Bike Insurance in Vijayawada

Vijayawada is the second largest city in Andhra Pradesh and the administrative headquarters of the NTR district. It is also one of India's fastest-growing urban areas. It is also a major economic hub of the state. Vijayawada houses various major IT, pharma, hospitality, food processing and other industries.

Being a densely populated urban area, it always remains congested, making it difficult for bike riders to commute. Moreover, the lack of proper road infrastructure and traffic management makes the city roads accident-prone.

If you are a two-wheeler owner from Vijayawada, you should get a bike insurance plan to protect your finances in case of accident, damage or theft.

If you are searching for a trusted bike insurance policy, you can go ahead with Digit Insurance.

Following are the two wheeler insurance add-ons available in Vijayawada:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

If you choose Digit Insurance as your two-wheeler insurance provider, you will get the following benefits:

• Get Cashless Repairs From Digit's Network Garages: You can take your damaged bike to one of the nearest network garages of Digit and get it repaired free of any charge. We have over 9000+ network garages all over the country. These garages also offer 6-months warranty for repairs they conduct.
• Provides IDV Customisation: Your bike's IDV is an essential aspect of the two-wheeler insurance, as it directly impacts your premium along with the sum insured. We will allow you to customise the idv in bike insurance as per your budgetary requirement and convenience. You should be carefully choosing the IDV as the more the IDV, the higher premium you need to pay.
• Round-the-clock Customer Support: You can always get your insurance-related doubts and confusion resolved with Digit's 24x7 customer support. We will try to efficiently solve all the possible queries you can have regarding your two-wheeler insurance policy. Additionally, we cater to our clients on national holidays as well.
• Paperless Online Claim Settlement Procedure: Digit has an online claim settlement procedure that is super-fast and comes with a smartphone-enabled self-inspection feature. First, contact us at the number given on our website, and we will send you a link. Then, follow the steps mentioned on this link and upload the images of your damaged bike. Then, our team will analyse it and revert to you with a quote. After that, you can either opt for reimbursement or cashless mode.

Protect your bike in Vijayawada with Digit through the following ways.

• Customising With Various Add-Ons: Add-ons can be purchased at separate costs in order to provide broader coverage. The “return to invoice” add-on is suitable for Jaipur, as the city is prone to theft. With this cover, the full amount of your two-wheeler (on-road price) will be paid to you in case of a theft. You can also consider “Breakdown Assistance” considering the heat of Jaipur, in which the engine may stop working in the course of a ride. There are other add-ons like Engine & Gearbox Protection, Consumable Cover, and Zero Depreciation Cover, among others.
• Abiding by the Law: If you have a bike, you must have a third-party insurance policy as per India's Motor Vehicles Act, 1988. If you get caught riding without a valid bike insurance plan, you will be liable to pay ₹ 2,000 as a penalty. This fine will increase to ₹ 4,000 if you repeat such an offence. In some serious situations, you may face 3 months of imprisonment or license cancellation. So, Digit bike insurance can also protect you from legal complications.
• Personal Accident Cover: The personal accident cover, also called the PA cover, is a compulsory extension that a bike owner needs to have while buying two-wheeler insurance as per the motor policy of the country. You will receive financial coverage for any expense you incur due to bodily injury, total disability, and death.
• Choose From Various Two-Wheeler Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.