Considering the growth in demand for entry-level models, top automakers are focusing more on launching cars under 10 lakhs in India. 

Additionally, they are emphasising more on the value for money quotient and incorporating some of the best specifications in those budget-friendly cars.

As you plan to purchase a car in India, don’t forget to check out the car insurance policies. It is crucial to secure your vehicle with insurance as mandated by the Motor Vehicles Act of 1988. 

It protects against accidents, theft, and damage, safeguarding your investment. And having car insurance saves you from hefty traffic fines, license suspension, and even legal trouble. 

So, if you are looking for quality features while investing in a budget car, check out the list given below.

1. Maruti Suzuki Baleno | Starting ₹6.74 lakhs

Baleno is still one of the top premium hatchbacks in India. It’s because it combines affordability with features that are usually seen in higher segments. It has several innovative amenities and a big five-passenger cabin. It's easy to drive, stable on the highway, and has an efficient 1.2-litre petrol engine. Also, it’s 1.2-litre, four-cylinder petrol engine produces 88 bhp and 113 Nm.

The model has LED DRLs, projector headlamps, dual-tone alloy wheels, LED taillights, front door-mounted ORVMs, and a rear spoiler with a high-mounted stop lamp. Overall, Maruti’s trusted service network and regular updates to design and technology make Baleno one of the best cars in the country.

Key Specifications:

• Engine displacement: 1197 cc  
• Mileage: 22.94 kmpl 
• Fuel type: Petrol
• Body type: Hatchback
• Transmission: Manual/ Automatic
• Max power: 88.50 bhp at 6000 rpm
• Max torque: 113Nm at 4400 rpm
• Ground clearance: 170 mm
• Boot space: 318 litres
• Seating capacity: 5 
• Safety features: Anti-lock braking system (ABS), reverse parking, ADAS, Electronic Stability Control(ESC), 360-degree view camera, and 6 airbags.

2. Maruti Suzuki Fronx | Starting ₹7.58 lakhs

The Maruti Suzuki Fronx comes with a futuristic design and environmentally friendly technology. It perfectly fits in this list since it brings a fresh design while keeping Maruti’s promise of efficiency and reliability intact.  It also has an electric powertrain, a stylish exterior, and a large number of features, including regenerative braking and smartphone connectivity.

It is 3995 mm in length, 1765 mm in width, and has a height of 1550 mm. This car is available in several colour choices in the market - Arctic White, Nexa Blue (Celestial), Earthen Brown, Splendid Silver, Opulent Red, Grandeur Grey, etc.

Key Specifications:

• Engine displacement: 1197 cc
• Mileage: 20 kmpl to 23 kmpl 
• Fuel type: Petrol/CNG
• Body type: SUV  
• Transmission: Manual/Automatic 
• Max power: 98.69 bhp at 5500 rpm
• Max torque: 143 Nm at 4400 rpm
• Ground clearance: 190 mm
• Boot space: 308 litres
• Seating capacity: 5 
• Safety features: Anti-Lock Braking System (ABS), Electronic Brake-force Distribution (EBD), Electronic Stability Program (ESP), Traction Control System (TC/TCS), Hill Hold Control, Brake Assist (BA), etc.

3. Mahindra XUV 3XO | Starting ₹7.99 lakhs

The XUV3XO is a versatile SUV with a luxurious cabin and comfy seating. It has modern comfort, safety, and ADAS. This model stands out as one of the best cars because it combines affordability with premium SUV-like features. It has the same 1.2-litre turbo-petrol, TGDi turbo-petrol, and 1.5-litre diesel engines.

The XUV 3XO's appearance features C-shaped LED DRLs, LED projector headlights, a new grille, LED taillights, and a tailgate light bar. The sub-four-metre SUV boasts a panoramic sunroof, dual-zone climate control, two 10.25-inch screens, EPB with auto-hold, and a 360-degree camera.

Key Specifications:

• Engine displacement: 1197 cc  

• Mileage: 18.2 kmpl 

• Fuel type: Petrol

• Body type: SUV

• Transmission: Manual/ Automatic

• Max power: 128.73 bhp at 5000 rpm

• Max torque: 230 Nm at 1500-4000 rpm

• Ground clearance: 201 mm

• Boot space: 364 litres

• Seating capacity: 5 

• Safety features: Anti-lock braking system (ABS), reverse parking, ADAS, 360-degree view camera, and 6 airbags.

