Nalgonda, a city of Telangana, is a city and the administrative centre of the Nalgonda district. Apart from all the basic urban amenities, the city is home to various temples that serve as tourist destinations.

However, the city is still developing and often faces heavy rains in the monsoon. On top of that, there is a constant increase in the number of private vehicles. This causes traffic congestion and leads to sudden mishaps and accidents.

So, as a bike owner in the city of Nalgonda, you need to have a bike insurance policy to stay protected from any financial losses due to unforeseen incidents.

Digit can be a top choice here. You can benefit from the online claim settlement process and round-the-clock customer services.

Know about it in detail below!

Following are the two wheeler insurance add-ons available in Nalgonda:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

There are lots of benefits Digit provides to its two-wheeler insurance policyholders. Some to mention are:

• Thousands of Network Garages by Digit: Digit has partnered with thousands of network garages in almost every part of India. So, when you choose cashless service while raising a claim against your two-wheeler insurance, you can easily take your vehicle to one of the nearest garages. The mechanics at these garages will repair your scooter or bike at no additional cost, and you will get a 6-months warranty on these repairs.
• Quick Claim Settlement Process: Digit offers a straightforward and online claim settlement process with the help of its smartphone-enabled self-inspection process. There is no manual form filing required. Instead, policyholders need to call on Digit's provided number, get a link for self-inspection on the registered phone number, and then follow the smart-phone enabled self-inspection process to proceed. You will need to click the pictures of the damaged bike and upload them. Finally, after looking into it, our team will then reply with a quotation. Now, you will have to choose between the cashless repair and reimbursement process. The entire methods of claim raise and claim settlement have become totally hassle-free and effortless with Digit.
• Custom-Made IDV Option: IDV or Insured Declared Value reflects the maximum amount you can get when from your insurer in case of theft or total damage. It is also the current market value of your bike. The bike IDV is a crucial component that impacts both the sum insured and the policy premium. Digit allows its policyholders to customise the vehicle's IDV. A higher IDV will translate to a higher sum insured and premium.
• Continuous Customer Support: We offer round-the-clock assistance to our customers. Our customer support team is ready to solve your problem at any time of the day. So, whenever you have a query, you can pick up the phone and make a call. Do note that we are available even on national holidays.

Bike insurance from Digit can save you and your two-wheeler in the following ways:

• Various Two-wheeler Insurance Policies: The three two-wheeler insurance policy options offered by Digit include:

  • Third-Party Two Wheeler Insurance
  • Comprehensive Two-Wheeler Insurance
  • Own Damage Two Wheeler Insurance

The best part is you can purchase our own damage or standalone two-wheeler insurance policy at an affordable price even if you have your third-party two-wheeler insurance policy from any other insurance provider.

• No More Legal Liabilities: Apart from financial losses, a two-wheeler insurance policy also helps to protect you from legal liabilities. The Motor Vehicle Act 1988 provisions state that it is compulsory for every private vehicle owner to have a third-party insurance policy. If not, an owner might have to pay a fine of ₹ 2000. However, if you are found riding without insurance repeatedly, you will have to pay a fine of ₹ 4000. For certain instances, you might even face three months of jail term and even cancellation of your driving license.
• Get Add-Ons of Your Choice: Digit allows its policyholders to customise the comprehensive policy by choosing their preferred add-ons. This enables you to have extended coverage that may prove to be highly beneficial in certain circumstances. These add-on covers will, however, increase the premium amount that you have to pay. With Digit, you get to choose from various add-ons such as:
  • Zero depreciation cover
  • Passenger cover
  • Roadside assistance cover
  • Daily conveyance benefit and more 

• Personal Accident Coverage: To provide financial assistance to you or your family against expenses during injuries, permanent disabilities and death, you need to get a personal accident cover. This is an extension for every vehicle insurance policy. It provides cover for expenses you would incur for total disability or physical injury. In case of death and total complete disability of the bike owner, we will offer the total sum insured to the nominee. So, a PA cover will provide much-needed financial security to your loved ones in the event of any unfortunate incidents.