Digit Commercial Vehicle Insurance Reviews

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Why Choose Digit's Commercial Vehicle Insurance Policy?

Key Features of Commercial Vehicle Insurance by Digit

Key Features Digit Benefit
Claim Process Paperless Claims
Customer Support 24x7 Support
Types of Commercial Vehicles Covered Cabs and Taxis, Trucks, Lorries, Buses, Auto Rickshaws, School Vans, etc.
Premium Customized as per type of commercial vehicle & number of vehicles to be insured
Additional Coverage PA Covers, Legal Liability Cover, Special Exclusions and Compulsory Deductibles, etc
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

Some feathers on our cap! 

Best Digital Insurer - India​

Insurance Asia Country Excellence Awards 2024​

Technology Champion of the Year (GI)​

Elets BFSI Leadership Awards 2024​

General Insurance Company of the Year​

Asia Insurance Industry Awards 2024​    

Top Employer in India 2024 & 2025​

Top Employer Institute, Netherlands​

Most Innovative Insuretech Platform​

Fintech Festival India Awards 2024​

Part of Fortune India 500 List 2024 (Ranked 312)​

FORTUNE INDIA​

Top Rated Internet/Product Companies (mid-sized category) ​

Ambition Box Employee Choice Awards 2025​

FAQs related to Digit Commercial Vehicle Insurance

Is third party Commercial Vehicle Insurance mandatory?​

According to the Motor Vehicles Act, all vehicles must have at least a third-party motor insurance, so your commercial vehicle needs it too! In case it is caught without one, you could end up facing a fine and, even up to three months in prison!​

Is it better to get Digit's Third Party or Comprehensive insurance?​

This depends greatly on how much you use your commercial vehicle. While third-party coverage is compulsory to have according to the law, you might wish to ensure that your vehicle is also insured against any unexpected losses that could occur due to so many reasons such as natural calamities, accidents both big and small, thefts, fires and more. ​

What is the difference between Comprehensive and Third-party policy in Commercial Vehicle Insurance?​

A third-party commercial vehicle insurance only covers for damages and losses that may be caused to the property, person or vehicle of a third-party, i.e. the other people affected by your accident. However, a comprehensive policy covers for both third-party related plus damages to your own vehicle as well.