What is a Shop Insurance?
A shop insurance or a shopkeeper’s insurance is a type of insurance policy customized to cover for people who own and run a shop as part of their primary mode of business. For example; stationary shops, jewelry stores, toy shops, boutiques, general stores, etc.
In a shopkeeper’s insurance policy, the owner is protected from unforeseen damages and losses caused to his/her shop and the goods present in his/her shop. These include damages and losses caused in circumstances such as natural calamities, fires, burglaries, malicious acts, explosions, etc.
What’s great about Digit’s Shopkeeper Insurance Policy?
What’s Covered in Digit’s Shopkeeper Insurance Policy
Know how much you should cover your shop for
A simple example of a toy shop
Shop has1000 toys
Each toy costs₹ 1000/-
₹10,00,000/- is the correctcoverage amount
How to file a Claim?
After you buy our shopkeeper insurance plan, you live tension free as we have a simple digital claims process!
Call us at 1800-10304448 or email us at email@example.com and your loss will be registered with us.
A self-inspection link will be sent to you so you can easily upload photos and videos of the loss incurred at your shop or its contents.
Once you’ve completed the self-inspection process, the damage is assessed and verified and if required (in specific situations where the losses can’t be analyzed digitally), a loss assessor may be appointed.
Depending on the situation, our customer care will let you know if we need any additional documents such as a FIR, non-traceable report, fire brigade report (in the case of fire), invoices, purchase documents, sales reports, etc.
If all is good, and the loss is verified, you will receive payment and compensations for the respective damages and losses.
The payment is either processed via PayTM or a NEFT transfer.