4. Tata Nexon | Starting ₹8.00 lakhs

Tata Nexon is one of the most successful compact SUVs in India, thanks to its combination of safety, style and technology. It was the first Indian car to get a 5-star Global NCAP rating, which boosted its appeal among safety-conscious buyers. It is one of the bestselling SUVs in India. It also comes in five different variants: XE, XM, XZ, XZ+, and XZA+, with a seating capacity of five.

It has a BS-VI-compliant engine that runs on petrol or diesel and delivers a strong performance. Its Turbocharged engine can produce up to 113.31 BHP of power at 3750 rpm and up to 260 Nm of torque at 1500 - 2750 rpm. It has redefined the segment by offering a strong, well-rounded package at an affordable price.

Key Specifications:

• Engine displacement: 1199 - 1497 cc  

• Mileage: 17.01 - 24.08 kmpl 

• Fuel type: Diesel/Petrol

• Body type: SUV

• Transmission: Manual/Automatic 

• Max power: 113.31 bhp at 3750 rpm

• Max torque: 260Nm at 1500 - 2750 rpm

• Ground clearance: 208 mm

• Boot space: 382 litres 

• Seating capacity: 5 

• Safety features: Power door locks, traction control, anti-theft alarm, brake assist, electronic stability control, speed-sensing auto door lock, 6 airbags and 3-point ELR for driver and passenger.

5. Honda Amaze | Starting ₹8.10 lakhs

The Honda Amaze has made a name for itself as one of the most reliable compact sedans in India. It combines Honda’s reputation for efficient engines with a design that is practical yet premium for the segment. The petrol engine is smooth and fuel-efficient, and the CVT automatic is a breeze to drive in city traffic.

The car also scores on low cost of ownership and long-term reliability, so it’s a preferred choice for those who want peace of mind. Its dual airbags, ABS with EBD, and rear parking sensors make it usable every day. With efficiency, comfort and durability, it’s one of the most sensible sedans in India.

Key Specifications:

• Engine displacement: 1199 cc  

• Mileage: 18.2 kmpl 

• Fuel type: Petrol

• Body type: Hatchback

• Transmission: Manual/ Automatic

• Max power: 89 bhp at 6000 rpm

• Max torque: 110 Nm at 4800 rpm

• Ground clearance: 172 mm

• Boot space: 416 litres

• Seating capacity: 5 

Safety features: Anti-lock braking system (ABS), reverse parking, Hill assist, EBD, Engine Immobiliser, and 6 airbags

6. Skoda Kylaq | Starting ₹8.25 lakhs

The Skoda Kylaq is a mid-size SUV that brings European styling and engineering to Indian roads, making it a strong contender in this price segment. It has a bold design with sharp lines, LED lighting and a strong road presence that appeals to those who want sophistication.

The interiors are premium, featuring high-quality materials, a digital cockpit, and a well-organised infotainment system that supports modern connectivity features. The Kylaq also focuses on safety with multiple airbags, electronic stability control, and advanced driver assistance features in higher trims.

Key Specifications:

• Engine displacement: 999 cc  

• Mileage: 19.05 kmpl 

• Fuel type: Petrol

• Body type: SUV

• Transmission: Manual/ Automatic

• Max power: 114 bhp at 5000-5500 rpm

• Max torque: 178 Nm at 1750-4000 rpm

• Ground clearance: 189 mm

• Boot space: 446 litres

• Seating capacity: 5 

• Safety features: Anti-lock braking system (ABS), Electronic Stability Control, Speed Alert, Pretensioners & Force Limiter Seatbelts, reverse parking, Hill assist, and 6 airbags

7. Maruti Suzuki Brezza | Starting ₹8.69 lakhs

The sporty look of this model and modern-age features make it stand out among all the budget-friendly cars. The petrol engine generates a torque of 136.8 Nm at 4400 rpm, with a maximum power of up to 101.65 bhp at 6000 rpm.

The vibrant colour options and its powerful BS6 engine have already made it popular among car enthusiasts. Additionally, useful specifications like great suspension and a 4-speed AT gearbox also ensure an effortless drive.

