Digit
  • English

    Select Language

    • English
    • हिन्दी
    • বাংলা
    • मराठी
    • తెలుగు
    • ગુજરાતી
    • ಕನ್ನಡ
    • தமிழ்
headset_mic account_circle
mail
Sign In
  • Products

    Motor

    • Car Insurance
    • Two Wheeler/Bike Insurance
    • Commercial Vehicle Insurance
    • Taxi/Cab Insurance
    • Auto Rickshaw Insurance
    • Truck Insurance

    Health

    • Health Insurance
    • Super Top-up Health Insurance
    • Arogya Sanjeevani Policy
    • Corporate Health Insurance
    • Health Insurance Portability

    Other

    • International Travel Insurance
    • Flight Delay
    • Shop Insurance
    • Home Insurance
    • Digit Life Insurance (clicking here will take you to Digit Life Website)
  • Claims

    • File a Claim
    • File Health Claim
    • File Motor Claim for Garages
    • Check Health Claim Status
    • Digit Cashless Garages
    • Digit Cashless Hospitals
  • Renewals
  • Become an Agent
  • Resources

    • Digit Play
    • Marine Open Certificate Issuance
    • Grievance Redressal Procedure
    • Check KYC Status
  • Digit Products

    Motor Insurance

    • Car Insurance 25% OFF
    • Two Wheeler/Bike Insurance
    • Commercial Vehicle Insurance
    • Taxi/Cab Insurance 15% OFF
    • Auto Rickshaw Insurance
    • Truck Insurance

    Health Insurance

    • Health Insurance
    • Super Top-Up Health Insurance
    • OPD Health Insurance
    • Arogya Sanjeevani Policy
    • Personal Accident Insurance
    • Corporate Health Insurance

    Other Insurance

    • International Travel Insurance
    • Flight Delay
    • Shop Insurance
    • Home Insurance
  • Claims

    File a Claim

    File Health Claim

    File Motor Claim for Garages

    COVID-19 Assistance

    Claim Status

  • Renewals

    Become an Agent

  • Resources

    Digit Play

    Marine Open Certificate Issuance

    Grievance Redressal Procedure

    Check KYC Status

    • English

      Select Language

      • English
      • हिन्दी
      • বাংলা
      • मराठी
      • తెలుగు
      • ગુજરાતી
      • ಕನ್ನಡ
      • தமிழ்
  • Support
    Sign In
    • edit Edit Policy
    • download Download Policy
    • check Check Policy Status
    • person_pin My Service Requests
    call 1800-258-5956 mail_outline hello@godigit.com whatsapp 70260 61234

    Our WhatsApp number cannot be used for calls. This is a chat only number.

  • My Account
    account_circle
    • autorenew Renew My Policy
    • download Download My Policy
    logout SIGN OUT
    call 1800-258-5956 mail_outline hello@godigit.com whatsapp 70260 61234

    Our WhatsApp number cannot be used for calls. This is a chat only number.

  • login
  • about
  • contact
  • careers
More Products

Motor

  • Car Insurance
  • Two Wheeler/Bike Insurance
  • Commercial Vehicle Insurance
  • Taxi/Cab Insurance
  • Auto Rickshaw Insurance
  • Truck Insurance

Health

  • Health Insurance
  • Super Top-up Health Insurance
  • Arogya Sanjeevani Policy
  • Corporate Health Insurance
  • Health Insurance Portability

Other

  • International Travel Insurance
  • Flight Delay
  • Shop Insurance
  • Home Insurance
  • Digit Life Insurance (clicking here will take you to Digit Life Website)

Support

close
account_circle
  • edit Edit Policy
  • download Download Policy
  • check Check Policy Status
  • person_pin My Service Requests
  • autorenew Renew My Policy
  • download Download My Policy
logout SIGN OUT
call 1800-258-5956 mail_outline hello@godigit.com whatsapp 70260 61234

Our WhatsApp number cannot be used for calls. This is a chat only number.

