What is Section 80DDB of Income Tax Act?, Completely Explained

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Disease	Certificates
Neurological Disease	A prescription from a Neurologist (Doctorate of Medicine in Neurology or any equivalent degrees)
Severe Renal Failure	A prescription from a Nephrologist (Doctorate of Medicine in nephrology or other equivalent degree). Or else, a prescription from a Urologist (Master of Chirurgiae or other equivalent degrees)
Malignant Cancer	A prescription from an Oncologist (Doctorate of Medicine in oncology or other equivalent degrees)
Haematological Disorders (Thalassaemia and Hemophilia)	A prescription from a specialist (Doctorate of Medicine Degree in Hematology or other equivalent degrees)
AIDS	A prescription from a doctor (Post Graduate Degree in general or internal medicine or other equivalent degrees)

Category	Age Description
Seniors	Individuals categorised as seniors are Indian citizens and are 60 years or more in the given year.
Super Seniors	Super senior citizens are Indian residents who are 80 years of age or more in the given year.

Age	80DDB Deduction Amount
Less Than 60 Years	₹40,000 or the actual medical cost, whichever is less
60 Years Or Above	₹1,00,000 or actual medical cost, whichever is less
80 Years Or Above	₹1,00,000 or the actual medical cost, whichever is less

Section 80DDB of Income tax Act

80DDB Deduction: Who Can Avail It?

80DDB Diseases List: Disease's Name Against Which You Can Claim Deduction

How to Claim Deduction Under Section 80DDB?

Documents Required to Claim Your 80DDB Deduction

1. Medical Certificate

2. Self-Declaration Document

3. 80DDB Form

4. Paid Insurance Premium Receipts

How to Fill in the Form for 80DDB?

80DDB Deduction Limit: What Do You Need to Keep in Mind?

Bottom Line

Frequently Asked Questions

✓ How are deductions under 80DDB different from those under 80DD?

✓ Is paralysis covered under the 80DDB deductions?

✓ Can you claim both 80D and 80DDB deductions at the same time?

More article about Income Tax in India

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