Bike Insurance in Jamnagar

Jamnagar, a city in the state of Gujarat, is well known for the world’s largest oil refining and petrochemical complex setup (by Reliance Industries) and India’s second-largest private refinery setup—Nayara Energy Refinery, in the city. The city is highly commercial and is an important port for the export/import of brass parts, refined petroleum goods, bauxite, and textiles.

Despite being a planned city, Jamnagar suffers from poor traffic management and constraints on infrastructure. Bike theft, fatal accidents, and poor road conditions are some of the major factors that lead to mishaps and accidents. So, as a bike owner in Jamnagar, you need to buy a two-wheeler insurance policy. This policy will provide coverage for costs incurred due to unforeseen mishaps, theft, etc.

Also, the Motor Vehicles Act of 1988 mandates that vehicle owners have at least third-party bike insurance. Digit is a reliable insurance provider offering two-wheeler insurance plans. You can choose from comprehensive bike insurance and own damage bike insurance policies. To know more about the benefits of Digit insurance policies, read on.

Digit offers insurance plans with no hidden clauses, jargon-free documents, and easy-to-understand language for a simple process. As it is online and free from middlemen, it saves time and money. It suits the Gujarati interest in the ‘time is money’ concept. The self-inspection-based superfast claim process adds to other benefits.

• Tailor-made Policies to Choose from: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
  
• Avoid Heavy Fines: Third-party bike insurance in India is a legal obligation. If you ride your bike in the absence of insurance, then you may suffer penalties of ₹2000 for the first offence and ₹4000 for the subsequent offence. Also, imprisonment of 3 months may be imposed. So make sure that your bike is insured before you hit the roads. So if your intent is to be law-abiding and spend the least on insurance, then you may opt for a stand-alone third-party plan. But keep in mind that you will get no cover for your own bike.
• Ride Tension-free with Comprehensive Policy: In terms of several challenges, the comprehensive bike insurance plan is the best option for two-wheeler owners in Jamnagar to safeguard against any unforeseen events, be it damages due to bumper-to-bumper traffic, accidents, or theft. Again, this plan can be tailor-made to improve the scope of basic overage with the help of add-ons.
  
• Add-ons Suitable for Jamnagar: Add-ons are available at separate costs over the base plan. Considering the vehicle theft issue in Jamnagar, the “Return to invoice” add-on will be the most appropriate. With this, the on-road price will be returned to you in case of a theft. A “zero depreciation” cover offers omission of vehicle depreciation costs while calculating the total amount payable during a claim. So this will help your royal bike in not losing its charm. Other add-ons available are roadside assistance, engine and gearbox protection, consumable cover, personal accident cover, etc. You can add them to your plan as per requirement.

Following are the two wheeler insurance add-ons available in Jamnagar:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover