TVS iQube Insurance
9000+ Cashless Garages
96% Claims Settled (FY 24-25)
9000+ Cashless Garages
96% Claims Settled (FY 24-25)
Bike insurance Online, starting ₹752
It's a brand new Bike
TVS Motor Company is the largest manufacturer of two-wheelers, including mopeds, scooters, motorcycles and racing bikes. The latest addition to its catalogue is the electric scooter, iQube Electric.Â
Besides matchless riding experience and easy maintenance, the design of iQube reflects a contemporary lifestyle. Though engineered with top-of-the-line features, iQube, like any other two-wheeler, is vulnerable to accidents and other damages.Â
Thus, it is imperative to purchase a TVS iQube Electric insurance cover to ensure financial security.Â
In fact, it is mandatory for every two-wheeler in India to possess a third-party liability insurance policy. One can also opt for a comprehensive cover that provides coverage to own damages as well as third-party damages.
Digit, one of the leading insurance providers in India, offers two-wheeler insurance for TVS iQube Electric. But before discussing the features and benefits of this insurance policy, let us focus on a few interesting facts about this electric scooter.
It is equally important to know what’s not covered in your Digit TVS iQube insurance policy, so that there are no surprises when you make a claim. Here are some such situations:
In the case of a Third-Party or Liability Only Bike Policy, damages to own vehicle won’t be covered.Â
Your TVS iQube insurance won’t cover for you in situations where you were riding drunk or without a valid two-wheeler licence.
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Any contributory negligence(e.g. damage due to driving a two-wheeler in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged two-wheeler is being used incorrectly and the engine gets damaged, it is considered as consequential damage and it will not be covered)
If you hold a learner’s licence and were riding your two-wheeler without a valid licence-holder on the pillion seat- then your claim in those situations won’t be covered.
| Third Party | Comprehensive | Own Damage |
Damages/Losses to own two-wheeler due to an accident |
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Damages/Losses to own two-wheeler in case of fire |
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Damages/Losses to own two-wheeler in case of a natural calamity |
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Damages to Third-Party Vehicle |
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Damages to Third-Party Property |
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Personal Accident Cover |
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Injuries/Death of a Third-Party Person |
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Theft of your scooter or bike |
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Customize your IDV |
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Extra protection with customized add-ons |
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| Get Quote | Get Quote | Get Quote |
Know more about the difference between comprehensive and third party two wheeler insurance
When considering a two-wheeler insurance policy for your TVS iQube Electric, it's important to choose an insurer that offers not just financial protection but also convenience, transparency, and reliability. Digit Insurance stands out as a trusted name, offering a wide range of benefits tailored to electric scooter owners:
One of the most reassuring features of Digit Insurance is its extensive network of over 9,000+ cashless garages across India. This ensures that wherever you are, you’ll have access to a trusted repair facility in case of an accident, minimising downtime and hassle.
Digit streamlines the claims process by eliminating traditional paperwork and inspections. Instead of waiting for an agent to assess the damage, you can use smartphone-enabled self-inspection to raise a claim. This paperless and digital-first approach makes the entire experience faster and more convenient.
Digit allows you to customise your insurance policy with a variety of add-ons in bike insurance that offer additional protection. These include:
These add-ons help you tailor your policy to match your specific needs and usage patterns.
Digit makes it easy to buy or renew your TVS iQube Electric insurance online. The entire process can be completed within minutes, and you can compare different policies to make an informed decision. Existing customers can log in to their accounts, check the insurance price, and renew their policy effortlessly.
Digit offers a personalised Insured Declared Value (IDV), which is the amount payable in case of theft or irreparable damage. You can adjust idv in bike insurance based on your preferences, giving you control over your coverage and premium.
If you don’t make any claims during a policy term, Digit rewards you with NCB in bike insurance. This bonus translates into attractive discounts on your premium during renewal, encouraging safe and responsible riding.
To buy Digit's TVS iQube insurance online, a load of paperwork is not required. Furnish only the following documents to buy a new two-wheeler insurance policy within minutes:
Protect What Matters - Explore Other Insurance Options
The amount of premium varies from one policyholder to another. Some of the factors considered are the manufacturing year of the TVS iQube, make and model, IDV, add-ons, engine capacity, voluntary deductible, geographic locations and anti-theft device installation.
If you change your insurer, you can still opt for a No Claim Bonus and save more on your payable premium.