Key specifications: 

• Engine displacement: 1462 cc 

• Mileage: 17.38 to 25.51 kmpl 

• Fuel type: Petrol/CNG 

• Body type: SUV

• Transmission: Manual/Automatic 

• Max power: 101.65 bhp at 6000 rpm

• Max torque: 136.8 Nm at 4400 rpm

• Ground clearance: 198 mm

• Boot space: 328 litres

• Seating capacity: 5 

• Safety features: Electric sunroof, Smartplay Pro+ with surround sense powered by ARKAMYS, wireless charging dock, head-up display, 360 view camera

8. Maruti Suzuki Ertiga | Starting ₹9.12 lakhs

The MPV Ertiga has modern features and is affordable. It is one of the most popular MPVs in India, designed for families who need extra space without burning a fortune. It has a 1.5-litre mild-hybrid petrol engine (103 PS/137 Nm) and a 5-speed manual or 6-speed automatic gearbox. It's perfect for comfort and functionality.

This package features a 7-inch touchscreen infotainment system with wireless Android Auto and Apple CarPlay, paddle shifters, cruise control, auto AC, and roof-mounted AC vents for second-row passengers. The car is much affordable compared to larger MPVs and is a preferred choice for those who prioritise practicality.

Key Specifications:

• Engine displacement: 1462 cc  

• Mileage: 20.51 kmpl 

• Fuel type: Petrol/CNG

• Body type: MPV

• Transmission: Manual/ Automatic

• Max power: 101.46 bhp at 6000 rpm

• Max torque: 136.8Nm at 4400 rpm

• Ground clearance: 185 mm

• Boot space: 209 litre

• Seating capacity: 7 

• Safety features: Anti-lock braking system (ABS), reverse parking, and 2 airbags.

9. Maruti Suzuki Ciaz | Starting ₹9.41 lakhs

The Maruti Suzuki Ciaz has held its ground in the midsize sedan segment by offering space and value at an affordable price. This spacious car offers five passengers space, luxury, and value. Additionally, its practicality, visibility, and fuel-efficient and powerful engine make it a comfortable city runabout.

A 5-speed manual or 4-speed automatic transmission powers the front wheels. Other features include SmartPlay, cruise control, LED headlamps, a leather interior, keyless entry, rear AC vents, and auto headlamps. It is easily one of the few affordable midsize sedans that balance comfort with economy.

Key Specifications:

• Engine displacement: 1462 cc  

• Mileage: 20.04 kmpl 

• Fuel type: Petrol

• Body type: Sedan

• Transmission: Manual/ Automatic

• Max power: 103.25 bhp at 6000 rpm

• Max torque: 138Nm at 4400 rpm

• Ground clearance: 170 mm

• Boot space: 510 litres

• Seating capacity: 5 

• Safety features: Anti-lock braking system (ABS), reverse parking, Hill assist, and 2 airbags.

10. Kia Syros | Starting ₹9.50 lakhs

The Kia Syros is a new entrant in the compact SUV space, designed to appeal to those who want style with practicality. It has Kia’s design language with a bold grille, sleek LED headlamps and a youthful stance that makes it stand out on the road. Inside the cabin, the modern design features an extensive touchscreen infotainment system and comfortable seating for both daily commutes and longer trips.

The Syros has petrol and diesel engine options that are refined and tuned for efficiency and smoothness. It handles well in city traffic and on the highway, giving you a sense of confidence while driving. Safety has been taken care of with ABS, airbags and stability control.

Key Specifications:

• Engine displacement: 1493 cc  

• Mileage: 17.65 kmpl 

• Fuel type: Petrol/Diesel

• Body type: SUV

• Transmission: Manual/ Automatic

• Max power: 114 bhp at 4000 rpm

• Max torque: 250 Nm at 1500 - 2750 rpm

• Ground clearance: 190 mm

• Boot space: 465 litres

• Seating capacity: 5 

• Safety features: Anti-lock braking system (ABS), reverse parking, Hill assist, Door Ajar Warning, Traction Control, Central Locking, and 6 airbags

11. Mahindra Bolero | Starting ₹9.81 lakhs

The presence of necessary safety functions and durability inevitably makes this latest model of Mahindra Bolero one of the most reliable cars, below 10 lakhs in India. The car is fuel-efficient, easy to maintain, and ensures comfort and flexibility at the same time.

Its petrol engine, generating power of 74.96 bhp at 3600 rpm and a torque of 210Nm at 1600 - 2200 rpm, is bound to leave you impressed. It is a classic utility vehicle that has been trusted in rural and semi-urban India for decades. It represents reliability and strength, qualities that still resonate with Indian buyers.