Do the Digit Insurance

Trusted by 3 Crore+ Indians

  • Health
    Health
  • Pay as you Drive
    Car Side View
    Car
  • trending icon

    Third-party premium has changed from 1st June. Renew now

    Motorcycle Side View
    Bike
  • auto rikshaw
    Commercial
  • Covers COVID-19
    Travel Airplane
    Travel
  • More products
    More
ENTER YOUR CAR NUMBER
keyboard_arrow_right
DON'T KNOW YOUR CAR NUMBER?
keyboard_arrow_right
renew digit policy keyboard_arrow_right

I agree to the  Terms & Conditions

{{(!carWheelerCtrl.registrationNumberCardShow || carWheelerCtrl.localStorageValues.vehicle.isVehicleNew) ? 'I know my Reg num' : 'Don’t have Reg num?'}}
keyboard_arrow_right
It’s a brand new Car
keyboard_arrow_right
renew digit policy keyboard_arrow_right

I agree to the  Terms & Conditions

Please accept the T&C

Terms and conditions

    false false
    Enter valid registration number
    DON'T KNOW REGISTRATION NUMBER?
    keyboard_arrow_right
    I KNOW MY REGISTRATION NUMBER
    keyboard_arrow_right
    IT'S A NEW BIKE
    keyboard_arrow_right
    RENEW DIGIT POLICY
    keyboard_arrow_right

    I agree to the  Terms & Conditions

    Please accept the T&C

    Continue with {{bikeCtrl.lastVisitedData.lastVisitedUrl.indexOf('DigitPaymentGateway/payments') !== -1 ? 'payment completion': 'previous choice'}}

    {{bikeCtrl.lastVisitedData.vehicle.makeModel | toTitleCase}} {{bikeCtrl.lastVisitedData.vehicle.variant? (bikeCtrl.lastVisitedData.vehicle.variant|toTitleCase): (bikeCtrl.lastVisitedData.vehicleCharacteristics.vehicleType | toTitleCase)}}

    {{bikeCtrl.lastVisitedData.vehicle.licensePlateNumber}}

    {{bikeCtrl.selectedPlanDisplay[bikeCtrl.lastVisitedData.dropOffSelectedPlan? bikeCtrl.lastVisitedData.dropOffSelectedPlan: bikeCtrl.lastVisitedData.selectedPlan]}}

    -

    ₹{{((bikeCtrl.lastVisitedData.dropOffSelectedPlan ? bikeCtrl.lastVisitedData.dropOffGrossPremium:bikeCtrl.lastVisitedData.chosePlan.grossPremium) .replace('INR ','')).split('.')[0] | rupeeFormatWithComma}} (Incl 18% GST)

    keyboard_arrow_right
    IT'S A NEW BIKE
    keyboard_arrow_right
    RENEW DIGIT POLICY
    keyboard_arrow_right

    I agree to the  Terms & Conditions

    Continue with {{twoWheelerCtrl.lastVisitedData.lastVisitedUrl.indexOf('DigitPaymentGateway/payments') !== -1 ? 'payment completion': 'previous choice'}}

    {{twoWheelerCtrl.lastVisitedData.vehicle.make |toTitleCase}} {{twoWheelerCtrl.lastVisitedData.vehicle.model | toTitleCase}} {{twoWheelerCtrl.lastVisitedData.vehicle.variant? (twoWheelerCtrl.lastVisitedData.vehicle.variant |toTitleCase):''}}

    {{twoWheelerCtrl.lastVisitedData.vehicle.licensePlateNumber}}

    {{twoWheelerCtrl.lastVisitedData.selectedPlan}}

    -

    ₹{{((twoWheelerCtrl.lastVisitedData.quickQuoteResponse.plans[twoWheelerCtrl.lastVisitedData.selectedPlan].resposeBody.grossPremium) .replace('INR ', '')).split('.')[0] | rupeeFormatWithComma}} (Incl 18% GST)

    • Geography
    • Country
    {{geography.name}}

    Popular Countries (You can select more thane one)

    • {{country}}

    DONE
    Please select geography

    I agree to the  Terms & Conditions

    Please accept the T&C

    As mandated by Spanish Authorities your travel insurance needs to extend 15 days after your trip ends.
    We will extend your coverage period accordingly.

