Tata Ace Insurance

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Why should you buy Digit's Tata Ace Insurance?

We treat our customers like VIPs, know how…

Cashless Repairs

Cashless Repairs

5800+ Cashless Garages for you to choose from across India

Doorstep Pickup & Repair

Doorstep Pickup & Repair

Doorstep pickup, repair and drop with 6 months repair warranty - for repairs at our network garages

Smartphone-enabled Self Inspection

Smartphone-enabled Self Inspection

Just click the damages on your phone and you are done

Super-Fast claims

Super-Fast claims

We've settled 96% of all claims for private cars!

Customize your Vehicle IDV

Customize your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

What's Covered in Tata Ace Insurance?

Accidents

Accidents

Damages caused to the commercial vehicle in case of an accident.

Theft

Theft

Loss or damage to the commercial vehicle due to theft.

Fire

Fire

Damages caused to the commercial vehicle due to a fire.

Natural Disasters

Natural Disasters

Damages caused to the commercial vehicle due to any natural calamity.

Personal Accident

Personal Accident

If there is an accident of the commercial vehicle, leading to an injury or death of the driver.

Third Party Losses

Third Party Losses

Any damages caused by the commercial vehicle to a third party.

Towing Disabled Vehicles

Towing Disabled Vehicles

Any damages caused to by the commercial vehicle to the vehicle being towed.

What’s not covered?

It is equally important to know what’s not covered in your commercial vehicle insurance policy so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party Liability Only Policy, damages to own vehicle won’t be covered.

Drunk Riding or without a Licence

If the owner-driver of the claimed vehicle is drunk or driving without a valid licence.

Contributory Negligences

Any damage caused due to contributory negligence of the driver (such as driving when there’s an existing flood)  

Consequential Damages

Any damage that is not a direct result of the accident/natural calamity i.e., consequential losses like loss of earnings, loss of market, etc.

Key Features of Tata Ace Insurance by Digit

Key Features

Digit Benefit

Claim Process

Paperless Claims

Customer Support

24x7 Support

Premium

Customized as per type of commercial vehicle & number of vehicles to be insured

Additional Coverage

PA Covers, Legal Liability Cover, Special Exclusions and Compulsory Deductibles, etc

Damages to Third-Party

Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

Types of Tata Ace Insurance Policies

Based on the requirement of your commercial vehicle, we primarily offer two policies. However, considering the risk and use of commercial vehicles, it’s recommended to take a Standard Package Policy that will financially protect your own commercial vehicle, and the owner-driver using it as well.

Liability Only

Standard Package

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How to file a claim?

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card