Key Specifications:

• Engine displacement: 998 - 1493 cc  

• Mileage: 16 kmpl 

• Fuel type: Diesel

• Body type: SUV

• Transmission: Manual 

• Max power: 74.96 bhp at 3600 rpm

• Max torque: 210Nm at 1600 - 2200 rpm

• Ground clearance: 180 mm

• Boot space: 370 litres

• Seating capacity: 7 

• Safety features: Anti-lock braking system (ABS), reverse parking, and 2 airbags

12. Mahindra Bolero Neo | Starting ₹9.97 lakhs

The Bolero is a true Indian SUV. It is low maintenance and has excellent capability. It is a modern take on the classic Bolero, designed for those who want ruggedness with a touch of contemporary styling. It offers an SUV-like stance and practical cabin space for both city and rural use. While it keeps the toughness alive, it adds better comfort and tech for today’s users.

It’s 1.5-litre BS6-compliant mHawk100 engine produces 100bhp/260 Nm. Mahindra included a locking differential or multi-terrain technology for off-roading, as well as features like a seven-inch touchscreen infotainment with Apple CarPlay/Android Auto.

Key Specifications:

• Engine displacement: 1493 cc  

• Mileage: 17.29 kmpl 

• Fuel type: Diesel

• Body type: SUV

• Transmission: Manual

• Max power: 98.56 bhp at 3750 rpm

• Max torque: 260Nm at 1750-2250 rpm

• Ground clearance: 160 mm

• Boot space: 384 litres

• Seating capacity: 7 

• Safety features: Anti-lock braking system (ABS), reverse parking, and 2 airbags.

13. Citroen C3 Aircross | Starting ₹9.99 lakhs

Citroen's three-row mid-size SUV, C3 Aircross, is unique. Its powerful and efficient petrol engine, comfortable seats, ride quality, and stability make driving fun. The C3 Aircross's 1.2-litre three-cylinder turbo-petrol produces 109 bhp and 205 Nm. The mill features a six-speed manual or automated gearbox.

Split headlights, LED DRLs, circular fog lights, massive air dams, and contrast-coloured skid plates distinguish C3 Aircross SUVs. A shark-fin antenna, blacked-out B-pillars, LED taillights, 17-inch alloy wheels, and a high-mounted stop lamp are featured. A car has five or seven seats.

Key Specifications:

• Engine displacement: 1199 cc  

• Mileage: 17.6 kmpl 

• Fuel type: Petrol

• Body type: SUV

• Transmission: Manual / Automatic

• Max power: 108.62 bhp at 5500 rpm

• Max torque: 205Nm at 2500 rpm

• Ground clearance: 200 mm

• Boot space: 444 litres

• Seating capacity: 5/7 

• Safety features: Anti-lock braking system (ABS), reverse parking, and 2 airbags.

14. Hyundai i20 N Line | Starting ₹9.99 lakhs

The new Hyundai i20 N Line follows its predecessor. Sports style makes it a 'hot hatch' hit. The Hyundai i20 N Line's 1.0-litre turbo-petrol engine delivers 118 bhp and 172 Nm. A six-speed manual and a seven-speed dual-clutch gearbox handle gearbox duties.

The sporty hatchback looks like the previous model. Its blacked-out parametric front grille, front splitter with red accents, huge diffuser with red accents, twin exhaust outlets, chrome garnish linking LED taillamps, and N Line emblem remain.

Key Specifications:

• Engine displacement: 1197 cc  

• Mileage: 18.2 kmpl 

• Fuel type: Petrol

• Body type: Hatchback

• Transmission: Manual/ Automatic

• Max power: 128.53 bhp at 5000 rpm

• Max torque: 230Nm at 1500-3750 rpm

• Ground clearance: 201 mm

• Boot space: 364 litres

• Seating capacity: 5 

• Safety features: Anti-lock braking system (ABS), reverse parking, Hill assist, and 6 airbags.

It is essential to go through different options before making such big-ticket purchases. The budget-friendly car segment generally has a lot of options to choose from, and it might get overwhelming to pick one from these. 

So, if you are in two minds, the list mentioned above will definitely help you find the best car in India for under 10 lakhs.

Also, it is advisable to protect your car with a third-party car insurance policy, as it is mandated by law. It will cover any damage or losses your vehicle could cause to a third-party person or property in any unforeseen mishap.