    false false false false false false false false false false false false

    Port my existing Policy

    keyboard_arrow_right
    or renew digit policy keyboard_arrow_right
    Chat with an expert

    I agree to the  Terms & Conditions

    Please accept the T&C

    {{healthCtrl.lastVisitedData.dropOffPolicyHolderData ? 'Complete your purchase': healthCtrl.lastVisitedData.lastVisitedUrl.indexOf('plans-page') !== -1 ? 'Continue Browsing' : 'Continue with your previous choice'}}

    keyboard_arrow_right

    {{healthCtrl.lastVisitedData.relationData}}

    Age of eldest {{healthCtrl.lastVisitedData.selfMaxAge ? 'member:' : 'parent:'}} {{!healthCtrl.lastVisitedData.selfMaxAge && healthCtrl.lastVisitedData.parentMaxAge ? healthCtrl.lastVisitedData.parentMaxAge : healthCtrl.lastVisitedData.selfMaxAge}} yrs

    {{healthCtrl.lastVisitedData.dropOffPolicyHolderData.holderName}}

    {{healthCtrl.lastVisitedData.dropOffPolicyHolderData.policyNumber}}

    {{healthCtrl.lastVisitedData.packageName}}

    -

    ₹{{healthCtrl.lastVisitedData.coverageData[healthCtrl.lastVisitedData.policyType][healthCtrl.lastVisitedData.selectedPackage].totalGrossPremium | rupeeFormatWithComma}} (Incl 18% GST)

    You can select more than one member

    • -+ Max kids
      (s)
    ENTER YOUR REGISTRATION NUMBER
    keyboard_arrow_right
    DON'T KNOW YOUR REGISTRATION NUMBER
    keyboard_arrow_right
    or renew digit policy keyboard_arrow_right

    I agree to the  Terms & Conditions

    DON'T KNOW YOUR REGISTRATION NUMBER
    keyboard_arrow_right
    It’s a brand new vehicle
    keyboard_arrow_right

    I agree to the  Terms & Conditions

    Please accept the T&C

    Continue with {{cvCtrl.lastVisitedData.lastVisitedUrl.indexOf('DigitPaymentGateway/payments') !== -1 ? 'payment completion': 'previous choice'}}

    {{cvCtrl.lastVisitedData.vehicle.make |toTitleCase}} {{cvCtrl.lastVisitedData.vehicle.model | toTitleCase}} {{cvCtrl.lastVisitedData.vehicle.variant? (cvCtrl.lastVisitedData.vehicle.variant |toTitleCase):''}}

    {{cvCtrl.lastVisitedData.vehicle.licensePlateNumber}}

    {{cvCtrl.lastVisitedData.selectedPlan}}

    -

    ₹{{((cvCtrl.lastVisitedData.quickQuoteResponse.plans[cvCtrl.lastVisitedData.selectedPlan].resposeBody.grossPremium) .replace('INR ', '')).split('.')[0] | rupeeFormatWithComma}} (Incl 18% GST)

    Terms and conditions

    Terms and conditions

    Do the Digit Insurance
    • Health
    • Car
    • Bike
    • Commercial
    • Travel
    • More Products

    What is a Good Credit Score?

    good credit score
    (Source: dialabank)

    A person’s credit score is a number that banks and other lending institutions use to ascertain their “creditworthiness.” This number is usually between 300-900, and it depicts the individual’s ability to repay borrowed credit, like loans.

    In India, there are four credit information bureaus licensed by the RBI that calculate this credit score – TransUnion CIBIL, Experian, CRIF High Mark, and Equifax.

    What is a Good Credit Score in India?

    While different credit bureaus might use different scoring models, in general, it is accepted that a credit score above 700-750 is generally considered good.

    Common credit score ranges are as follows:

    Credit Score

    Range

    How did you get this score?

    NA/NH

    “Not Applicable” or “No History”

    You likely do not use a credit card, and/or have never taken a loan. Thus, you will not have a credit history.

