Renew Bike Insurance in Amritsar

Amritsar is a major cultural, economic and transportation centre in Punjab. Being the second largest city in the state and housing the famous Golden Temple, this city experiences a massive number of tourists and visitors each day. Apart from vehicle theft and frequent road accidents, the roads of the city pose a great challenge and risk for vehicle owners, specifically during the monsoon. It is crucial for bike owners in the city to have a two-wheeler insurance policy.

It will provide financial coverage in the event of an accident, theft, or other damage. Also, the Motor Vehicles Act of 1988 makes it essential for vehicle owners to own a third-party insurance cover. Hence, if you are looking for a bike insurance policy, consider Digit. The claim settlement process is completely online and negates the submission of document hard copies.

No matter how safely you drive, your two-wheeler is always vulnerable to damages because of these challenges. Hence, buying two-wheeler insurance in Aurangabad is essential for a stress-free mind. Digit Insurance can help you buy the best bike insurance in Aurangabad without much hassle.

• Choose from Types of Bike Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Personal Accident Cover: As mentioned above, the chances of mishaps on the roads of Aurangabad are pretty high. So Personal Accident Cover is a wise option to choose. This cover comes into action when you suffer from any permanent disability or death after an accident. Digit covers up to 15 lakhs under the PA Cover.
• Avoid Heavy Fines: There is a strict law in India to drive with third-party insurance. If you're caught driving your two-wheeler without insurance for the first time, you'll be liable to pay a fine of Rs.2000 and/or imprisonment for up to 3 months. For further offences, the penalty can increase to Rs.4000 and/or imprisonment for up to 3 months. In some cases, it can also result in the cancellation of the driving license. 
• Comprehensive Policy to Protect Your Bike: Due to the above challenges, two-wheeler owners feel unsafe while driving on the Aurangabad roads. To fully safeguard them and their vehicles, comprehensive two-wheeler insurance can be your best bet. It is a complete package that provides complete coverage against damages to your bike and third-party liability as well. It covers any damages arising due to natural and man-made calamities, such as thefts, fire, accidents, vandalism, and falling objects.
• Customise Add-ons: Add-ons help to extend the coverage of the existing comprehensive two-wheeler policy and provide better coverage. Even though they come at an extra cost, they can be a saviour in certain circumstances. Let’s take an example of the return to invoice cover. This add-on comes extremely handy if your bike is damaged beyond repair or is stolen. In these cases, Digit will refund the amount stated in the invoice. This cover is suitable for new bikes. The return to invoice add-on will also cover the road tax and the registration charges. Besides these, you can get consumables cover, roadside assistance cover, zero depreciation cover, etc.

Following are the two wheeler insurance add-ons available in Amritsar:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover