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Daily Conveyance Benefit Add-on cover in Two-wheeler Insurance
Daily Conveyance Benefit Add-on cover offered in Two-wheeler insurance ensures that the insurer will compensate you for the transportation cost incurred during the repair period. The compensation can be done in any of the two ways – pay a fixed allowance per day or provide coupons from taxi operators which is equivalent to the per day fixed allowance. This benefit will be provided as per the one mentioned in the policy schedule.
Note: Daily Conveyance Benefit add-on cover in Two-wheeler Insurance has been filed as Digit Two Private Package Policy – Daily Conveyance Benefit with Insurance Regulatory and Development Authority of India (IRDAI) with UIN number IRDAN158RP0006V01201718/A0021V01201718.
What’s covered under Daily Conveyance Benefit Add-on
Availing the Daily Conveyance Benefit add-on cover will ensure that you are covered for the following:
You will be offered a fixed daily allowance by the insurer for transportation purposes when the insured vehicle is being repaired.
The insurer will provide you coupons from well-known taxi operators like Ola and Uber for an amount equal to the daily fixed allowance.
What’s not covered
In addition to the general exclusions listed under the base vehicle insurance policy, the insurer is not liable to pay for any claim in the event of the following under the Daily Conveyance Benefit add-on cover:
The vehicle insurance policy not being valid.
The own damage claim made by you under the vehicle insurance policy is not payable/admitted.
The insured vehicle is not repaired at Digit authorized repair shop.
Losses arise due to an act of God or because of strikes and riots.
Loss is covered under any other type of insurance policy or cover.
Benefit of delay in taking delivery once the repair of the insured vehicle is completed.
- Time excess opted by you is different from the one mentioned in the policy.
Disclaimer - The article is for informational purposes, collected across the internet and with respect to Digit’s Policy Wordings document. For detailed coverage, exclusions, and conditions about Digit Two Wheeler Package Policy – Daily Conveyance Benefit (UIN: IRDAN158RP0006V01201718/A0021V01201718), go through your policy document carefully.
FAQs about Daily Conveyance Benefit Add-on Cover in Two-Wheeler Insurance
How many claims are admissible under the Daily Conveyance Benefit add-on cover in a year?
A maximum of two claims are admissible under this add-on during each year of the policy period.
Will I able to enjoy the benefit offered under this cover in case of theft of insured vehicle and subsequent recovery?
Yes, you will be able to. However, the benefit shall be payable till the date of such recovery subject to the maximum number of days opted by you.
For availing the benefit under Daily Conveyance Benefit add-on, the claim must be admitted under which section?
The claim must be admitted under Section 1 – Own Damage of the vehicle insurance policy for you to enjoy the benefit offered under this add-on cover.