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    What are the Benefits of Renewing Two-Wheeler Insurance on Time?

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    It is mandatory for every two-wheeler owner to have two-wheeler insurance in India. Owners can choose from Third-Party and comprehensive insurance policy plans based on their needs. Both plans come with an expiry date, so policyholders must renew them before they expire to avail of some added bonus as well to avoid fines.

    There are several benefits of renewing two-wheeler insurance on time. Keep reading to know how to renew a policy before its lapses and its benefits.

    Key Benefits of Renewing Two-Wheeler Insurance on Time

    One should renew two-wheeler insurance on time to acquire several benefits. It covers any damage caused and protects from the legal consequences of not having an active insurance plan. Listed below are some benefits of renewing motor insurance on time:

    1. Covers for Damages Against Natural Disasters

    Motor insurance covers any damage caused to the vehicle due to a natural disaster. Timely renewal of insurance will remove the burden of worrying about financial expenses in case of a sudden disaster.

    2. Ensures Protection Against Accidents

    An accident can cause severe damage to the vehicle and the expenses for repair can be very high. In case of thefts, there might be permanent loss of property.

    Therefore, it is essential to have motor insurance. It covers repairs and replacements and provides some compensation in case of permanent loss of the vehicle. Timely renewal eliminates the need to worry about financial expenses that come with damages.

    3. Protection Against Legal Consequences

    It is mandatory to have third-party insurance while driving in India. This ensures cover for any damage caused to a third party during an accident. Not having active insurance makes owners liable to penalties.

    4. Provides Access to Benefits and Discounts

    Having an active policy with timely renewal will make policyholders eligible for discounts such as the No Claim Bonus (NBC). A No Claim Bonus is accumulated when a policyholder does not claim their insurance for over a year. Using this, the policyholder gets a certain percentage discount on the premium during the renewal of his insurance policy.

    How to Renew Two-Wheeler Insurance Online?

    Bike owners must renew two-wheeler insurance on time before the expiry date. The date of renewal is considered from the date it comes into effect. This makes it easier for policyholders as it eliminates the burden of remembering the renewal date. It is simple and can be done in a few steps.

    Mentioned below are the steps to renew two-wheeler insurance online:

    Step 1: Visit the website of your insurance company.

    Step 2: Select the option of policy renewal.

    Step 3: Depending on the policyholder's need, they can renew the insurance from the same company or another. Choose the option that best suits your interest.

    Step 4: Next, provide all the information like the policy number, the amount for renewal, tenure, and personal information.

    Step 5: There will be an option to choose Add-ons. A new premium amount inclusive of the charges will be displayed if chosen.

    Step 6: Lastly, you will have to make the payment. Payments can be made through various methods like net banking, debit card, etc.

    Step 7: After successful payment, the policy number and renewal date are displayed on the screen. If there are changes in the base plan, the policy number will also change. Users can download this document or take a print of it according to their convenience.

    What are the Pointers to Keep in Mind Before Renewing a Bike Insurance?

    Policyholders should keep certain things in mind before renewing their two-wheeler insurance:

    • Keep track of the renewal date. It makes it easier and more convenient if the policy is renewed timely. It provides a sense of security and allows the owner to drive confidently on the streets.
    • Before renewing the policy, policyholders must compare the different rates and benefits that other policies provide.
    • Choose a plan that provides the right coverage. Policy renewal is the right time for policyholders to switch from a third-party plan to a comprehensive one if necessary.
    • Those who did not file a claim in the previous year should use the No Claim Bonus that will have accumulated. It will make the policyholder eligible for a certain discount while paying the premium.

    Renewing two-wheeler insurance before its expiry date saves the trouble of buying a new policy. Moreover, the benefits of renewing two-wheeler insurance on time are manifold as you can easily avail of add on bonuses and discounts. Further, it covers almost all your damage expenses deeming them effective yet pocket friendly.

    FAQs About Benefits of Renewing Two-Wheeler Insurance on Time

    Is it mandatory to have two-wheeler insurance?

    Yes, according to law, it is mandatory to have third-party two-wheeler insurance in India.

    Yes, according to law, it is mandatory to have third-party two-wheeler insurance in India.

    Can I renew my bike insurance policy after it has expired?

    No, an insurance policy cannot be renewed after the expiry date and the end of the grace period. After this, you will have to buy a new policy. Keep in mind that driving without active insurance is against the law.

    No, an insurance policy cannot be renewed after the expiry date and the end of the grace period. After this, you will have to buy a new policy. Keep in mind that driving without active insurance is against the law.

    What is a third-party insurance plan?

    A third-party insurance plan covers the cost of damages caused to the third-party property in an accident. It also covers their medical costs in cases of injury.

    A third-party insurance plan covers the cost of damages caused to the third-party property in an accident. It also covers their medical costs in cases of injury.

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    1. Digit Insurance
    2. Motor Insurance
    3. Two Wheeler Insurance
    4. Tips
    5. Benefits of Renewing Two-Wheeler Insurance on Time

    Last updated: 2023-09-22

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