Bike Insurance in Dehradun

Dehradun – ‘Dehra’ (or locally called ‘Dera’), meaning camp or temporary settlement, and ‘Dun’ (or ‘Doon’), referring to a valley that lies between the middle Himalayas and the Shivaliks, is the interim capital of Uttarakhand. 

It is the most populous city of Uttarakhand. It is also well connected and in proximity to Himalayan tourist destinations such as Mussoorie, Auli, Haridwar, and Rishikesh, along with the Himalayan pilgrimage circuit of Chota Char Dham. Thus, it has a huge flow of traffic on its roads.

Moreover, the hilly terrain, landslides, floods, and movement of heavy vehicles due to construction and commercialisation are some of the major causes of accidents and damage. Thefts are also quite rampant.

Thus, having a two-wheeler insurance policy is crucial for all two-wheeler owners in the city. A bike insurance plan will protect you from unnecessary financial losses during mishaps or accidents. Furthermore, the Motor Vehicles Act of 1988 makes it essential for every vehicle owner to have a third-party insurance cover.

So, if you are in search of a bike insurance policy, consider Digit Insurance. You can claim your insurance policy online via a smartphone-enabled self-inspection process.

For more information on Digit two-wheeler insurance policies, read on.

Who would not like a hassle-free, one-touch stop for all insurance requirements that is online and on your smartphone!

• Choice of Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
• Personal Accidental Cover: According to Dehradun’s five years of police records study, nearly 72% of accidents lead to fatal and grievous injuries, even after precautionary checks are put under surveillance. Therefore, the personal accidental cover is a must for bikers in Dehradun to ensure financial assistance for unforeseen emergencies, medical expenses, etc.
• Avoid Heavy Traffic Fines: The fine for riding without a valid bike insurance is Rs. 2000 and/or imprisonment up to 3 months.
• Avoid unexpected expenses: Comprehensive bike insurance is a must for Dehradun bikers to avoid any unforeseen natural calamities, fire, vandalism, and theft in the region.
• Suitable Add-ons for Bikers in Dehradun: Digit’s add-ons suitable for Dehradun bikers range from ₹30 to ₹300, which include parts depreciation cover, consumables cover, engine and gear protection, and return to invoice, among others. There is a heavy chance that your bike might face a breakdown in Dehradun considering the challenges discussed above, so ‘breakdown assistance’ is a must-have.

Following are the two wheeler insurance add-ons available in Dehradun:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover