How To Remove Aadhaar Card From Bank Account?

In 2018, the Supreme Court ruled the act of linking one's Aadhaar to their bank account unconstitutional. According to this, linking Aadhaar with bank accounts is not invalid, but banks cannot force people to do so. This step was taken considering the privacy risks associated with providing the Aadhaar number as it has sensitive information linked to it. Read along to know how to delink an Aadhaar card from a bank account.

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How to Delink Aadhaar Card From Bank Account Online?

Users must follow the below-mentioned steps to delink their Aadhaar from bank accounts online:

Step 1 - Visit the bank’s official website

Step 2 - Login to your account

Step 3 - In the section where personal details are provided, there will be an option to delink the Aadhaar.

Step 4 - Select the option and delink the Aadhaar.

Step 5 - Once done, you will receive an SMS confirming the process's success.

How to Delink Aadhaar Card From Bank Account Offline?

Follow the steps mentioned below to delink Aadhaar from your bank account offline:

Step 1 - Visit your bank branch and discuss the concern with the customer care representative.

Step 2 - Write an application addressing your request to unlink your Aadhaar from your bank account.

Step 3 - To ensure the smooth running of the process, carry other KYC documents like PAN card and passbook along with you.

Step 4 - Submit the application to the bank.

Step 5 - It usually takes about 48 hours to complete the process. Once done, you will receive a confirmation SMS on your mobile number registered with the bank.

Why was it Not Mandatory to Link Aadhaar with Bank Accounts Earlier?

In 2018, the Supreme Court declared that linking Aadhaar with a customer's bank account was not mandatory. It was because banks already had an alternative for Aadhaar, and they adopt other KYC methods while creating a bank account. This eliminates the necessity of linking an Aadhaar and reduces the risks of fraudulent activities.

It is no longer mandatory to link one's Aadhaar number with their bank account. However, people have a choice. Banks cannot force customers to link their Aadhaar to their bank accounts, as it will be considered illegal. The government has ruled out the necessity of linking Aadhaar to bank accounts.

FAQs about Delinking Aadhaar Card From Bank Account

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How long does it take to delink Aadhaar from a bank account?

It takes around 48 hours to delink Aadhaar from a bank account.

Is it okay if my Aadhaar card is still linked to my bank account?

Yes, it is okay if your Aadhaar card is still linked to your bank account. However, people no longer need to link their Aadhaar with their bank accounts as it is not mandatory.

How many bank accounts can be linked with Aadhaar?

You can only add one bank account with your Aadhaar at a time.

How can I delink the Aadhaar from the bank account?

You must visit the respective bank in person and apply to delink Aadhaar. You can also complete the process online by visiting your bank's official website.

Can Aadhaar be linked to 2 bank accounts?

At one point in time, one can seed only one account with Aadhaar. If you have multiple accounts and have submitted your Aadhaar consent form to numerous banks, the account most recently seeded in the NPCI mapper will remain active. All the DBT-related credits will be credited to that particular bank only.

What happens if an Aadhaar card is not linked with a PAN card?

If you still haven't linked your PAN card to Aadhaar, your PAN card will be deactivated, and you won't be able to present your PAN number for particular transactions.

Is PAN-Aadhaar linking free?

In the case of PAN-Aadhaar linking for the taxpayers who link their PAN with the Aadhaar number after 1st July 2022 to 30th June 2023, the Penalty for PAN is Rs. 1000 before applying for a link request.

How to delink Aadhaar from mobile number?

To delink your Aadhaar from your mobile number, visit your telecom operator’s website and look for the option to delink your Aadhaar. Enter your contact number and select "Delink Aadhaar."

You will receive an OTP on your registered mobile number; enter this OTP to complete the process. Your request will be processed, and Aadhaar will be delinked from your mobile number.

How can I delink my Aadhaar card from my Paytm bank account?

To delink the Aadhaar card from the Paytm bank account, you can call the Paytm customer care number. They will offer to send you an e-mail to continue unlinking your Aadhaar.

Complete the details in the soft copy of the form to de-link your Aadhaar and forward it to them. You will get a confirmation mail, after which the Aadhaar will be dissociated from your account within three days.

Can I delete my Aadhaar card?

No, there is no option to temporarily or permanently de-link Aadhaar even if the individual has passed away.

Is it compulsory to link Aadhaar with a bank account?

Earlier, connecting the Aadhaar card with the bank account was obligatory. However, following the increase in incidences of fraudsters in cyberspace, the Supreme Court of India in September 2018 ruled that one does not have to link an Aadhaar card to a bank account.

How can I change my Aadhaar card linked bank account?

To link your Aadhaar with a different bank than the one currently linked in the NPCI mapper, visit the new bank branch in person and submit a completed customer consent form.