Buy/Renew Two Wheeler Insurance Policy Online in Valsad
Valsad is a municipality located in the state of Gujarat. This city is an industrial hub with many chemicals, textiles, paper and pulp factories.
However, the city experiences heavy rainfall during a significant part of the year. On top of that, natural calamities like cyclones, traffic congestion during peak hours and increasing vehicle numbers contribute to major fatalities, incidents and other mishaps.
Hence, to safeguard yourself financially from such mishaps, buying a two-wheeler insurance policy in Valsad is necessary.
So, if you are looking for a reliable bike insurance provider, you can choose Digit. The continuous customer support and quick claim settlement process have enabled us to achieve a high claim settlement ratio.
Why Choose Two Wheeler Insurance by Digit?
Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement
Two Wheeler Insurance Plans in Valsad
Third Party
Comprehensive
Own Damage
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
✔
|
Damages to Third-Party Vehicle |
✔
|
✔
|
×
|
Damages to Third-Party Property |
✔
|
✔
|
×
|
Personal Accident Cover |
✔
|
✔
|
×
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
×
|
Theft of your scooter or bike |
×
|
✔
|
✔
|
Customize your IDV |
×
|
✔
|
✔
|
Extra protection with customized add-ons |
×
|
✔
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
Two Wheeler Insurance Add-ons Available in Valsad
Following are the two wheeler insurance add-ons available in Valsad:
Key Features of Two Wheeler Insurance by Digit
Key Features |
Digit Benefit |
Premium |
Starting from ₹714 |
No Claim Bonus |
Up to 50% Discount |
Customizable Add-Ons |
8 Add-ons available |
Cashless Repairs |
Available at 4400+ Garages |
Claim Process |
Smartphone-enabled Claim process. Can be done online within 7 minutes! |
Own Damage Cover |
Available |
Damages to Third-Party |
Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages |
How to Buy/Renew Two Wheeler Insurance with Digit?
Step 1
On the Digit App or website, enter bike’s registration number, select the policy status and click on ‘View Prices’.
Step 2
Select the plan, add-ons and click on ‘Continue.’
Step 3
Enter your personal, nominee and vehicle details and click on ‘Pay Now.’
Step 4
Complete the payment and mandatory KYC verification process.
Step 5
You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
How to file a Claim?
After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Just call on 1800-258-5956. No forms to be filled.
Step 2
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Step 3
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!
Read Digit’s Claims Report CardWhy Choose Two-Wheeler Insurance Plan From Digit in Valsad?
Here are the top benefits of choosing Digit for a two-wheelers insurance policy in Valsad:
- Thousands of Network Garages for Cashless Repairs: If you opt for the cashless repair mode, then get down to any of the nearest Digit network garages and have the repairs done. The network garages are available in different locations in India. You don’t have to bear the expenses of the repair done in these facilities. Moreover, there is a six months warranty on all repairs done in the network garages of Digit.
- Insured Declared Value Customisation: Digit allows you to modify the IDV or Insured Declared Value of your vehicle. It is the current market value of a bike. The Insured Declared Value affects the insurance premium and the sum insured. This means the higher the IDV you choose, the higher the premium that you have to pay and vice versa.
- 24X7 Customer Support: The customer care team of Digit is available round the clock and will resolve all concerns related to the two-wheeler insurance policy. We understand that an emergency may strike at any moment. We are available even on national holidays, so if you have any queries, feel free to reach us now.
- Quick Claim Settlement Process: Digit has implemented a hassle-free and completely paperless mode of claim settlement process through its smartphone-enabled self-inspection feature. You have to give a call on our provided number to receive a link on your registered mobile number. In the next step, you have to click pictures of the damaged parts of your bike and send those to us following stepwise guidelines. Once we receive those pictures, our executive will get back to you with an estimate. After that, you will be able to choose whether to opt for cashless repair mode or reimbursement. Our paperless mode of the claim settlement process is highly time-saving and convenient. It is one of the many reasons that make Digit one of the trusted two-wheeler insurance providers in town.
How Can Two-Wheeler Insurance Policy From Digit Save Your Bike in Valsad?
A two-wheeler insurance policy from Digit can safeguard your bike or scooter in Valsad in the following ways:
- Personal Accident Cover: A personal accident cover is mandatory whether you choose a comprehensive or third-party motor insurance plan. This cover protects you financially from any expenses that you may incur due to permanent disabilities or death. The cover has to be bought in the name of the bike owner. Digit will also pay the nominee the sum insured amount as compensation if the owner of the two-wheeler passes away due to an accident.
- Choose From Different Two-Wheeler Insurance Plans: If you are choosing Digit for your two-wheeler insurance policy, you can select from the three types of policies that it offers:
Digit offers you the provision of purchasing a standalone two-wheeler insurance plan even if you have third-party bike insurance from another provider.
Customise Add-ons: Add-ons are designed to extend the coverage offered by a comprehensive two-wheeler insurance policy. Digit offers you the facility to customise add-ons as per your convenience when you choose a comprehensive policy. All you need to do is pay a little extra insurance premium to buy them. Some of the notable add-ons offered by Digit are:
- Zero depreciation cover
- Engine and gearbox protection cover
- Passenger cover
- Return to invoice cover
- Consumable cover, etc.
For example, suppose you are choosing an engine and gearbox protection cover. In that case, if there is significant or severe damage to the engine after an accident, you get coverage for repairing or replacing the engine parts.
Avoid Legal Complications: According to the Motor Vehicles Act 1988, every bike owner must get third-party two-wheeler insurance in India. However, if you fail to get one and are caught by the authorities riding without any policy, you will be penalised with fines ranging from ₹ 2,000 to ₹ 4,000. Also, in certain instances, the punishment can lead to the cancellation of your driving license or even 3-months of imprisonment. Hence, to be on the safer side, it is ideal to buy an insurance policy when buying a bike or scooter.