Renew Bike Insurance in Dehradun

Natural Calamities

The structural landscape of Dehradun is located at the foothills of the Himalayas between the two mighty rivers – the Ganga and the Yamuna and is therefore highly prone to natural calamities like landslides and floods. The city is also an administrable hub, which resulted in a large influx of government vehicles and increased traffic with almost negligible road infrastructural development.

Accident-Prone

The hills have narrow sidelines generally result in fatal accidents. However, accidental frequency is less but fatalities are more.  According to the State Transport Department’s report 2018, ~1,500 accidents occurred yearly with ~1,000 people mortality rate. In 2019 (Q1), Uttarakhand reported 216 accidental deaths and 336 road accidents.

Increased Commercialisation

Movement of heavy-duty vehicles like trucks and lorry, especially in the constricted hill-cut roads of Dehradun elevates areas’ affinity to third party accidents at even the slightest negligence, despite the presence of speeding bumpers, strict traffic rules, no speedy sharp curve turns, etc.

Theft

Being highly popular for river rafting, paragliding and other adventure sports, the flow of young crowd is humungous. The state has registered several missing vehicle cases in the recent past. Most likely the bikes are either dislocated, dumped or even ran into accidents by amateur riders in the tricky roads of Dehradun.

Accidents

Damages and losses that may arise due to an accident or collision.

Theft

Covers for your losses in case your two-wheeler is unfortunately stolen!

Fire

Damages and losses to your two-wheeler in case of an accidental fire!

Natural Disasters

Damages caused to your two-wheeler due to nature’s many furies, such as due to floods, cyclones, etc.

Personal Accident

Covers for your expenses in cases where you’ve hurt yourself too bad!

Third-Party Losses

When a person, a vehicle or a property is hurt or damaged due to your bike's actions.

Own Damages for Third-Party Policy holder

In the case of a Third-Party Bike Policy, damages to own vehicle won’t be covered.

Drunk Riding or without a Licence

Situations where you were riding drunk or without a valid two-wheeler licence won't be covered.

Add-Ons Not Bought

Some situations are covered in add-ons. If you haven’t bought those, the corresponding situations will not be covered.

Contributory Negligences

Any contributory negligence (e.g. driving in flood) won't be covered.

Consequential Damages

Any damage which is not a direct result of the accident will not be covered.

Driving without a valid Driving Licence Holder

If you hold a learner’s licence and were riding without a valid licence-holder then your claim won’t be covered.