Yamaha R15 Insurance

Purchasing your first Yamaha R15 sports bike? While we understand your enthusiasm for the brand new sports bike, it is pertinent to consider availing a two-wheeler insurance policy for it. Following is all you need to know about the R15 V3 insurance policies available in the market, and the features to look for before purchasing one!

Yamaha is one of the leading bike manufacturers in India. Owing to its wide range of models, catering to all types of consumers, the market for Yamaha bikes has expanded steadily in India. The Yamaha R15, for instance, is one of the most affordable sports bikes available in the country and offers riders superior performance and great mileage.

Even though it makes for a cost-efficient bike model, any damage to its parts can still put a dent in your pockets. To avoid this, it is crucial to opt for an R15 insurance policy with comprehensive coverage that will allow you to stave off the financial liabilities arising out of an accident or other mishaps involving your bike.

Furthermore, as per the Motor Vehicles Act 1988, it is also mandatory for every two-wheeler owner to have a minimum of a third-party liability insurance cover in place. Without a valid insurance policy, you can attract a traffic penalty of up to Rs.2000 (Rs.4000 for repeated offence).

But, more of this later! First, take a look at what makes the Yamaha R15 one of the most popular bike models in the country.

Yamaha Motor Company Limited is a Japanese motorcycle manufacturing company which first began production in 1955 with the model YA-1. Ever since the company has expanded its production and now operates via 109 odd subsidiaries.

The Yamaha R15 model was introduced in the market to cater to racing enthusiasts. With YZF V3.0 being the latest version of the R15 model, Yamaha has produced a bike that is worthy of its tagline of “Racing DNA”.

Following are some of the features that this particular model boasts of:

• Launched in December 2019, the bike is compliant to the latest BSVI norms and has a 155cc single-cylinder engine.
• One of the most striking features of this sports bike is its Variable Valve Actuation which adds more flexibility to the engine’s valve train. This is done through enabling variable valve event duration, timing or lift.
• To offset the previous complaints received against its lack in performance, this new launch from Yamaha sports features a radial tubeless rear tyre, side stand engine kill feature, dual horn set up, etc.
• With a sharp design that assists in the overall airflow, this bike model features twin LED headlights that are efficient for night rides as well.

With such features and more, the Yamaha R15 offers you the best of racing experience and at extremely affordable pricing.

Nonetheless, despite being equipped with such advanced features, the dangers of your bike being exposed to the perils of road accidents and theft can be quite real.

Practising safety, alongside having Yamaha R15 V3 insurance policy in place is the only way through which you can avoid the financial repercussions from such mishaps.

Now, with several companies offering two-wheeler insurance policies, you should settle for the policy which offers you the maximum benefits.

Digit’s Yamaha R15 two-wheeler insurance policy, for instance, offers a plethora of benefits that can effectively secure your bike financially against accidents and other common mishaps.

Take a look!

Digit’s two-wheeler insurance policies are equipped with attractive features that allow you to maximise your benefits from it.

Some of them are as follows:

Digit offers several variants of Yamaha R15 insurance policies. These are:

• Third-Party Liability Two-Wheeler Insurance Policy - This is the mandatory basic insurance policy which covers damages to a third party individual, vehicle or property arising due to an accident involving your Yamaha R15. With this cover, Digit will also take care of any litigation cost that arises in due course. This policy, however, does not protect the insured bike against financial liabilities.
• Comprehensive Two-Wheeler Insurance Policy - As its name suggests, this insurance policy offers much more comprehensive protection against liabilities arising out of an accident, by way of extending coverage against damages to your own Yamaha R15 alongside third-party liabilities. Further, with this insurance policy, your bike will be protected against theft or total loss as well as damages incurred due to fire, natural and man-made calamities.

Apart from these, Digit also offers an own damage cover to those who have purchased their Yamaha R15 after September 2018. This cover is available to those who already have a third-party liability cover in place and offers the benefits of a comprehensive policy sans the third-party liability cover.

• Over a Thousand Network Garages across India - If you are involved in an accident, you will want to seek immediate repairs for your Yamaha R15. The presence of more than 1000 Digit network garages can help you in this respect. With the wide network of garages, you are more likely to find a garage near to you that will let you avail cashless repairs.
• Easy Online Claim Process with a High Claim Settlement Ratio - Digit facilitates an entirely online claim settlement process which makes the process hassle-free. Our smartphone-enabled self-inspection process allows you to avoid the complications of getting your bike inspected by a representative of an insurance company during claims. Further, Digit has a high claim settlement ratio that reduces the chances of your claim getting rejected.
• Avail Up to 50% No Claim Bonus - It is a given that you will be careful while taking your new Yamaha R15 for a spin. But did you know that you will be rewarded for that? Well, for every non-claim year, Digit offers you a reward in the form of No Claim Bonus, which will allow you to avail up to 50% discount on the premium payment of a two-wheeler insurance policy for the subsequent year.
• Superior 24x7 Available Customer Service - Sometimes, even though the insurance product might be good, the insurance company’s customer service might fail to impress. However, Digit boasts of a superior customer care service, which is available 24x7, even on national holidays.

A Wide Range of Add-On Covers - While a comprehensive Yamaha R15 insurance policy might be enough to protect your bike against most mishaps, add-ons can make the policy better-rounded.

With Digit’s two-wheeler insurance policy, you can avail the following add-ons for your bike:

• Zero depreciation cover.
• Engine and gear protection cover.
• Breakdown assistance.
• Return to invoice cover.
• Consumable cover.
• High Insured Declared Value - You have purchased your new Yamaha R15, and unfortunately, immediately afterwards, you meet with an accident that leads to the total damage of your precious bike. What happens then? Well, fortunately, if you have Digit’s comprehensive insurance policy in place, you can recover the entire cost of your bike. With our customisable IDV, you can ensure that you can recover the maximum amount following your bike’s total loss.
• Easy Online Purchase and Renewal of Policy - Digit facilitates an easy online purchase and renewal of its two-wheeler policies. You can simply visit their website, choose the policy you want to purchase and make premium payments to purchase their policy without hassle.

With such benefits and more, Digit’s R15 V3 insurance policy makes for one of the most beneficial ones available. Further, our low Yamaha R15 V3 insurance price also allows you to maximise your advantages from it.

So without further ado, avail a two-wheeler insurance policy for your Yamaha R15 today to avail the much needed financial safeguard for your bike!