How to Link Aadhaar Number with Bank Account Online/Offline?

linking aadhaar card to your bank account

Aadhaar has become the single most important identification document in India. Thus, the importance of linking the Aadhaar card to the bank account cannot be overstated.

The following section will show you the easy ways to link your Aadhaar card to your bank account.

Let’s get started!

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Link Aadhaar Card with Bank Account Online and Offline
Check Aadhaar Linking Status Online and Offline
Benefits of Linking Aadhaar Card to Bank Account
Update your Aadhaar Number through Mobile Banking
Frequently Asked Questions

How to Link an Aadhaar Card with a Bank Account?

If you are wondering how to link an Aadhaar card with a bank account, you can follow various models at your convenience. We will be explaining all the modes in the following sections.

Link Aadhaar Card Through Internet Banking

Now you can link your Aadhaar card to your bank account online by following a few simple steps. They are as follows:

Log in to your bank by entering your customer ID and password through the net banking facility.
You will get a “My Account” section from where you need to click on the “Update Aadhaar with Bank accounts (CIF)” sub-section.
Now you need to enter your profile password for Aadhaar registration.
After this, you will land on a page where you have to submit your Aadhaar number twice.
Finally, you can submit all the essential details, and a message showing the successful initiation of your Aadhaar will appear on the screen.

Link Aadhaar Card Through SMS

If you are wondering how to link Aadhaar to a bank account through SMS, we present a simplified format in the below section for your better understanding.

You need to type a message in the following format: UID<space>Aadhaar number<space>Account number to your bank’s customer care number.
Instantly you will receive a text saying that your seeding request has been accepted.
In the meantime, the bank will verify details with UIDAI (Unique Identification Authority of India).
If your verification is unsuccessful by any chance, you will receive a notification stating that you need to visit your nearest bank branch with the original Aadhaar.

Link Aadhaar Card Through Mobile Application

Many banks will allow you to link Aadhaar to your bank account via the application. Take a look at the following steps to simplify the linking procedure.

Firstly, you need to download the mobile banking application from Google Play Store or App Store.
After opening the app, you need to provide your bank credentials: the username and password.
You will have to click on “Service Requests.”
Click on “Link Aadhaar.”
You need to select the bank account, which you want to link with Aadhaar.
Submit your Aadhaar number in this step
Accept any terms or conditions, and click on “Confirm”.

Link Aadhaar Card Through Bank Branch

If the above procedures do not work, you can always link your Aadhaar card to your bank account offline by visiting your bank branch.

After visiting your bank branch, you need to fill out an application form concerning ‘Aadhaar linking.’
Enter the bank account details and your Aadhaar number without any mistake.
You should carry a self-attested copy of your original Aadhaar for submission.
After you submit the form, you will receive updates within 24 hours of verification in the form of SMS on your registered phone number.

After following these easy steps to link your Aadhaar card to your bank account, you can check your link status in a few clicks.

Link Aadhaar Card via ATM

Step 1: Go to your bank’s ATM, insert the debit card associated with you bank account and enter the PIN.

Step 2: Choose the appropriate option that connects to Aadhar.

Step 3: Enter your Aadhaar number and confirm to complete the link.

How to Check Aadhaar Linking Status?

Check Aadhaar Linking Status via UIDAI Website

Here are the steps to check the Aadhaar Linking Status via the UIDAI website:

Step 1: Open the official website of UIDAI.

Step 2: Choose the “Check Aadhaar and Bank Account Linking Status” option from the website.

Step 3: You will land on a page where you must submit the UID number and a security code.

Step 4: Select “Send OTP.” An OTP will be sent to your mobile number linked with the Aadhaar.

Step 5: After logging in with your OTP, you will be redirected to a page where your Aadhaar mapping is done. This signifies that your Aadhaar card is linked to your bank account status.

Check Aadhaar Linking Status Through Mobile Application

Here are the steps to check the Aadhaar linking status via the mobile app:

Step 1: Downloading the App: You must download the UIDAI Aadhaar application on your mobile phone.

Step 2: Opening the Application: Open the downloaded UIDAI Aadhaar application.

Step 3: Tap on ‘Check Aadhaar Status’: Tap on the option that shows the checking linking status.

Step 4: Enter the details: Fill in the form with relevant information such as your Aadhaar Number and other details.

Step 5: Submit: Tap 'Submit' or 'Check Status'.

After completing these steps, your aadhaar linking status will be displayed.

