement process for Digit's bike insurance policies is online, negating the need to submit hard copies of documents and fill up forms. Instead, you simply have to call them in order to initiate the smartphone-enabled self-inspection process. Then you have to follow a step-wise guide as per the link provided and take pictures of the damaged parts of your two-wheeler. A team from Digit's end will analyse the matter and get back to you with an estimate. After that, you can choose to claim your policy either via a Reimbursement or Cashless Repairs. This fast and easy process has helped Digit maintain a high claim settlement ratio for two-wheeler insurance.
- Thousands of Network Garages: Digit has network garages all over India. When you opt for Cashless Repairs, you can take it to one of these network garages and get your bike fixed without any additional expenses. Furthermore, these garages provide a 6-month warranty on all their repair works.
How Can Digit Insurance Protect You in Thrissur?
The importance of a two-wheeler insurance policy does not end with providing financial coverage in the event of an accident. It has other significant roles to play, which are:
- Avoiding Legal Action: Did you know that the Motor Vehicles Act of 1988 mandates all vehicle owners to have at least a third-party insurance cover? So, if the authorities catch you riding your bike or scooter without a valid insurance policy, they will penalise you with a hefty fine of ₹ 2,000. Moreover, if you repeat this offence, this penalty will rise to ₹ 4,000. Furthermore, the authorities may also decide to cancel your driving license and punish you with 3 months imprisonment.
- Opt for a Two-wheeler Insurance Plan of Your Choice: Digit offers three kinds of bike insurance policies:
You can choose a bike insurance plan depending on your need. The good thing about Digit's own damage two-wheeler insurance policy is that you can purchase it even if you have a third-party insurance policy from a different insurance provider.
- Customise Your Bike Insurance Policy With Add-ons: When you buy a comprehensive bike insurance policy from Digit, you get to enhance its coverage with the help of add-ons. They come with nominal extra costs but help you out in various ways. Let's take the example of return to invoice cover. An accident that damages your two-wheeler beyond repair is a nightmare for every bike owner. With this add-on in your two-wheeler insurance policy, Digit will compensate the entire amount on the bike invoice in such situations. Another excellent example of add-ons is roadside assistance cover. It comes in handy when you are stranded on the road with your bike broken down. This add-on provides coverage for repairing expenses, towing services, fuel assistance, taxi services and more.
- Personal Accident Cover: Being a bike or scooter owner, it is of utmost importance to have a personal accident cover. It provides financial coverage to compensate for expenses in case of bodily injuries, permanent disabilities or death due to an accident. The nominee also gets the total sum insured in case of the death of the owner. So, a personal accident cover is vital to safeguard your family's finances during any unforeseen mishap.