Tata Ace Insurance

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The Tata Ace is a multipurpose mini truck by Tata Motors that is extremely popular in India, thanks to its reliability and efficient performance.

Available in petrol, CNG, and diesel options, Tata Ace boasts a strong payload capacity, a comfortable cabin, and an impressive fuel efficiency, making it quite economical.

This light commercial vehicle is mostly used by small businesses for transportation of goods, and for everyday hauling tasks such as delivering groceries, agri products, beverages and bottles, FMCG and FMCD goods, e-commerce, dairy, pharmaceutical products and other food products.

So, it is important to protect this versatile and extremely useful vehicle in situations of loss or damage by getting a Commercial vehicle insurance policy by Digit, which is just as reliable as Tata Ace.

What is Commercial Tata Ace Insurance?

Tata Ace Insurance is a type of commercial vehicle insurance policy designed to protect specifically Tata Ace, which is a light commercial vehicle used to transport goods.

This comprehensive insurance policy covers you financially in case your Tata Ace suffers any unforeseen damage or loss due to accidents, theft, natural calamities, third-party liability, etc. The coverage you’ll receive will depend on the type of insurance policy you opt for and the add-ons you buy along with it.

Note: Light Commercial Vehicle Insurance in Commercial Vehicles will be covered under Digit Commercial Vehicle Package Policy - Goods Carrying Vehicle.

UIN number IRDAN158RP0001V01201819

Why Should You Buy Tata Ace Insurance?

If you own a Tata Ace, an insurance policy is a must have due to the following reasons:

It is mandatory by law to have at least a Liability Only policy for commercial vehicles in India. Driving without one can lead to penalties.
Tata Ace insurance protects you from financial risks in case it is damaged or stolen, as the insurance policy covers the cost of repairs or replacement of damaged parts of the vehicle.
Since Tata Ace is often used for deliveries of daily use products, it is more prone to accidents, damage or loss. Therefore, it's best to protect Tata Ace with a Standard Package insurance policy to prevent any loss of business.
Getting insurance for Tata Ace also provides third-party coverage, meaning that it will cover any damage or loss caused to third-party by your vehicle.

Why choose a Commercial Vehicle Insurance for Tata Ace by Digit?

We treat our customers like VIPs, know how…

Customize your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 call facility even on National Holidays

Super-Fast claims

Smartphone enabled self-inspection process takes just a few minutes!

What's Covered in a Tata Ace Insurance by Digit?

Accidents

Damages and losses caused to the goods carrying vehicle due to an accident.

Theft

Any damages and losses caused to the goods carrying vehicle in the case of a theft.

Fire

Any damage or losses caused to the goods carrying vehicle in an unfortunate case of fire.

Natural Disasters

Any damage and losses caused to your goods carrying vehicle due to floods, earthquakes and other natural calamities.

Personal Accident

Covers for any personal injuries or death of the owner-driver of the insured goods carrying vehicle.

Third Party Losses

Covers for losses and damage caused to a third-party vehicle, property or person due to the insured goods carrying vehicle, in the case of an accident or collision.

Towing Disabled Vehicles

Covers for any damage caused to your goods carrying vehicle in cases where it's being towed.

What’s not covered?

It is equally important to know what’s not covered in your commercial vehicle insurance policy so that there are no surprises when you make a claim. Here are some such situations:

Key Features of Tata Ace Insurance by Digit

Key Features	Digit Benefit
Claim Process	Paperless Claims
Customer Support	24x7 Support
Premium	Customized as per type of commercial vehicle & number of vehicles to be insured
Additional Coverage	PA Covers, legal liability cover, special exclusions and compulsory deductibles, etc.
Damages to Third-Party	Unlimited liability for personal damages, up to 7.5 lakhs for property/vehicle damages

Types of Tata Ace Insurance Policies

Based on the requirement of your commercial vehicle, we primarily offer two policies. However, considering the risk and use of commercial vehicles, it’s recommended to take a Standard Package Policy that will financially protect your own commercial vehicle, and the owner-driver using it as well.

Liability Only

Standard Package

Damages caused by your commercial vehicle to any third-party person or property	✔	✔
Damages caused to any third-party person or property by the vehicle being towed by your insured commercial vehicle	✔	✔
Loss or damages to own commercial vehicle due to natural calamities, fire, theft or accidents	×	✔
Injury/death of owner-driver If owner-driver doesn’t already have a Personal Accident Cover from before	✔	✔

How to file a claim?

Call us at 1800-258-5956 or drop us an email at hello@godigit.com

Keep your details such as policy number, location of the accident, date & time of the accident, and contact number of the insured/caller handy to make our process easier.

Why Should You Buy Tata Ace?

Here are some reasons for Tata Ace’s unwavering popularity and why you should buy it:

Economical: Tata Ace stands out in the mini truck sector in India with its competitive price point and offers good fuel efficiency, thus, allowing you to save money in the long run.
Versatile: Available in diesel, petrol and CNG variants, this mini truck can work efficiently on different terrains and weather conditions
Payload Capacity: It has a strong payload capacity to ensure that you can transport a significant amount of cargo in one go.
Easily Manoeuverable: Since Tata Ace has a compact size, it can easily fit into narrow streets and tight areas, making it perfect for delivering goods in urban settings and congested areas.
Durable: Tata Motors boast of a robust construction and dependable performance, which can be seen in Tata Ace as well. Thus, you will experience fewer breakdowns and lower maintenance costs.
Superior Service Network: Tata Motors is a trusted brand in the Indian automobile industry, so as a Tata Ace owner you get access to a wide service network, and easy assistance and repairs across the country.

FAQs about Tata Ace Insurance

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What factors affect the premium for Tata Ace insurance?

Several factors influence the premium such as the age of Tata Ace, its usage, driving record, location it is driven the most in, the type and amount of coverage opted for, and claims history.

Where can I repair my Tata Ace in case of any damage?

If your Tata Ace is protected by Digit’s insurance policy, you can benefit from our partner garages across India. You can either get your Tata Ace repaired at any one of these garages or another garage of your choice and get the repair expenses reimbursed through a claim.

Why Tata Ace is so popular?

Tata Ace has revolutionized the cargo transport sector in India. Its durability, high performance, functionality across all kinds of terrain and weather conditions, and fuel efficiency make it the go-to option for daily hauls, especially among small businesses.