    300-549

    Poor

    You might have a history of irregular repayments or defaults on credit card bills or EMIs. Or, you might have applied for a lot of credit in the past and have displayed poor credit utilisation, You will be considered at a high risk of defaulting on your loans, Lenders might not approve your loans or credit applications.

    550-649

    Fair

    You may have shown some irregularities with your past payments, such as late payment of credit card bills/EMIs or multiple credit inquiries, You might still be considered a risk for lenders, Many lenders may not approve your loans, and those who do will likely have higher interest rates.

    650-749

    Good

    You have displayed good repayment behaviour in the past, You will be considered at a lower risk of defaulting, Most lenders will consider your credit and loan. applications, but you might not get the best deals on the rate of interest.

    750-799

    Very Good

    You have been regular with credit payments, and longer credit history, and have displayed responsible repayment behaviour, You might be considered a low risk for lenders, Lenders will not be wary of extending credit, and you will get good deals on your loans.

    800-900

    Excellent

    You have displayed excellent financial management, been regular with your credit payments, and have an exemplary credit history, Banks and lending institutions will consider you a low risk of turning into a defaulter, and will offer you better deals on loans and credit cards

    Why is having a Good Credit Score Important?

    Banks and other financial institutions use credit scores to determine a person’s “creditworthiness.” This just looks at their ability to repay borrowed credit, such as a loan. These lenders use a person’s score to decide whether they will approve their applications for a loan or credit card, and to avoid situations of bad debt or fraud.

    Since every lending institution has their own risk grading, it is important to have a high (or good) credit score. For example, one bank may consider a score above 700 to be good, while another bank may prefer a score above 750.

    Different lenders may also place more emphasis on different aspects of your credit score, such as your credit utilization, or your payment history. Thus, in general, a score above 750-800 should be considered good in most situations.

    When you have a higher credit score, it means that you have demonstrated good credit behavior in the past. This means that potential lenders might have more confidence in approving your credit requests. You might also be able to get other benefits, such as lower interest rates, better terms of repayment, and a quicker loan approval process.

    Thus, having a good or high credit score can help you get your credit applications approved, while a bad or low credit score can contribute to your loan and credit card applications being rejected.

    What affects your Credit Score?

    There are a number of factors that are used by an algorithm to calculate a person’s credit score. Each of these factors has a different weightage on the score, though this changes based on the company calculating the score.

    These factors include:

    Factors

    What affects these factors?

    Payment History

    This refers to the timely payments of credit card bills, loans, and EMIs, Having delayed, missed, or defaulted payments will lower your credit score.

    Credit Utilization

    This refers to the amount of your credit limit that you use, Ideal spending is no more than 30% of your credit limit. If it is higher than this, it will bring your score down.

    Credit Duration

    This refers to the length of your credit history, or how long you have had a credit account, Older accounts and credit cards can show potential lenders that you have consistently been paying your bills on time

    Credit Mix

    This refers to the types of credit you have, There are two main types of credit: unsecured loans (like credit cards and personal loans) and secured loans (such as auto loans or home loans). It is recommended to have a mix of both.

    Credit Enquiries

    This refers to the number of times you have applied for credit, such as credit cards, loans, etc, A higher number of enquiries, especially during a short period of time, can lower your score.

    How can you Improve your Credit Score?

    Once you know about the factors that affect your credit score, it can be easy to know what you can do to ensure that you have a good credit score. While it may take time and effort to improve your credit score, developing the following responsible habits now can help you in the long run:

    • Regularly access your credit score and credit report. This way, you can keep an eye on your score and understand what needs to be done to improve your score.
    • Pay your bills and EMIs on time. Having a good and timely payment history is a very important factor in improving your credit score.
    • Complete your outstanding payments. If you have any outstanding payments that are past their due date, pay them as soon as you can, as the later a payment is, the more it can impact your score. To avoid such mistakes in the future, consider setting up reminders or alarms, so you don’t forget.
    • Try not to use too much of your credit limit. Keep your credit utilization low to show any potential lenders that you're not too dependent on credit. Try to keep it under 30%—for example, if your credit limit is ₹10,000, try not to use more than ₹3,000. If it is not enough for your needs, consider asking your card issuer to raise your credit limit, or opt for a second card.
    • Limit any new credit requests. Try to limit the number of times you apply for new credit (such as new credit cards, loans, etc.). These are known as “hard inquiries” and they credit reports for two years, though their impact on your scores fades over time.
    • Check your credit report for any inaccurate information. Regularly see if there is any inaccurate information on your credit report, as your scores could suffer because of. If you find any mistakes or errors, raise a dispute as soon as possible, so it is rectified.

