Suzuki Swish Insurance

Swish was a premium scooter Suzuki designed especially for the young male commuters for everyday urban touring. Given the success, the Japanese automakers modified the graphics and offered a new colour scheme to Swish 125 in 2015. However, Suzuki continued the production only for 2 years.

Individuals still riding this scooter must opt for Suzuki Swish insurance to ensure maximum financial security.

Several insurance companies in India offer convenient motorcycle insurance options at affordable premiums. Digit Insurance is one such company.

While you pick an insurance provider based on the affordability of premiums, you need to factor in other pointers as well to utilise maximum benefits. In this regard, Digit is an ideal destination. 

Keep reading to know why.

1. Vast Options Available - At Digit, you can select an insurance cover as per your requirements and budget. The insurer offers-

1. Third-Party Policy - Under this policy, Digit will provide financial assistance to the third-party affected by your motorcycle. That means, if your Swish scooter causes damage to another two-wheeler or car, individual or property, Digit will take care of the expenses and all litigation cause that may arise.

Note: The third-party policy does not come with Own Damage protection. To utilise this benefit, you need to include a standalone Own Damage Cover to your base scheme.

1. Comprehensive Policy - It offers well-rounded protection against expenses involved in third-party and own damage repairs. That means, apart from third-party liabilities, if your scooter gets impaired in natural calamities, fire, theft etc. Digit will handle the losses.

1. Digitised Purchase Option - Now buy any of the mentioned Suzuki Swish insurance online from the comfort of anywhere. Visit Digit’s official website to learn about the coverage and prices. For Suzuki Swish insurance renewal online, sign in to their existing accounts and follow the instructions provided.

1. Instant Claim Settlement - You do not need to spend hours to file a claim against your motor policy. Digit offers a simplified 3-step process.

1. Call on 1800 258 5956 to receive a self-inspection link on your registered mobile number

2. Upload all the images of your impaired scooter on the link as evidence

3. Click either on “Reimbursement” or “Cashless” mode of repair option

1. IDV Customisation - Higher Insured Declared Value guarantees higher compensation in case of theft or irreparable damage to your scooter. Digit allows you to improve your IDV against a little increment of the premiums.

1. Policy Elevation with Add-ons - Digit further offers you an option to maximise your base policy scheme by including its lucrative add-ons.

   • Engine and gearbox protection
   • Zero depreciation
   • Return to invoice and others

1. Wide Range of Network Garages - Over 2900 Digit network bike garages are currently offering cashless repairs across the country.

1. Instant Assistance - Digit has an energetic team of customer care executives offering round the clock and reliable solutions to all your insurance-related queries.

In addition, you can lower your premiums by picking higher deductibles and avoiding small claims. But remember, lower premiums do not guarantee well-rounded protection. Therefore, trading such lucrative benefits for budget premiums is risky.

Motorcycle insurance is necessary for India due to the following reasons.

1. Protects from Legal Repercussions - The Motor Vehicles Act 1988 stated that every two-wheeler owner must carry valid insurance documents while riding their motorcycles. Any violation applies a hefty penalty of ₹2,000 and ₹4,000, respectively.  

1. Offers Third-Party Security - Under scenarios where your scooter impairs another vehicle, property or person in an accident, an insurance policy will save you from possible expenses. 

1. Personal Accident Cover - If the rider owner of the motorcycle passes away or gets permanently or partially disabled in an accident, the insurance company will compensate for such an unfortunate loss.

1. Provides Own Damage Protection - In case of theft or damage beyond repair, your two-wheeler insurance for Suzuki Swish will extend financial aid for the loss.

1. No Claim Bonus Benefits - Against every claim-free year, reputed insurance providers like Digit reward their customers with attractive bonuses or discounts on subsequent annual insurance premiums.

Available in four colour schemes, Suzuki Swish exhibited the following features.

• The 124 cc single-cylinder air-cooled engine mated with a CVT transmission produced 8.7 bHP of maximum power and a peak torque of 9.8 Nm.

• The suspension setup comprised telescopic at the front and conventional coil springs at the rear.

• For braking, 120 mm drum brakes were installed at both ends.

• Swish 125 got an upgraded instrument cluster including a digital speedometer, service reminder, dual trip metres and a digital clock.

• The new multi-reflector blue-tinted position lamps on both sides completed the sleek appearance of the Swish scooter.

• The scooter also offered an extended and wide seat with wide floorboards and 20 litres under-seat storage.

As Suzuki has discontinued the production of this 125 cc scooter in the Indian automobile market, the repairing and replacement costs will be expensive. In this respect, Suzuki Swish insurance is a handy option to avoid such lump sum expenses.