Natural calamities like floods, earthquakes, cyclones, and storms can cause severe damage to your property. Property insurance ensures that you’re financially covered for repairs or rebuilding, helping you recover quickly without draining your savings.

Fires, whether caused by electrical faults, kitchen accidents, or external factors, can result in significant losses. Property insurance covers the cost of repairing or replacing damaged structures and contents, reducing your financial burden.

For commercial properties, insurance helps maintain business continuity. In the event of damage, it can cover the cost of loss, equipment replacement, and loss of income, ensuring your business remains operational during recovery.

If your home, shop, or office is broken into, insurance can cover the loss of valuables, electronics, inventory, or equipment. This is especially crucial for commercial properties where theft can disrupt operations and revenue.

Property insurance significantly reduces the financial burden during unexpected events. Instead of paying the full cost of repairs or replacements from your own savings, the insurance provider covers a substantial portion.

Knowing your property is insured gives you peace of mind. You’re protected from unexpected financial shocks, allowing you to focus on your life or business without constant worry about potential risks.

Businesses that primarily sell mobile phones, mobile accessories or other electronics. Stores like Croma, OnePlus, Redmi, etc are good examples of such properties. In such a case, a property insurance would help protect the store and its primary contents from potential losses and damages; one of the most common ones in this case being burglaries.

From neighbourhood kirana shops to your budget-friendly supermarkets and general stores, all grocery stores and general stores too are covered in a property insurance. Shops like Big Bazaar, Star Bazaar, and Reliance Supermarkets are common examples of this.

Property Insurance is designed to suit office premises and educational institutions such as colleges, schools, and coaching classes. Providing insurance for such property isn’t only vital to protect against losses but also gives your employees or students more confidence in your institution.

This category of businesses includes everything from carpentry and plumbing repairs to motor garages and engineering workshops.

From your favourite malls and clothing stores to spas, gyms and other stores; a Property Insurance policy offered by Digit also covers for all businesses in the personal lifestyle and fitness sector. 

The one place everyone devours! From cafes and food trucks to restaurant chains and bakeries, Digit's property insurance policies are well-suited for all kinds of eateries.

One of the most vital properties like hospitals, clinics, diagnostic centres and pharmacies are also covered under Property Insurance policies offered by Digit. 

Branded outlets and pharmacy chains require uniform coverage across multiple locations. Insurance ensures consistent protection for inventory, signage, and customer liability.

Apart from the categories mentioned above, a property insurance policy by Digit is suitable for different types, natures and sizes of businesses. If you can’t find your category in the list, feel free to get in touch with us and we’ll help you out in selecting the best-suited property insurance policy.

Whether it’s been your home for years, or is your newfound dream home, a house is anyone’s most precious possession. Thus, protecting it from circumstances out of your control is the least you can do to protect both your pocket and home.

Renters can insure their personal belongings and protect themselves from liability in case of accidental damage to the rented property. At Digit, we offer customised plans to insure homes and offices that are rented.

Property owners who rent out residential or commercial spaces can purchase property insurance to protect their investment against risks such as fire, theft, vandalism, natural disasters, and tenant-caused damage.

Whether you run a small general store or a small boutique with customised fashion and handicrafts, property insurance policies offered by Digit are suitable for all types of businesses.

Suppose you run a chain of general stores, restaurants, or a medium-sized enterprise. In that case, property insurance is a must to cover any damages and losses.

If you’re someone who owns multiple properties owing to the large operations of your business, a property insurance policy is vital in protecting not one but all your properties.