    What information will not affect your Credit Score?

    While there are many factors that affect a person’s credit score, there are also a number of factors which play no significant role in calculating a credit score. These include:

    • Your account balance – A person’s credit score and report uses details related to their loan and credit card information, rather than the amount present in their account.
    • Your investments – While getting a number of loans or credit cards you have can affect your score, the number of investment policies does not affect your score in any way.
    • Your income, occupation, or employment history – Where you work and how much you make has no impact on your credit score, as it is calculated based on how many credit lines you have and how well you manage them. This information may just be used for identifying purposes on your credit report. (However, keep in mind that some lenders may still consider this information relevant while making decisions.)
    • Where you live – Even though your address may be mentioned in the credit report, the city, state, or type of accommodation you have has no impact on your credit score.
    • Payment of utility bills – Your utility payments, like rent, or phone, electricity, water, and internet bills (however promptly and regularly they are paid) usually do not have an impact on your credit score. However, there are some alternative credit scoring models that factor in utility payments for those without a traditional credit history, but most are yet to take off in India.
    • Your age and demographics – No matter how old you are, your education level, religion, and various other demographic factors do not affect your credit score.
    • Your marital status – A person’s marital status has no bearing on their score, as credit scores are determined based on a person’s individual financial behaviour. Additionally, having joint bank accounts will not change your credit history and score.
    • Debit card usage – Since a credit score is connected to a person’s credit usage, debit card transactions do not have any influence on your credit score. This is because when you use a credit card you are essentially borrowing money and paying it back later, while using a debit card is just spending your own money. In the same way, payments via cash or cheque also have no impact on credit scores.
    • Rejected credit applications – Even if you have applied for a loan or credit card in the past and been denied, it will not impact your credit score. However, the request for credit itself is a “hard inquiry” which can impact your credit score.
    • Soft inquiries – Unlike “hard inquiries,” soft inquiries are when you check your own credit report, or inquiries by others (like your bank conducting reviews of your credit accounts). These inquiries do not impact your credit score.

    A credit score is a number that is used to assess an individual’s “creditworthiness.” This refers to their ability as a borrower to pay back debts, credit cards, or loans.

    A good or higher credit score can lead to a number of benefits, such as being approved for loans, getting lower interest rates, or longer repayment times. While having a lower credit score can harm such things, you can easily improve your score and ensure that you can access these credit opportunities whenever needed.

    Frequently Asked Questions

    What are the benefits of a good credit score?

    Banks and other lending institutions will use your credit score to decide credit approvals. Thus, if you have a higher credit score, that is because you have demonstrated responsible credit behavior in the past, and this may give potential lenders more confidence in approving requests for loans and other credit. You can also avail yourself of other benefits, such as lower interest rates, better terms of repayment, and a quicker loan approval process.

    Banks and other lending institutions will use your credit score to decide credit approvals. Thus, if you have a higher credit score, that is because you have demonstrated responsible credit behavior in the past, and this may give potential lenders more confidence in approving requests for loans and other credit.

    You can also avail yourself of other benefits, such as lower interest rates, better terms of repayment, and a quicker loan approval process.

    What is a good credit score for loans?

    The closer your credit score is to the maximum score possible (i.e., 900), the higher are the chances of your loan applications getting approved. In general, having a credit score of 700-750 and above is considered to be a good score when applying for any kind of loan.

    The closer your credit score is to the maximum score possible (i.e., 900), the higher are the chances of your loan applications getting approved. In general, having a credit score of 700-750 and above is considered to be a good score when applying for any kind of loan.