Check Aadhaar Linking Status By Visiting the Bank

Following are the steps to check the Aadhaar linking status by visiting the bank:

Step 1: Visiting Your Bank: You should go to the bank where your account is maintained.

Documents Required: You will need to carry the Aadhaar card along with details of your bank account.

Step 2: State Your Purpose: You may ask the bank representative to check the Aadhaar status for you concerning linking in the bank.

Step 3: Give Details: You must furnish the Aadhaar number and other necessary details.

Step 4: Status Informed: The bank will convey the current status of Aadhaar linking.

Therefore, in this way, you can check the Aadhaar linking status with the bank without any confusion.

Furthermore, linking your Aadhaar card to your bank account is recommended to enjoy the following perks.

Benefits of Linking Aadhaar Card to Bank Account

Aadhaar is a vital KYC document to open any bank account.
You are eligible to receive credit subsidies from the government.
Also, the government is offering credits on welfare funds, MNREGA wages, pensions, etc.

As per UIDAI’s data, 96 out of 110 crore bank accounts have been linked to the Aadhaar card. Furthermore, in the recent annual meeting of the Indian Banks’ Association, the FM declared the last date of linking bank accounts with the Aadhaar card as 31st March 2021. (1).

After you link your Aadhaar card to your bank account, it is vital to note the procedure of updating your Aadhaar number through phone banking.

How to Update Aadhaar Number through Mobile Banking?

Check with your bank whether it allows phone banking.
You will need to dial the number associated with phone banking and choose the Aadhaar-bank account link option.
Now you will be asked to submit your Aadhaar number from your phone’s dial pad. After following the instructions, you will be able to update your Aadhaar number.

Therefore, without any delay, it is advisable to link your Aadhaar card to your bank account today so that you do not miss out on the benefits offered in the process.

FAQs about Linking Aadhaar with Bank Account

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Can I link my Aadhaar card to a bank account at an ATM?

Yes, you can. You will need to visit the nearest ATM vestibule, swipe your card and choose Aadhaar Registration.

Who is eligible to link Aadhaar with a bank account?

As per government mandates, every citizen is eligible to link Aadhaar to a bank account.

Is it mandatory to link Aadhaar with a bank account?

It is not mandatory to link Aadhaar to your bank account. However, Aadhaar is a necessary KYC document for opening bank accounts.

Can I link more than one bank account with my Aadhaar Card?

Yes, more than one bank account can be linked with an Aadhaar Card.

What is the advantage of linking an Aadhaar with a Bank account?

The linking of the Aadhaar Card serves as valid proof of the identity of residents in India, the KYC procedure would be quite easy.

What is the maximum number of bank accounts I can associate with my Aadhaar?

The Aadhaar Card can be linked with only one account in each bank.

What are the most common problems that people usually face when linking their Aadhaar with a bank account?

Among all of them, mismatches of name, gender, date of birth, etc., leading to biometric failures, issues relating to registration at Aadhaar, authentication errors, and the presence of fake Aadhaar Cards can cause identity-related problems while linking the Aadhaar card with a bank account.

Is it possible to link Aadhaar to a bank account online?

Yes, most banks offer this facility to link Aadhaar with their bank accounts via websites or mobile apps.

How do I verify the link between my Aadhaar and my bank account?

This online checking of the Aadhaar linked with a bank account/UIDAI bank link facility is available at its official website.

Inactivated simply means that your bank account and Aadhaar's links are not in order. You must personally visit the bank branch and ask for the form to link the Aadhaar to the bank account. Fill in the required information and submit it to finish the linking work.

Is it obligatory to link Aadhaar with a bank account?

No, it is not necessary to link your Aadhaar with a bank account. However, in order to enjoy some benefits and welfare schemes issued by the government, you would be required to link Aadhaar with bank account.

What would happen if there is any mismatch in the Aadhaar details linked with my bank account?

Immediately, you must contact your bank to figure out these discrepancies so that your Aadhaar particulars and bank records are updated as they are due.

Is linking Aadhaar to my bank account safe?

Yes, linking Aadhaar is safe if one follows the official process from his or her bank and keeps his or her personal information safe.

What documents are required to link an Aadhaar Card with a bank account?

You simply need your Aadhaar number or Aadhaar Card in order to link your bank account.

Is it mandatory to link a credit card or personal loan to Aadhaar?

No, it is not compulsory to link Aadhaar for personal loan or a credit card.