Bike Insurance in Udupi
9000+ Cashless Garages
96% Claims Settled (FY 24-25)

9000+ Cashless Garages
96% Claims Settled (FY 24-25)
One of the top tourist attractions in the state of Karnataka, Udupi is known for many notable temples. It is one of the fast-growing cities in the state with a lot of tourist attractions. Additionally, Udupi headquarters some of the renowned banks of India and has various educational institutions.
Due to developmental works, increasing population, and tourist inflow, the streets of the city remain clogged with heavy traffic. This increases the risk of accidents, fatalities and other mishaps.
So, if you are an owner of a two-wheeler, you should purchase a bike insurance to stay financially protected in the event of any mishap.
Digit is a reliable insurance service provider. It has a high claim settlement ratio for bike insurance policies and offers a completely digital claim settlement process.
Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement
Here are the things that are covered under the two-wheeler insurance policy by Digit in Udupi:
Following are the two wheeler insurance add-ons available in Udupi:
It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim
Third Party
Comprehensive
Own Damage
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
|
✔
|
Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
✔
|
Damages to Third-Party Vehicle |
✔
|
✔
|
×
|
Damages to Third-Party Property |
✔
|
✔
|
×
|
Personal Accident Cover |
✔
|
✔
|
×
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
×
|
Theft of your scooter or bike |
×
|
✔
|
✔
|
Customize your IDV |
×
|
✔
|
✔
|
Extra protection with customized add-ons |
×
|
✔
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
Enter Bike Details
On the Digit App or website, enter your bike’s registration number and click on view prices.
Choose a Plan
Select the type of bike insurance plan and choose desired add-ons.
Enter Personal & Nominee Details
Enter your personal, nominee and vehicle details, and start the payment.
Complete Payment & KYC
Complete the payment and mandatory KYC verification process. Once completed, the policy will be issued and available in Digit App.
Get cashless repairs at 9000+ garages across India
Here’s the list of Digit's top 13 cashless garages in Udupi, as of August 18th, 2025.
The benefits provided by Digit's two-wheeler insurance to policyholders are:
Here is how the Digit two-wheeler insurance can protect your two-wheeler in Udupi:
Array of Two-Wheeler Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
Opportunity to Customise Add-ons: When you opt for a comprehensive two-wheeler insurance plan, you get the option to enhance its coverage with the help of add-ons. These add-ons come at extra expenses and add to your policy premium. However, they provide you with a lot of benefits that prove beneficial in a variety of situations. For example, you can choose zero depreciation cover as an add-on. Usually, after an accident, a bike owner has to pay for the depreciation and the replacement of spare parts. However, we will cover all these expenses if you have this add-on. Furthermore, you can also opt for consumables cover. This add-on covers the cost of consumables like oil, nuts, bolts, etc., that may become unfit for use after an accident. If you have this add-on while claiming your policy, we will provide coverage for these expenses. In addition, we have more add-ons like engine and gearbox protect cover, roadside assistance, return to invoice cover, daily conveyance benefit, and tyre protect cover.