    Why can credit scores be different?

    The four different credit bureaus (TransUnion CIBIL, Experian, CRIF High Mark, and Equifax) use slightly different scoring models while calculating credit scores, so yours may vary based on which credit bureau furnishes your credit report.

    The four different credit bureaus (TransUnion CIBIL, Experian, CRIF High Mark, and Equifax) use slightly different scoring models while calculating credit scores, so yours may vary based on which credit bureau furnishes your credit report.

    Please try one more time!

    Request URL:
    Status Code:
    Request Payload:
    Response Data:

    Other Articles about Credit Score

    Credit Score - Types, Importance & Benefits

    Ranges of Credit Score

    How to Improve Credit Score?

    What is CRIF Highmark Score?

    CIBIL Score Required for Car Loan

    CIBIL Score Required for Home Loan

    What is Credit Report?

    What is Credit Rating?

    How to Check Credit Score?

    How Credit Score is Calculated?

    What is a Good Credit Score?

    What is a Bad Credit Score?

    What is CIBIL Score?

    What is Experian Credit Score?

    What is Equifax Credit Score?

    Credit Score Requirement for Personal Loan

    Check CIBIL Score by PAN Card

    How to Remove Your Name From CIBIL Defaulters List?

    Credit Rating Agencies in India

    Show more

    Important Articles related to Finance

    Employee Provident Fund

    EPF Registration Process

    How to Withdraw EPF Online

    Atal Pension Yojana Calculator

    How to Change Details in Atal Pension Yojana Scheme

    How to get Atal Pension Yojana Statement

    How to Close Atal Pension Yojana Account

    Sukanya Samriddhi Yojana

    How to Open Sukanya Samriddhi Yojana Account

    Sukanya Samriddhi Yojana Calculator

    What is Public Provident Fund?

    How to Open PPF Account?

    How to Check PPF Account Balance?

    Eligibility Criteria to Open PPF Account

    Types of PPF Forms

    How to Withdraw PPF Online?

    How to Invest in PPF?

    Financial Planning for Salaried Employees

    Importance of Financial Planning

    Financial Planning Tips for Women

    How to Apply for Atal Pension Yojana?

    What is UAN Number?

    How to check EPF Balance

    KVP Calculator

    Voluntary Provident Fund

    Difference between EPF and EPS

    How to Check Sukanya Samriddhi Account Balance?

    Investment Planning Guides

    Professional Tax in India

    Show more

    Disclaimer: This information is added only for informative purposes and collected from different sources across the Internet. Digit Insurance is not promoting or recommending anything here. Please verify the information before making any decisions.

    Check Credit Score FREE

    close
    Select Language: English हिन्दी বাংলা मराठी తెలుగు ગુજરાતી ಕನ್ನಡ தமிழ்
    1. Digit Insurance
    2. Finance
    3. What is Credit Score?
    4. What is a Good Credit Score

    Last updated: 2023-09-22

    Digit
    • about
    • contact
    • career
    Products
    • Car Insurance
    • Bike Insurance
    • Travel Insurance
    • Health Insurance
    • Property Insurance
    • Shop Insurance
    • Group Health Insurance
    • Arogya Sanjeevani Policy
    • Commercial Vehicle Insurance
    • Super Top-up Health Insurance
    • Health Insurance for Disabled & HIV/AIDS Patients
    Resources
    • Blog
    • Press
    • Download Policy
    • Grievance Redressal Procedure
    • Cancel e-Mandate
    • Check Digit Policy Status
    Agent & Partnerships
    • Become an Agent
    • Become Digit POSP
    • Garages claim intimation
    Services
    • Claims
    • Renewals
    • Digit Cashless Garages
    • Digit Cashless Hospitals
    Get our app
    Download man
    App Store Google Play

