Tata Ace Insurance

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source: ace.tatamotors.com

The Tata Ace is a multipurpose mini truck by Tata Motors that is extremely popular in India, thanks to its reliability and efficient performance. 

Available in petrol, CNG, and diesel options, Tata Ace boasts a strong payload capacity, a comfortable cabin, and an impressive fuel efficiency, making it quite economical.  

This light commercial vehicle is mostly used by small businesses for transportation of goods, and for everyday hauling tasks such as delivering groceries, agri products, beverages and bottles, FMCG and FMCD goods, e-commerce, dairy, pharmaceutical products and other food products.

So, it is important to protect this versatile and extremely useful vehicle in situations of loss or damage by getting a Commercial vehicle insurance policy by Digit, which is just as reliable as Tata Ace. 

What is Commercial Tata Ace Insurance?

Tata Ace Insurance is a type of commercial vehicle insurance policy designed to protect specifically Tata Ace, which is a light commercial vehicle used to transport goods. 

This comprehensive insurance policy covers you financially in case your Tata Ace suffers any unforeseen damage or loss due to accidents, theft, natural calamities, third-party liability, etc. The coverage you’ll receive will depend on the type of insurance policy you opt for and the add-ons you buy along with it.

Note: Light Commercial Vehicle Insurance in Commercial Vehicles will be covered under Digit Commercial Vehicle Package Policy - Goods Carrying Vehicle.

UIN number IRDAN158RP0001V01201819

Why Should You Buy Tata Ace Insurance?

If you own a Tata Ace, an insurance policy is a must have due to the following reasons:

  1. It is mandatory by law to have at least a Liability Only policy for commercial vehicles in India. Driving without one can lead to penalties.
  2. Tata Ace insurance protects you from financial risks in case it is damaged or stolen, as the insurance policy covers the cost of repairs or replacement of damaged parts of the vehicle. 
  3. Since Tata Ace is often used for deliveries of daily use products, it is more prone to accidents, damage or loss. Therefore, it's best to protect Tata Ace with a Standard Package insurance policy to prevent any loss of business.
  4. Getting insurance for Tata Ace also provides third-party coverage, meaning that it will cover any damage or loss caused to third-party by your vehicle.

Why choose a Commercial Vehicle Insurance for Tata Ace by Digit?

What's Covered in a Tata Ace Insurance by Digit?

What’s not covered?

It is equally important to know what’s not covered in your commercial vehicle insurance policy so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party Liability Only Policy, damage to your own vehicle won’t be covered.

Drunk Riding or without a Licence

If the owner-driver of the claimed vehicle is drunk or driving without a valid licence.

Contributory Negligences

Any damage caused due to contributory negligence of the driver (such as driving when there’s an existing flood).  

Consequential Damages

Any damage that is not a direct result of the accident/natural calamity, i.e., consequential losses like loss of earnings, loss of market, etc.

Key Features of Tata Ace Insurance by Digit

Key Features Digit Benefit
Claim Process Paperless Claims
Customer Support 24x7 Support
Premium Customized as per type of commercial vehicle & number of vehicles to be insured
Additional Coverage PA Covers, legal liability cover, special exclusions and compulsory deductibles, etc.
Damages to Third-Party Unlimited liability for personal damages, up to 7.5 lakhs for property/vehicle damages

Types of Tata Ace Insurance Policies

Based on the requirement of your commercial vehicle, we primarily offer two policies. However, considering the risk and use of commercial vehicles, it’s recommended to take a Standard Package Policy that will financially protect your own commercial vehicle, and the owner-driver using it as well.

Liability Only Standard Package

Damages caused by your commercial vehicle to any third-party person or property

×

Damages caused to any third-party person or property by the vehicle being towed by your insured commercial vehicle

×

Loss or damages to own commercial vehicle due to natural calamities, fire, theft or accidents

×

Injury/death of owner-driver

If owner-driver doesn’t already have a Personal Accident Cover from before

×
Get Quote Get Quote

How to file a claim?

Call us at 1800-258-5956 or drop us an email at hello@godigit.com

Keep your details such as policy number, location of the accident, date & time of the accident, and contact number of the insured/caller handy to make our process easier.

How fast are Digit Insurance Claims Settled? This is the first question that should come to your mind when switching your insurance company. Good you’re doing that! Read Digit’s Claims Report Card

Why Should You Buy Tata Ace?

Here are some reasons for Tata Ace’s unwavering popularity and why you should buy it:

  • Economical: Tata Ace stands out in the mini truck sector in India with its competitive price point and offers good fuel efficiency, thus, allowing you to save money in the long run.
  • Versatile: Available in diesel, petrol and CNG variants, this mini truck can work efficiently on different terrains and weather conditions
  • Payload Capacity: It has a strong payload capacity to ensure that you can transport a significant amount of cargo in one go. 
  • Easily Manoeuverable: Since Tata Ace has a compact size, it can easily fit into narrow streets and tight areas, making it perfect for delivering goods in urban settings and congested areas. 
  • Durable: Tata Motors boast of a robust construction and dependable performance, which can be seen in Tata Ace as well. Thus, you will experience fewer breakdowns and lower maintenance costs.
  • Superior Service Network: Tata Motors is a trusted brand in the Indian automobile industry, so as a Tata Ace owner you get access to a wide service network, and easy assistance and repairs across the country.

FAQs about Tata Ace Insurance

What factors affect the premium for Tata Ace insurance?

Several factors influence the premium such as the age of Tata Ace, its usage, driving record, location it is driven the most in, the type and amount of coverage opted for, and claims history.

Where can I repair my Tata Ace in case of any damage?

If your Tata Ace is protected by Digit’s insurance policy, you can benefit from our partner garages across India. You can either get your Tata Ace repaired at any one of these garages or another garage of your choice and get the repair expenses reimbursed through a claim.

Why Tata Ace is so popular?

Tata Ace has revolutionized the cargo transport sector in India. Its durability, high performance, functionality across all kinds of terrain and weather conditions, and fuel efficiency make it the go-to option for daily hauls, especially among small businesses.