Bike Insurance in Rajkot

Rajkot is the fourth-largest city in the state of Gujarat after Ahmedabad, Surat, and Vadodara. This is in the centre of the Saurashtra region of Gujarat. The city is also the 35th-largest urban agglomeration in India, with a population of more than ~1.8 million as of 2018. 

The city contributes to the economy of the state with heavy and small-scale industries under the patronage of Gujarat Industrial Development Corporation (GIDC) and Gujarat State Financial Corporation (GSFC). Industrial products include bearings, diesel engines, kitchen knives and other cutting appliances, watch parts (cases and bracelets), automotive parts, the forging industry, CNC machines, auto parts, and diesel engines and submersible pumps, among others.

Being one of the largest metropolitan areas of Gujarat and India, the streets of Rajkot are often filled with heavy traffic. The city is home to many heavy- and medium-scale industries. However, poor traffic management, waterlogging due to massive rains, cyclones, and illegal encroachment along the highways often lead to accidents and fatalities.

Therefore, if you are a bike owner in Rajkot, you need to opt for a two-wheeler insurance policy to stay financially protected against the losses and damages caused due to an accident. Moreover, the Motor Vehicles Act of 1988 has mandated a third-party insurance policy for every Indian vehicle owner.

While choosing a trusted insurance provider for your vehicle, you can select Digit. Digit is one of the most reliable insurance providers in India. With Digit, you can choose between various insurance policy plans, such as third-party, comprehensive, and own damage bike insurance policies.

 Read below to get a detailed idea of all three.

Following are the two wheeler insurance add-ons available in Rajkot:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

The offering is Online and Easy – two simple words to simplify the most complicated term ‘insurance’. Digit offers plans ranging with comparatively the best insurance deals with self-inspection based, hassle-free, super-fast claim process.

The plans are flexible as per your requirements. Example: You can customize the IDV as per your needs before buying the policy.

• Choose from Various Two-Wheeler Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Keep Away from Traffic Fines: It is illegal to ride a bike without insurance on Indian roads. As per the MV amendment in September 2019, if you are caught riding an uninsured bike then you will be charged with a penalty of ₹2000 for this offence. Even you may be put behind the bars for 3 months and your licence may get cancelled. So make sure that you have at least a third-party bike insurance before you start riding.
  
• Get protected with Comprehensive Insurance Plan:  As per the challenges mentioned above, it is advisable that you should go for a comprehensive insurance policy to protect your bike. As Rajkot is prone to floods and the probability of accidental damages on the poor roads is high, a comprehensive policy will be your saviour in such conditions. Plus this can be loaded with multiple add-ons to increase the protection. 
  
• Add-Ons Fit for Rajkot: As per Rajkot is concerned, ‘Return to invoice’ can be the best choice as it can help you get back the entire amount of your two-wheeler’s invoice value, in case you suffer from a complete loss of the vehicle during a flood. Considering the fatality in the road accidents the personal accident cover becomes unavoidable. This supports financially if you suffer from a permanent disability or death in an accident.