    Motor Products & Guides
    • Motor Insurance
    • Bus Insurance
    • Tractor Insurance
    • Commercial Van Insurance
    • Passenger Carrying Vehicle Insurance
    • Heavy Vehicle Insurance
    • Goods Carrying Vehicle Insurance
    • Commercial Vehicle Third Party Insurance
    • E-Rickshaw Insurance
    • Electric Car Insurance
    • Pay As You Drive
    • Electric Bike Insurance
    • Types of Motor Insurance
    • Comprehensive vs Zero Depreciation
    Health Insurance Guides
    • Comprehensive Health Insurance
    • Wellness Benefits
    • Diabetes Health Insurance
    • Family Floater VS Individual Health Insurance
    • Health Insurance for Parents
    • Health Insurance Plans for Family
    • How to Lower Your Health Insurance Premium
    • Indemnity Health Insurance
    • Individual Health Insurance
    • Health Insurance Portability
    • Health Insurance Premium Calculator
    • Health Insurance Tax Benefits
    • Health Insurance for Senior Citizen
    • Health Insurance in Bangalore
    • Corona Health Insurance
    • Health Insurance covering Critical Illness
    Bike Insurance Guides
    • Third Party Bike Insurance
    • Comprehensive Bike Insurance
    • Zero Depreciation Bike Insurance
    • NCB in Two Wheeler Insurance
    • IDV Value Calculator for Bike
    • Cashless Bike Insurance
    • Add-on Cover in Bike Insurance
    • Bike Insurance Calculator
    • Own Damage Bike Insurance
    • Comprehensive vs Third Party Bike Insurance
    • Compare Bike Insurance
    • Royal Enfield Classic Insurance
    • Best Scooty in India
    • How to Transport a Bike by Train
    • Difference between Torque & BHP in Bikes
    • Car Insurance Calculator
    Car Insurance Guides
    • Third Party Car Insurance
    • Comprehensive Car Insurance
    • Zero Depreciation Car Insurance
    • NCB in Car Insurance
    • IDV Calculator for Car
    • Bumper to Bumper Car Insurance
    • Own Damage Car Insurance
    • Comprehensive vs Third Party Insurance
    • Compare Car Insurance
    • Find Vehicle Registration Details Online
    • CNG Car Insurance
    • Own Damage Insurance
    • Popular Car Insurance
    • Car Segment Guide
    • What is RPM in Cars
    Property Products & Guides
    • Property Insurance
    • Shop Insurance
    • Fire Insurance
    • Burglary Insurance
    • Building Insurance
    • Office Insurance
    • Bharat Griha Raksha Policy
    • Bharat Laghu Udyam Suraksha Policy
    • Bharat Sookshma Udyam Suraksha Policy
    • Home Insurance for Home Loan
    • Pet Insurance
    • Mobile Insurance
    • Home Insurance Premium Calculator
    • Top Low-Investment Franchise Businesses in India
    • Assessing Officer of Income Tax Department
    • Identity Theft & Frauds
    • What is Financial Planning
    Business Products & Guides
    • Management Liability Insurance
    • General Liability Insurance
    • Fidelity Insurance
    • Professional Liability Insurance
    • Workmen Compensation Insurance
    • Money Insurance Policy
    • Sign Board Insurance
    • Plate Glass Insurance
    • Erection All Risk Insurance
    • Contractors' All Risks Insurance
    • Directors' and Officers' Liability Insurance
    • Marine Cargo Insurance
    • Contractors' Plant and Machinery Insurance
    • What is Micro-enterprise
    • Difference Between Trademark and Patent
    • Different Types of Industries
    • Machinery Breakdown Insurance
    • Non-Creamy Layer Certificate
    Tools & Calculators
    • Income Tax Calculator
    • Sukanya Samriddhi Yojana Calculator
    • HRA Exemption Calculator
    • BMI Calculator
    • Bike Loan EMI Calculator
    • EPF Calculator
    • Atal Pension Yojana Calculator
    • Personal Loan EMI Calculator
    • ULIP Calculator
    • Vehicle Road Tax Calculator
    • Online GST Calculator
    • SIP Calculator
    • 80D Deduction Calculator
    • Human Life Value Calculator
