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This product belongs to Digit General Insurance

  • I/We, hereby declare that the statements and particulars given in this Proposal form are complete, true and accurate and I/We agree that the Insurance company will not be liable under the insurance contract if it is found that any of my/our statements or particulars or declarations in this proposal form or other documents are incorrect /misleading /Fraudulent in any respect on any matter to the grant of a cover or submission of claim in future.
  • I declare that the premium paid under this transaction to Go Digit General Insurance Limited is being paid by me i.e. the proposer/policyholder through a bank account or a Credit/Debit Card or a Prepaid Payment Instrument or a UPI wallet (Wallet), held by me in my name as a primary holder (referred to as “source account”). I confirm that it is not a third party payment made by any other person on my behalf. I understand that in the event of a policy cancellation,the refund of premium as per policy terms and conditions may be credited back to such source account and such electronic transfer will constitute full and final discharge of the Company’s obligation.
  • I/We declare that the rate of NCB claimed by me/us is correct and that no claim as arisen in the expiring policy period (copy of the policy enclosed). I/We further undertake that if this declaration is found to be incorrect, all benefits under the policy in respect of Section I of the Policy will stand forfeited.
  • I hereby affirmatively warrant that the Assured named herein/owner of the vehicle insured holds a valid Pollution Under Control (PUC) Certificate on the date of commencement of the Policy and the same has been shown to the agent/authorized person of intermediary. I further undertake to renew and maintain a valid and effective PUC Certificate during the duration of the Policy period. If the PUC certificate is not found valid on the date of loss, I understand that the Company reserves the right to cancel the policy.
  • I/We, hereby agree that in Case of Break in Insurance, the policy would be issued subject to acceptance of risk after evaluation of the Vehicle Inspection report. Own Damage cover (Section – I) would not commence unless the satisfactory Vehicle Inspection report has been received by us. If the Company does not receive the Vehicle Inspection report or the report is adverse, the Company, at its discretion, will cancel Policy as per the Motor Tariff.
  • I/We further declare that l/we will notify in writing any change in the details so furnished hereinabove occurring after the proposal has been submitted but before communication of the risk acceptance by the Company.
  • I/We authorize the Company to share information pertaining to my proposal including medical records for the sole purpose of proposal underwriting and/or claims settlement and with any Governmental and/or Regulatory authority.
  • By submitting your contact number and email ID, you authorize Go Digit General Insurance (Digit Insurance) to call, send SMS, messages over internet-based messaging application like WhatsApp and email and offer you information and services for the product(s) you have opted for as well as other products/services offered by Digit Insurance. Please note that such authorization will be over and above any registration of the contact number on TRAI’s NDNC registry.
  • This policy has been issued based on your declaration of Gross Annual Income and that Base Sum Insured chosen is not more than 10 times of such Gross Annual Income. In the event the declaration is found to be incorrect/wrong and/or non-submission of income proof to justify this declaration, it may result in inadmissibility of claim and/or cancellation of policy.
  • I confirm that the Gross Annual Income of the family in this proposal is true and correct and undertake to submit relevant income proof(s) in the event of claim in this regard.
  • This is to confirm that the Insured member(s) under this Policy does not work in Nuclear power plants, underground mines, explosives, hazardous material (e.g., fertilizers, asbestos fibre, toxic gases, toxic chemicals, pesticides etc)
  • This is to confirm that the Insured member(s) under this Policy does not work in underground mines, in explosive magazines or in electrical installations with high tension supply, or insured is a jockey, circus personnel, engaged in racing on wheels or horseback, big game hunting, mountaineering, winter sports, skiing, ice hockey, river rafting, polo, or in similar activity or occupation
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Bima Bharosa (Earlier Known As IGMS)

"The best step you can take to protecting personal information- is commit to sharing information only when required."

All transactions (financial and non-financial) need to be done through our Website / Digit App / branch offices / Customer Center or you may also connect with our authorized Agents / POSPs / Insurance intermediaries.

Disclaimers

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  • For policies with a risk commencement date on or after October 1, 2024, all servicing activities, including without limitation claims processing and grievance redressal, shall be in compliance with the provisions of the IRDAI (Insurance Products) Regulations, 2024 dated March 20, 2024 and IRDAI (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024 dated March 22, 2024 read with relevant Master Circulars.
  • ^The discount mentioned of up to 90% can be availed with Digit Private Car Pay As You Drive Add-on (UIN: IRDAN158RP005V01201718/A009V01202223) can be purchased along with Digit Private Car Policy (UIN: IRDAN158RP005V01201718) | T&C apply*
  • *The above-mentioned total partner count includes Individual Agents, POSPs, Corporate Agents, Brokers, Web Aggregators, Motor Insurance Service Providers, Insurance Marketing Firms, and Common Service Centres associated with Digit since its inception until 31st March 2025.
  • *The partner commission count indicates the total amount of Rs 5,900 crores paid toward commission to all the above-mentioned partners since inception till 31st March 2025.
  • *Becoming a partner with Digit is appointment as Individual Agents, POSPs, Corporate Agents, Brokers, Web Aggregators, Motor Insurance Service Providers, Insurance Marketing Firms, Common Service Centres, and is subject to fulfilment of applicable regulations read with the company's policies.
  • Beware of Spurious Phone Calls and Fictitious / Fraudulent Offers - IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
  • For more details on risk factors, terms and conditions, please read policy wordings available under download section carefully before concluding a sale.
  • Claim Settlement Ratio is count of (Claims paid + Claims Closed) / (Claims O/S at Start + Claims Reported - Claims O/S at End)

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Digit Insurance > General Insurance
Last updated:02-12-2025