What is a Credit Rating?

Types of Credit Rating

Is there a Difference between Credit Rating and Credit Score?

What is the Importance of Credit Rating?

What are the Credit Rating Agencies in India?

What are the Different Credit Rating Scales?

The various credit rating agencies offer similar ranges of rating (from AAA – D) to represent a company’s creditworthiness and the risk they pose to investors for long-term and mid-term debt instruments.

Rating Scale

Symbol

Lowest credit risk / Excellent credit rating

AAA

Very low credit risk / Very good credit rating

AA

Low credit risk / Good credit rating

A

Moderate credit risk / Average credit rating

BBB

High credit risk / Low credit rating

B

Very high credit risk / Poor credit rating

C

Defaulted

D

What are the Factors that affect Credit Rating?