    • Ovulation Calculator
    • Invoice Generator
    • PDF to JPEG Converter
    • Rent Receipt Generator
    Finance Guides
    • What is Credit Score
    • What is Public Provident Fund
    • What is Sukanya Samriddhi Yojana
    • Property Tax Guides
    • Road Tax Guides
    • How to Apply for Reissue of Passport
    • Income Tax Slabs in India
    • What is Atal Pension Yojana Scheme
    • Everything about EPF
    • Financial Planning for Women
    • Financial Planning for Salaried Employees
    • Everything about NPS
    • ULIP vs Mutual Funds
    • What is Basic Salary
    • What is Professional Tax
    • Everything about Annuity
    • What is UPI Reference Number
    • QR Code Guides
    • Investment Guides
    Other Articles & Guides
    • Aadhaar Card Guides
    • Is KYC Mandatory for Buying Insurance
    • Everything about GST
    • GST Registration in India
    • Types of Insurance
    • Types of General Insurance
    • Government Holidays in India
    • Indian Passport Rank
    • Visa Free Countries for Indians
    • Visa on Arrival for Indians
    • PAN Card Guides
    • Business Insurance Guides
    • Best Business Ideas
    • What is Custom Duty
    • What is Debenture
    • What is Nominal Account
    • How to Drive a Car
    Traffic Rules 101
    • PUC Certificate
    • Vehicle Registration Certificate
    • New Traffic Fines
    • Fine for Driving without Helmet
    • Types of Driving Licence in India
    • Driving Licence in Delhi
    • Driving Licence in Bangalore
    • Driving Licence in Jaipur
    • Bangalore Traffic Fines
    • Pune RTO Fine
    • RTO Office
    • RTO Pune
    • RTO Ahmedabad
    • RTO Bangalore
    • RTO Mumbai
    • RTO Delhi
    • RTO Lucknow
    • RTO Thane
    • RTO Chennai
    Travel Products & Guides
    • Reasons for Visa Rejection
    • Check UK Visa Application Status
    • Schengen Travel Insurance
    • Thailand Travel Insurance
    • USA Travel Insurance
    • Dubai Travel Insurance
    • What Is Bangkok Famous For?
    • Best Countries to Visit in August
    • Best Beaches in the Maldives
    • How to Get PR in Australia
    • Countries with Easy Work Visa Process
    • Foriegn Embassies in India
    • Indian Embassies in Foriegn Countries
    • Travel Insurance covering Adventure Activities
    • Lost Your Passport When Travelling
    • Apply for Schengen Visa from India
    • Minimise the Cost of Travel Insurance
    • How to Get International Driving License
    • India Travel Guides
    • Student Travel Insurance
    • Family Travel Insurance
    Resources
    • Digit Insurance Reviews
    • Car Insurance Reviews
    • Bike Insurance Reviews
    • Commercial Vehicle Insurance Reviews
    • Travel Insurance Reviews
    • Health Insurance Reviews
    • Mobile Insurance Reviews
    • General Insurance Agent
    • Health Insurance Agent
    • Motor Insurance Agent
    • Everything about DigiLocker
    • Bank Branch Locator
    • IFSC Code Finder
    • Excise Duty on Fuel in India
    • Which Fuel is Used in Aeroplane
    • Deductions & Exemptions Under the New Tax Regime
    • Cooling System in Automobiles
    • Importance of Motorcycle Helmets
    Downloads Do Not Disturb (DND) Public Disclosures Investor Relations Stewardship Policy IRDAI Privacy Policy

    CIN: U66010PN2016PLC167410, IRDAI Reg. No. 158.

    Go Digit General Insurance Limited (formerly known as Oben General Insurance Ltd.) - Registered Office Address - 1 to 6 floors, Ananta One (AR One), Pride Hotel Lane, Narveer Tanaji Wadi, City Survey No.1579, Shivaji Nagar, Pune-411005, Maharashtra | Corporate Office Address - Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru-560095, Karnataka | Trade logo of Go Digit General Insurance Ltd. displayed above belongs to Go Digit lnfoworks Services Private Limited and is provided and used by Go Digit General Insurance Ltd. under license.