Renew Bike Insurance in Valsad

Here are the top benefits of choosing Digit for a two-wheelers insurance policy in Valsad:

• Thousands of Network Garages for Cashless Repairs: If you opt for the cashless repair mode, then get down to any of the nearest Digit network garages and have the repairs done. The network garages are available in different locations in India. You don’t have to bear the expenses of the repair done in these facilities. Moreover, there is a six-month warranty on all repairs done in the network garages of Digit.
• Insured Declared Value Customisation: Digit allows you to modify the IDV in bike insurance. It is the current market value of a bike. The insured declared value affects the insurance premium and the sum insured. This means the higher the IDV you choose, the higher the premium that you have to pay, and vice versa.
• 24X7 Customer Support: The customer care team of Digit is available round the clock and will resolve all concerns related to the two-wheeler insurance policy. We understand that an emergency may strike at any moment. We are available even on national holidays, so if you have any queries, feel free to reach us now.
• Quick Claim Settlement Process: Digit has implemented a hassle-free and completely paperless mode of claim settlement process through its smartphone-enabled self-inspection feature. You have to give a call on our provided number to receive a link on your registered mobile number. In the next step, you have to click pictures of the damaged parts of your bike and send those to us following stepwise guidelines. Once we receive those pictures, our executive will get back to you with an estimate. After that, you will be able to choose whether to opt for cashless repair mode or reimbursement. Our paperless mode of the claim settlement process is highly time-saving and convenient. It is one of the many reasons that make Digit one of the trusted two-wheeler insurance providers in town.

A two-wheeler insurance policy from Digit can safeguard your bike or scooter in Valsad in the following ways:

• Personal Accident Cover: A personal accident cover is mandatory whether you choose a comprehensive or third-party motor insurance plan. This cover protects you financially from any expenses that you may incur due to permanent disabilities or death. The cover has to be bought in the name of the bike owner. Digit will also pay the nominee the sum insured amount as compensation if the owner of the two-wheeler passes away due to an accident.
• Choose From Different Two-Wheeler Insurance Plans: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.

• Customise Add-ons: Add-ons help to extend the coverage of the existing comprehensive two-wheeler policy and provide better coverage. Even though they come at an extra cost, they can be a saviour in certain circumstances. Let’s take an example of the return to invoice cover. This add-on comes extremely handy if your bike is damaged beyond repair or is stolen. In these cases, Digit will refund the amount stated in the invoice. This cover is suitable for new bikes. The return to invoice add-on will also cover the road tax and the registration charges. Besides these, you can get consumables cover, roadside assistance cover, zero depreciation cover, etc.

• Avoid Legal Complications: According to the Motor Vehicles Act of 1988, every bike owner must get third-party two-wheeler insurance in India. However, if you fail to get one and are caught by the authorities riding without any policy, you will be penalised with fines ranging from ₹ 2,000 to ₹ 4,000. Also, in certain instances, the punishment can lead to the cancellation of your driving license or even 3 months of imprisonment. Hence, to be on the safer side, it is ideal to buy an insurance policy when buying a bike or scooter.

Following are the two wheeler insurance add-ons available in Valsad:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover