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    What is Double Taxation Avoidance Agreement (DTAA)?

    https://enterslice.com/learning/double-taxation-avoidance-agreement-for-nri/
    (Source: enterslice.com)

    Every individual needs to work and earn a living. However, paying taxes in both the residence country and the country where one works can be pretty challenging.

    To remove such issues, the Double Taxation Avoidance Agreement was signed between India and 85 countries.

    It allows NRIs with jobs in other countries to avoid double taxation on the income earned in India and resident countries. Keep scrolling to learn more about this agreement.

    What Does DTAA Mean?

    DTAA or Double Taxation Avoidance Agreement is an agreement that India signed with 85 other countries to avoid levying taxes twice on the same income.

    This provision helps taxpayers accumulate income savings by paying the tax in only one country. DTAAs can be comprehensive in many countries.

    The tax structure usually depends on the type of employment or business of a  citizen in a specific country. The common categories include salary, services, capital gains, fixed deposit earnings, property, investment, etc.

    This DTAA was formed due to the disparity in the collection of tax on a global scale. For instance, an individual who plans to run an enterprise in another country is forced to pay double taxes. He/she has to pay taxes in his home country as well as his country of income.

    For a new entrepreneur, this can be straining in terms of funds and savings.

    Even if an individual has shifted to another country and has deposits in India, they can incur interest in both countries as global income. Here, DTAA comes to the rescue.

    Apart from learning DTAA meaning, individuals should check the benefits for a detailed understanding of the concept.

    What Are the Benefits of Double Taxation Avoidance Agreement (DTAA)?

    Individuals can avail multiple benefits against this agreement. Some of the common benefits of double taxation agreement, including non-payment of double taxes, are-

    • Tax credits
    • Tax exemption
    • Lower TDS or withholding tax
    • It minimises the tax evasion for individuals in both countries who have signed bilateral DTAA agreement

    This agreement reduces the withholding tax or lowers DTAA TDS rates on dividend incomes in India.

    For instance, capital gains tax is absolved in Cyprus, Egypt, Mauritius, Singapore, etc. This reduces the taxes in general.

    Let’s check what are the documents required to gain DTAA benefits without hassle.

    List of Documents Required for Claiming DTAA Benefits

    NRI’s are obligated to submit the mentioned documents to gain benefits and provisions laid under DTAA. 

    These papers are-

    • Indemnity or self-declaration form
    • Tax Residency Certificate
    • PAN card copy (self-attested)
    • Self-attested visa
    • Passport xerox(self-attested)
    • PIO proof copy  

    Apart from the mentioned documents, an individual is obligated to submit the Tax Residency Certificate to a deductor to be eligible to claim benefits under this DTAA agreement.

    They have to submit Form 10FA to apply for a Tax Residency Certificate under sections 90A and 90 of the Income Tax Act.  After successful verification and processing of the application, the certificate will be issued under Form 10FB.

    What Are the DTAA Rates?

    The DTAA rate chart and its rules vary in different countries. This factor usually depends on the agreement signed between the countries.

    Here, the TDS rates applicable on interests earnings can range between 10% to 15%. The levied rates can range up to 15%.

    In this regard, individuals should check the rates specified against the listed countries under DTAA India.

    List of Countries Who Signed the Double Taxation Avoidance Agreement

     

    There are nearly 85 countries signed under the DTAA agreements with India. These countries have removed the obligations of paying double taxes.

    The countries who have signed Double Taxation Avoidance  Agreement with India and their applicable rates are as follows-

    [1]

    Country

    DTAA Tax Rates

    Austria

    10%

    Australia

    10%

    Armenia

    15%

    Bangladesh

    10%

    Belarus

    10%

    Belgium

    15%

    Botswana

    10%

    Canada

    15%

    Cyprus

    10%

    Bulgaria

    15%

    Brazil

    15%

    China

    15%

    Denmark

    15%

    Czech Republic

    10%

    Hashemite Kingdom of Jordan

    10%

    South Korea

    15%

    Egypt

    10%

    Ethiopia

    10%

    Germany

    10%

    Estonia

    10%

    Italy

    15%

    Finland

    10%

    Georgia

    10%

    France

    10%

    Greece

    As per agreement

    Israel

    10%

    Hungary

    10%

    Indonesia

    10%

    Iceland

    10%

    Ireland

    10%

    Kyrgyz Republic

    10%

    Japan

    10%

    Kazakhstan

    10%

    Kenya

    10%

    Kuwait

    10%

    Libya

    As per agreement

    Mauritius

    7.50-10%

    Lithuania

    10%

    Namibia

    10%

    Morocco

    10%

    Montenegro

    10%

    Myanmar

    10%

    Mozambique

    10%

    Netherlands

    10%

    New Zealand

    10%

    Oman

    10%

    Malta

    10%

    Malaysia

    10%

    Luxembourg

    10%

    Mongolia

    15%

    Norway

    15%

    Nepal

    15%

    Uzbekistan

    15%

    Zambia

    10%

    Vietnam

    10%

    Trinidad and Tobago

    10%

    Tajikistan

    10%

    Turkmenistan

    10%

    UAR (Egypt)

    10%

    Uganda

    10%

    Ukraine

    10%

    United Mexican States

    10%

    UK

    15%

    USA

    15%

    Tanzania

    12.50%

    UAE

    12.50%

    Thailand

    25%

    Syrian Arab Republic

    7.50%

    Turkey

    15%

    Sweden

    10%

    Swiss Confederation

    10%

    Sudan

    10%

    South Africa

    10%

    Sri Lanka

    10%

    Slovenia

    10%

    Saudi Arabia

    10%

    Russia

    10%

    Qatar

    10%

    Portuguese Republic

    10%

    Serbia

    10%

    Philippines

    15%

    Singapore

    15%

    Poland

    15%

    Romania

    15%

    Spain

    15%

    This is some essential information on the Double Taxation Avoidance Agreement. An individual can avoid paying double taxes by applying for this benefit.

    However, individuals should know that a country may deduct tax at source and show tax paid through the foreign tax credit document.

    Thus, the double taxation avoidance rules vary from country to country. It is essential to understand what DTAA means and read the terms between the concerned countries to find the TDS rate.

    Frequently Asked Questions

    Is there a DTAA between Sri Lanka and India?

    Yes, a DTAA was signed between Sri Lanka and India in 2013.

    Yes, a DTAA was signed between Sri Lanka and India in 2013.

    When does an NRI need to submit the documents for DTAA?

    An NRI has to submit all the necessary documents at the start of every financial year to gain benefits under DTAA.

    An NRI has to submit all the necessary documents at the start of every financial year to gain benefits under DTAA.

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    Disclaimer: This information is added only for informative purposes and collected from different sources across the Internet. Digit Insurance is not promoting or recommending anything here. Please verify the information before making any decisions.

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    4. Double Taxation Avoidance Agreement DTAA

    Last updated: 2023-03-23

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